Hang Seng Bank

Dear Customer,

Hang Seng - the bank with the highest rated banking services in Hong Kong for 8 consecutive years* provides you the Prestige Newsletter 2013 Third Edition!
Prestige Seminar : "Q4 2013 Investment Outlook" Seminar
Investment Market View : US and Japan Expected to Remain Focal Points
Investment Market View : Have the Euro Debt and US Debt Crises Come to an End?
Prestige Corner : Grasp the latest FX and Gold market trends with our Professional and Comprehensive Market Information
Prestige Corner : New Kwun Tong and Park Lane Shopper’s Boulevard Prestige and Preferred Banking Centre are now at your service
Prestige Corner : New service hours applied to all MTR Station Offices

"Q4 2013 Investment Outlook" Seminar
As we reach mid-2013, the global markets are recovering amid lingering gloom, while the US and Japan stock markets bring new focal points onto the global stock markets. However, there are growing concerns over the Federal Reserve’s exit from the market, while Japan’s latest outline of economic reforms has failed to boost the market. All this has seen to the adjustments in the US and Japan stock markets in recent days. How should investors plan for the 4th quarter of 2013?

Prestige Banking will organise a seminar under the theme of “Q4 2013 Investment Opportunities”. Mr. Mark Wan, Chief Analyst at Hang Seng Investment Services Limited and Mr. Edward Lo, Vice President, Pictet Asset Management (Hong Kong) Limited will analyse the prospects of global financial markets and investment opportunities in the rest of 2013. It will help you keep abreast of the latest market news and grasp the investment opportunities.

Date : 19 October 2013 (Saturday)
Time : 2:00pm - 4:30pm
Venue : 24/F, Penthouse, Hang Seng Bank, 83 Des Voeux Road Central
Registration : To register, please call 2998 9188 on or before 16 September 2013 (9:00am – 9:00pm)
Language : Cantonese


 
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US and Japan Expected to Remain Focal Points
As a retrospective on the first half of 2013, there was a noted capital inflow from the bond market to the stock market. The US and Japan stock markets performed remarkably well and the European stock markets remained stable. The mainland China and Hong Kong stock markets, were hindered by the reforms in China and as a result, it led to a slow investment and performance below expectation. We have invited Ms. Bella Liang, Head of Investment Advisory Department, Hang Seng Bank, to share the investment prospect in the rest of 2013.

 
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Have the Euro Debt and US Debt Crises Come to an End?
In the past few years, the euro debt crisis has constantly hit the sentiments of the global investment markets and investors. However, the situation took a major turn at the end of 2012. Does this stability spell the end of the euro debt crisis, or is it only the calm before the storm? We have invited Professor Stephen Wong, Guest Lecturer in Applied Macroeconomics of The Chinese University of Hong Kong, to share his analysis on prospects of the Europe’s economy and the investment opportunities.

 
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Grasp the latest FX and Gold market trends with our Professional and Comprehensive Market Information
Hang Seng Bank brings you professional and comprehensive FX & Gold market information. The content of video page is now enriched with FX & Gold market analyses by investment experts as well as product information videos which help you to understand how different investment products work, please visit hangseng.com/fxvideo.

 
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New Kwun Tong and Park Lane Shopper’s Boulevard Prestige and Preferred Banking Centre are now at your service
Hang Seng Bank aims to serve customers the most comprehensive wealth management services. Currently, Hang Seng Bank operates more than 90 branches including MTR Station Offices in premium locations across the districts. Located in Kwun Tong and Park Lane Shopper’s Boulevard, the two new Prestige and Preferred Banking Centres, are now at your service.

The new Prestige and Preferred Banking Centres are well-furnished giving customers a cosy environment to manage their finances at ease. Both Centres are conveniently located at city hub and surrounded by extensive transportation networks where MTR station is just a few steps away.

 
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New service hours applied to all MTR Station Offices#
With effect from Monday, 29 July 2013, the service hours of all MTR Station Offices and the cut-off time of cheque of the Bank will be changed as follows:

Monday – Friday 10:00am-6:00pm
Saturday 10:00am-2:00pm
# Closed on Sundays and Public Holidays

 
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Hang Seng Bank


* According to Oracle Added Value Banking Study 2005 - 2012, among personal banking customers of the 8 major banks in Hong Kong.

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• This document has been distributed by Hang Seng Bank Limited (the "Bank") in Hong Kong. It is not intended for anyone other than the recipient and should not be distributed by the recipient to any other persons. It may not be distributed to the United States, Canada, Japan or Australia and may not be distributed, directly or indirectly, to any US person (within the meaning of Regulation S under the US Securities Act of 1933) or any persons situated in mainland China (but not including people in Hong Kong, Macau or Taiwan). It may not be reproduced or further distributed. "Have the Euro Debt and US Debt Crises Come to an End?" comprises various sub-sections which have been prepared and issued by the author/expert as marked in the article. The Bank, its officers, employees or agents have not been involved in the preparation of such article and information contained therein and did not devise, select, add to, modify or otherwise exercise controls over the contents. The views or opinions as expressed therein represent the personal views or opinions of the author/expert and do not represent those of the Bank. Neither the author nor expert is a representative or employee of the Bank. Accordingly, the Bank does not take responsibility for such article and does not endorse its accuracy. • Other than the information noted in the above paragraph, other sections of this document have been prepared and issued by the Bank based on information obtained from sources it believes to be reliable but which it has not independently verified. Whilst every care has been taken in preparing such information, the Bank makes no guarantee, representation or warranty and accepts no responsibility or liability as to its accuracy or completeness. Except as specifically indicated, the expressions of opinion are those of the Bank only and are subject to change without notice. • The information contained in this document has not been reviewed in the light of your personal financial circumstances. The Bank is not providing any financial or investment advice. The information is not and should not be construed as an offer to sell or a solicitation for an offer to buy any financial products, and should not be considered as investment advice. Inclusion of specific financial products in this document does not suggest that any such financial product is suitable for you, nor that it will continue to perform as it has in the past. Their inclusion must not be considered as buy or sell recommendations. • Investors should carefully consider whether any investment products or services are appropriate for them in view of their investment experience, objectives, financial resources and relevant circumstances. The relevant product offering documents should be read for further details. • Investment involves risk, value of investment may move up or down, and may become valueless. Past performance figures shown are not indicative of future performance. The relevant product offering documents should be read for further details. • The Bank, the affiliates of the Bank and/or their officers, directors and employees may have positions in any financial instruments mentioned in this document and may from time to time add to or dispose of any such financial instruments. • The Bank, the affiliates of the Bank may act as market maker of or have assumed an underwriting commitment in the securities (or related financial instruments) of any companies discussed in this document, may sell them or buy them from customers on a principal basis and may also perform or seek to perform investment banking or underwriting services for or relating to those companies.

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