Hang Seng Bank
Home Care Plan
“Home and Away Cover Extension” 

Successfully enrol 
to Enjoy Perpetual 20% Premium Discount &
1-month premium Waiver in the First Policy Year
Get a HKD100 Cash Voucher

Dear Customer,
 
Hang Seng — the bank with the highest rated banking services in Hong Kong for 7 consecutive years* brings you the Home Care Plan to cover your home and personal belongings on all fronts. Besides, it also comes with the Worldwide All-Risk Cover for Personal Belongings and Personal Liability Benefit, plus the “Home and Away Cover Extension”, for your better peace of mind whether at home or away.



Hang Seng Personal e-Banking customers: hangseng.com/e-Banking
Other customers: hangseng.com/homecare
Enrolment hotline: 2998 9888


Hang Seng Bank

*
According to Oracle Added Value Banking Study 2005 - 2011, among personal banking customers of the 8 major banks in Hong Kong.
#
The lowest monthly premium amount is HKD56. Calculation is based on the premium for Plan A with a 20% discount and an apartment with a gross floor area of 500 square feet or less.

Remarks:
1.
An extra one-month premium waiver in the first policy year is offered to customers who successfully enrol in the Home Care Plan via online or the enrolment hotline 2998 9888 (applicable to both the annual and monthly premium payment modes; the third month’s premium will be waived for the monthly premium payment mode).
2.
The supplier of the Cash Voucher is Wellcome Supermarket. For the usage of the Cash Vouchers, please refer to the terms and conditions printed on the Cash Voucher.

Terms and Conditions for the offers:
The promotion period is from 26 July 2012 to 31 October 2012 (“Promotion Period”).
If customers cancel the Home Care Plan after 15 days from receiving the policy, QBE General Insurance (Hong Kong) Limited will apply the customary short period rate to the premium for the time the policy has been in force according to the policy provision (e.g. QBE General Insurance (Hong Kong) Limited may refund the paid premium for the uninsured months under the annual premium payment mode).
To enjoy the offer, the policy must be in force when the gift is sent out.
Customers who currently hold and/or have held, renewed or cancelled within the past 6 months any Home Care Plan will not be eligible for the promotion offers.
QBE General Insurance (Hong Kong) Limited and Hang Seng Bank Limited reserve the right to suspend, vary or discontinue the promotion offers, and amend the relevant promotion offers, and terms and conditions without prior notice. In case of any dispute, the decisions of QBE General Insurance (Hong Kong) Limited and Hang Seng Bank Limited shall be final.

Terms and Conditions for HKD100 Cash Voucher (“Cash Voucher”):
The Cash Voucher is available while stock lasts. Hang Seng Bank Limited and QBE General Insurance (Hong Kong) Limited reserve the right to replace the Cash Voucher with another gift. The value and nature of the replacement gift may differ from those of the Cash Voucher offered in this promotion.
The Cash Voucher cannot be redeemed for cash, nor will change be given, and they cannot be exchanged for other gifts. The Cash Voucher will not be re-issued if lost or damaged.
Each policy will be entitled to the Cash Voucher once only.
Cash Voucher will be mailed to the policyholder by surface mail within 3 months after the end of the Promotion Period. For the usage of the Cash Voucher, please refer to the terms and conditions as prescribed therein.
Hang Seng Bank Limited and QBE General Insurance (Hong Kong) Limited are not the supplier of the aforementioned Cash Vouchers and will not be responsible for any related liabilities. In case of disputes, customers should deal with the supplier directly.

The above is intended as a general summary of information for reference only. For details of the coverage, exact terms and conditions and exclusions of the plans, please refer to the English version of the policy.

The Home Care Plan is underwritten by QBE General Insurance (Hong Kong) Limited. The Travelsure Protection Plan is jointly underwritten by QBE General Insurance (Hong Kong) Limited and AXA General Insurance Hong Kong Limited which are authorized and regulated by the Commissioner of Insurance of the HKSAR. Hang Seng Bank Limited is an insurance agent authorized by QBE General Insurance (Hong Kong) Limited and AXA General Insurance Hong Kong Limited. Insurance products provided by QBE General Insurance (Hong Kong) Limited are only available for subscription for residents of the HKSAR.

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