Hang Seng Bank

Dear Customer,

Hang Seng - the bank with the highest rated banking services in Hong Kong for 7 consecutive years* provides you the Prestige Newsletter 2013 First Edition!
Prestige Seminar : "Q2 2013 Investment Outlook" Seminar
Investment Market View : Increased Investments in Stocks in 2013
Investment Market View : Investment Opportunities from China's Economic Transition
Prestige Corner : Exclusive 24K Gold-plated Koi Gift Offer for Funds Subscription
Prestige Corner : Hang Seng Insurance 24K Gold-plated "Prosperous Snake" Promotion
Prestige Corner : New Mei Foo Plaza and Central Prestige and Preferred Banking Centre are now at your service

"Q2 2013 Investment Outlook" Seminar
Hong Kong stock market started the first trading day of 2013 with a bang, marking a promising start for investors. However, the global economy continues to face acute volatility: the US credit crisis may affect the country's credit rating, while Europe wrestles with a slow economic recovery. Meanwhile, Mainland China is striving for sustainable and steady growth of the economy. How should investors tailor their second quarter investment strategies?

Prestige Banking will organize a seminar under the theme of "Q2 2013 Investment Outlook". Mr. Mark Wan, Chief Analyst of Hang Seng Investment Services Limited and Mr. Clarence Lee, Director, Head of Retail Sales, Invesco Asset Management Asia Limited will share their expert insights about market outlook and investment opportunities in the second quarter of 2013, helping you to identify important market signs and come up with the investment strategies.

Date : 20 April 2013 (Saturday)
Time : 2:00pm - 4:30pm
Venue : 24/F, Penthouse, Hang Seng Bank, 83 Des Voeux Road Central
Registration : To register, please call 2998 9188 on or before 18 March 2013 (9:00am 9:00pm)
Language : Cantonese


 
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Increased Investments in Stocks in 2013
Policy risks dominated the headlines in 2012, as there were general elections or change of leadership in the US, China and several European countries. The world's two major central banks, European Central Bank (EBC) and Federal Reserve, launched such non-standard measures as "Outright Monetary Transactions (OMT)" and "Quantitative Easing 3 (QE3)" respectively, giving a strong boost to the global investment market in the fourth quarter. There were also steady capital inflows into Hong Kong and other Asian stock markets.We have invited Ms. Belle Liang, Head of Investment Advisory Department, Hang Seng Bank to share the investment prospect in 2013.

 
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Investment Opportunities from China's Economic Transition
At the end of 2012, the global financial market rebounded significantly as many investment markets soared. At the start of 2013, however, the financial market has been volatile over the negotiations on the budget and debt ceiling in the US. What are the prospects of China's economy amid the fluctuations and economic slowdown in the global market? Will the country's economic growth regain its momentum? We have invited Professor Stephen Cheung, Dean and Professor (Chair) of Finance, School of Business, Hong Kong Baptist University, to share his analysis on prospects of the Mainland's economy and the investment opportunities.

 
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Exclusive 24K Gold-plated Koi Gift Offer for Funds Subscription
From now until 28 February 2013, customers can enjoy a 24K Gold-plated Koi gift for free upon reaching the relevant accumulated subscription amount for any fund and get a HKD200 Fund Subscription/ Switching Handling Fee Reduction simultaneously

 
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Hang Seng Insurance 24K Gold-plated "Prosperous Snake" Promotion
From now till 28 February 2013, successfully enrol in the life insurance plans from Hang Seng Insurance at branches of Hang Seng Bank, irrespective of the annualized premium amount, you will receive a limited edition Hang Seng Bank 24K Gold-plated "Prosperous Snake" Ornament (Petite version).

 
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New Mei Foo Plaza and Central Prestige and Preferred Banking Centre are now at your service
Hang Seng Bank aims to serve customers the most comprehensive wealth management services. Currently, Hang Seng Bank operates more than 90 branches including MTR Station Offices in premium locations across the districts. Located in Mei Foo and Central, the two new Prestige and Preferred Banking Centres, are now at your service.

 
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Hang Seng Bank


* According to Oracle Added Value Banking Study 2005 - 2011, among personal banking customers of the 8 major banks in Hong Kong.

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• This document has been distributed by Hang Seng Bank Limited (the "Bank") in Hong Kong. It is not intended for anyone other than the recipient and should not be distributed by the recipient to any other persons. It may not be distributed to the United States, Canada, Japan or Australia and may not be distributed, directly or indirectly, to any US person (within the meaning of Regulation S under the US Securities Act of 1933) or any persons situated in mainland China (but not including people in Hong Kong, Macau or Taiwan). It may not be reproduced or further distributed. "Investment Opportunities from China's Economic Transition" comprises various sub-sections which have been prepared and issued by the author/expert as marked in the article. The Bank, its officers, employees or agents have not been involved in the preparation of such article and information contained therein and did not devise, select, add to, modify or otherwise exercise controls over the contents. The views or opinions as expressed therein represent the personal views or opinions of the author/expert and do not represent those of the Bank. Neither the author nor expert is a representative or employee of the Bank. Accordingly, the Bank does not take responsibility for such article and does not endorse its accuracy. • Other than the information noted in the above paragraph, other sections of this document have been prepared and issued by the Bank based on information obtained from sources it believes to be reliable but which it has not independently verified. Whilst every care has been taken in preparing such information, the Bank makes no guarantee, representation or warranty and accepts no responsibility or liability as to its accuracy or completeness. Except as specifically indicated, the expressions of opinion are those of the Bank only and are subject to change without notice. • The information contained in this document has not been reviewed in the light of your personal financial circumstances. The Bank is not providing any financial or investment advice. The information is not and should not be construed as an offer to sell or a solicitation for an offer to buy any financial products, and should not be considered as investment advice. Inclusion of specific financial products in this document does not suggest that any such financial product is suitable for you, nor that it will continue to perform as it has in the past. Their inclusion must not be considered as buy or sell recommendations. • Investors should carefully consider whether any investment products or services are appropriate for them in view of their investment experience, objectives, financial resources and relevant circumstances. The relevant product offering documents should be read for further details. • Investment involves risk, value of investment may move up or down, and may become valueless. Past performance figures shown are not indicative of future performance. The relevant product offering documents should be read for further details. • The Bank, the affiliates of the Bank and/or their officers, directors and employees may have positions in any financial instruments mentioned in this document and may from time to time add to or dispose of any such financial instruments. • The Bank, the affiliates of the Bank may act as market maker of or have assumed an underwriting commitment in the securities (or related financial instruments) of any companies discussed in this document, may sell them or buy them from customers on a principal basis and may also perform or seek to perform investment banking or underwriting services for or relating to those companies.

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