Hang Seng Bank

Dear Customer,

Hang Seng - the bank with the highest rated banking services in Hong Kong for 7 consecutive years* provides you the Prestige Newsletter 2013 First Edition!
Prestige Seminar : "Q2 2013 Investment Outlook" Seminar
Investment Market View : Increased Investments in Stocks in 2013
Investment Market View : Investment Opportunities from China's Economic Transition
Prestige Corner : Exclusive 24K Gold-plated Koi Gift Offer for Funds Subscription
Prestige Corner : Hang Seng Insurance 24K Gold-plated "Prosperous Snake" Promotion
Prestige Corner : New Mei Foo Plaza and Central Prestige and Preferred Banking Centre are now at your service

"Q2 2013 Investment Outlook" Seminar
Hong Kong stock market started the first trading day of 2013 with a bang, marking a promising start for investors. However, the global economy continues to face acute volatility: the US credit crisis may affect the country's credit rating, while Europe wrestles with a slow economic recovery. Meanwhile, Mainland China is striving for sustainable and steady growth of the economy. How should investors tailor their second quarter investment strategies?

Prestige Banking will organize a seminar under the theme of "Q2 2013 Investment Outlook". Mr. Mark Wan, Chief Analyst of Hang Seng Investment Services Limited and Mr. Clarence Lee, Director, Head of Retail Sales, Invesco Asset Management Asia Limited will share their expert insights about market outlook and investment opportunities in the second quarter of 2013, helping you to identify important market signs and come up with the investment strategies.

Date : 20 April 2013 (Saturday)
Time : 2:00pm - 4:30pm
Venue : 24/F, Penthouse, Hang Seng Bank, 83 Des Voeux Road Central
Registration : To register, please call 2998 9188 on or before 18 March 2013 (9:00am 9:00pm)
Language : Cantonese

Increased Investments in Stocks in 2013
Policy risks dominated the headlines in 2012, as there were general elections or change of leadership in the US, China and several European countries. The world's two major central banks, European Central Bank (EBC) and Federal Reserve, launched such non-standard measures as "Outright Monetary Transactions (OMT)" and "Quantitative Easing 3 (QE3)" respectively, giving a strong boost to the global investment market in the fourth quarter. There were also steady capital inflows into Hong Kong and other Asian stock markets.We have invited Ms. Belle Liang, Head of Investment Advisory Department, Hang Seng Bank to share the investment prospect in 2013.

Investment Opportunities from China's Economic Transition
At the end of 2012, the global financial market rebounded significantly as many investment markets soared. At the start of 2013, however, the financial market has been volatile over the negotiations on the budget and debt ceiling in the US. What are the prospects of China's economy amid the fluctuations and economic slowdown in the global market? Will the country's economic growth regain its momentum? We have invited Professor Stephen Cheung, Dean and Professor (Chair) of Finance, School of Business, Hong Kong Baptist University, to share his analysis on prospects of the Mainland's economy and the investment opportunities.

Exclusive 24K Gold-plated Koi Gift Offer for Funds Subscription
From now until 28 February 2013, customers can enjoy a 24K Gold-plated Koi gift for free upon reaching the relevant accumulated subscription amount for any fund and get a HKD200 Fund Subscription/ Switching Handling Fee Reduction simultaneously

Hang Seng Insurance 24K Gold-plated "Prosperous Snake" Promotion
From now till 28 February 2013, successfully enrol in the life insurance plans from Hang Seng Insurance at branches of Hang Seng Bank, irrespective of the annualized premium amount, you will receive a limited edition Hang Seng Bank 24K Gold-plated "Prosperous Snake" Ornament (Petite version).

New Mei Foo Plaza and Central Prestige and Preferred Banking Centre are now at your service
Hang Seng Bank aims to serve customers the most comprehensive wealth management services. Currently, Hang Seng Bank operates more than 90 branches including MTR Station Offices in premium locations across the districts. Located in Mei Foo and Central, the two new Prestige and Preferred Banking Centres, are now at your service.


Hang Seng Bank

* According to Oracle Added Value Banking Study 2005 - 2011, among personal banking customers of the 8 major banks in Hong Kong.

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