Hang Seng Bank

Dear Customer,

Hang Seng – the bank with the highest rated banking services in Hong Kong for 8 consecutive years* provides you "Hang Seng e-TOPicks". We are pleased to introduce you four special offers, 80th Anniversary Exhibition and the latest e-Banking Tips.
Cards > Enjoy Triple Instant Offers at YATA Shopping Days
Cards > Enjoy 32% off and Cash Dollars Offer at Quiksilver / ROXY
Loan Services > Hang Seng Personal Instalment Loan - enjoy a monthly flat rate of as low as 0.17%
RMB Services > Fabulous offers suitable for personal customers
80th Anniversary > Hang Seng 80th Anniversary Exhibition
e-Banking Tips > "Dual-Password" Logon Mode of Personal e-Banking

Promotion Period: From 23 to 27 May 2013

Spend with your Hang Seng Credit Card at YATA Shopping Days to enjoy up to 80% off selected items and the following triple instant offers:

Offer 1: Instant Cash Coupon

Offers for Shatin and Tai Po Shops
Redeem a HKD50 YATA Cash Coupon(1) upon accumulative spending with your card for every HKD2,200(2) (based on a single day) and with presentation of credit card sales slips of a single day. Up to HKD500 cash coupons (a maximum of 10 cash coupons) can be redeemed per card per day.

Offers for San Po Kong Shop
Redeem a HKD20 YATA Cash Coupon(1) upon accumulative spending with your card for every HKD800(2) and with presentation of credit card sales slip (a maxmium of 2 sales slips) of a single day. Up to HKD100 cash coupons (a maximum of 5 cash coupons) can be redeemed per card per day.

Cash Coupons are of limited daily quantity and while stock lasts.

Offer 2 – Extra 5% off Selected Items
Get Extra 5% off selected items with this logo by spending with your Card.

Offer 3 - Enjoy up to 60% off and at Cosmetics Counters
Exclusive offers from 20 Cosmetics Brands up to 60% off and enjoy 5x Cash Dollars upon net spending of HKD1,000 or above in a single transaction with your Card at Cosmetics Counters.

Customers are required to spend and present the same Hang Seng Credit Card, machine-printed sales invoice and sales slips for redemption at the same day of purchase, expired sales slips are invalid.
Not applicable to purchase of YATA cash vouchers and selected items.
Only Chinese version of offer details is available, please contact YATA Department Store at 2694 1111 for details.


Promotion Period: From now until 27 May 2013

Spend with your Hang Seng Credit Card at Hong Kong Quiksilver / ROXY shops to enjoy the following exclusive offers:

32% off regular-priced items
Redeem a Quiksilver / ROXY umbrella# (original price HKD200) with $35 Cash Dollars upon net purchase of HKD400 or above

Quiksilver/ ROXY Service Hotline: 2263 3393
#Available while stock lasts.


Promotion Period: From now until 21 June 2013

Successfully apply for Hang Seng Personal Instalment Loan, you can enjoy a monthly flat rate of as low as 0.17%(1) with full handling fee waiver(1).
Same day approval and cash disbursement(2). Apply and get approval in the same morning, you can withdraw the loan in the afternoon(3).
Only the most recent month's salary proof is required(4). Applicants from all walks of life are welcome.
Loan amount of up to HKD800,000 or 8 times your monthly salary(5) (whichever is lower) and flexible repayment periods up to 60 months(6).

Please visit hangseng.com/loan for more details


Promotion Period: From now until 31 July 2013

Offering a full suite of Renminbi Services, simply brilliant. Let you keep abreast of opportunities arising from the growth of the market.

Securities unlimited ¥0 brokerage fee for buy transactions
Time Deposit up to 6.38% p.a.
Remittance rebate offer
Commercial Card / Credit Card / Mortgage welcome offer
Currency Exchange basis points premium

Please visit hangseng.com/rmb for Offer details, Risk Disclosure, Terms and Conditions.


Exhibition Period: From now until 15 June 2013

Rooted in Hong Kong for 80 years, Hang Seng works to manage wealth for you, with you.

We would like to invite you to learn more about the Bank's business development and contributions to society over the past 80 years, by visiting the Hang Seng 80th anniversary exhibition. Visiting three different MTR stations, the roving exhibition provides a concise history of the Bank and includes replicas of the 1940s iron gate and wooden signboard from Hang Seng’s former premises on Queen’s Road Central.

Don’t miss the chance to trace the history of a Hong Kong institution and take photos of the iron gate and wooden signboard replicas - Hang Seng encourages you to come and visit.


"Dual-Password" Logon Mode of Personal e-Banking

To further enhance the security of internet banking services, Hang Seng introduces the "Dual-Password" Logon Mode to reinforce the security of our Personal e-Banking.

We will notify existing Personal e-Banking customers by e-mail / post to reset 2 different passwords to switch to the "Dual-Password" Logon Mode. New customers need to set up "First Password" and "Second Password" during registration of the service.

Thereafter, simply input the "First Password" in full and the three digits which are randomly drawn by the system from the "Second Password" to logon Personal e-Banking.

For details, please visit hangseng.com/dualpassword


Hang Seng Bank

* According to Oracle Added Value Banking Study 2005 - 2012, among personal banking customers of the 8 major banks in Hong Kong.

Investors should note that all investment involves risks. Prices of investment products may go up as well as down and may even become valueless. Investors should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products before making any investment decision.

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Important Message to Readers, please visit


Please contact any Hang Seng Bank branch if you request Hang Seng not to use your personal data for direct marketing purposes.

Security Reminder: Hang Seng Bank maintains strict security standards and procedures to prevent unauthorised access to information about its customers. We will not contact customers by e-mail to request customers to validate personal information such as user ID, account number or password. If customers receive such an e-mail, please contact us on 2822 0228.