Hang Seng Investment Fund Services

Investment > Investment Fund Services > Current Promotion Offer
Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance is not indicative of future performance. Investors should read the relevant fund's offering documents (including the full text of the risk factors stated therein) in detail before making any investment decision.

Hang Seng – the bank with the highest rated banking services in Hong Kong for 7 consecutive years* understands investment risks increase in a volatile market, and it is difficult to capture investment opportunities. With an investment amount as low as HKD1,000 per month, you can start your investment plan with ease through Monthly Investment Plan for Funds, which helps you seek opportunities for long-term wealth accumulation and reach your goals step by step.

Monthly Investment Plan for Funds is a simple investment plan:


By investing at a fixed amount every month, you can buy more fund units when the market goes down and the fund price falls. In contrary, when the fund price goes up, you can buy fewer fund units. As such, the number of fund units subscribed can be adjusted automatically according to the fund price. This may reduce the effects of short-term market fluctuation on your investments.


You can build an investment fund portfolio that suits you by selecting funds that invest in different markets and different asset classes, helping you diversify investment risk and seek potential investment return.


If you have set up a Monthly Investment Plan for Funds and paid the monthly investment amount for 12 months, you can enjoy an offer for a deduction in fund subscription fee starting from the 13th month's investment tenor. The longer you invest, the higher the deduction in fund subscription fee.


Earning Cash Dollars every month by paying the monthly investment amount with the designated Hang Seng Credit Card(3).







* According to Oracle Added Value Banking Study 2005 - 2011, among personal banking customers of the 8 major banks in Hong Kong.

Notes:
(1)
Customers who have set up Monthly Investment Plan for Funds and paid the monthly investment amount for a certain period of time are eligible for the Loyalty Scheme, which offers deduction in fund subscription fee as follows (the “Offer”):
Investment Tenor# (in calendar month)
Deduction in Fund Subscription Fee (from the original subscription fee)
Tier 1 : 1 month – 12 months 0%
Tier 2 : 13 months – 24 months 0.5%
Tier 3 : 25 months onwards 1%
Please note that:
•
The Offer is only applicable to subscription fee class (class A units) via the relevant Monthly Investment Plan for Funds. Please visit hangseng.com/fundsupermart or contact the Bank’s staff for details about the relevant fund’s original subscription fee.
•
The Offer cannot be used in conjunction with other fund subscription fee offers of the Bank. The Offer is not applicable to the staff of the Bank.
•
The Bank reserves the right to suspend, vary or discontinue the Offer and amend its terms and conditions at any time without prior notice. The decision of the Bank on all matters relating to the Offer shall be final and binding on all parties concerned.
#"Investment Tenor" means, in respect of a Monthly Investment Plan for Funds, the number of months between the last month in which the required monthly investment amount was paid and the first month in which the required monthly investment amount was paid (both months inclusive).
(2)
Customer who pays the monthly investment amount by designated Hang Seng Credit Cards can earn $1 Hang Seng Credit Card Cash Dollar (“Cash Dollars”) for every payment of HKD250. Customer who pays the monthly investment amount by Hang Seng enJoy Card can earn $1 Cash Dollar for every payment of HKD200. If the Hang Seng Credit Card used is a supplementary card, the Cash Dollars earned from payment of the monthly investment amount will be credited to the principal card account. At the time Cash Dollars are credited to customer’s Hang Seng Credit Card account, customer still has to maintain the relevant Monthly Investment Plan for Funds and the relevant credit card must still be valid with good credit record. The Hang Seng Credit Cards to which the Cash Dollars can be credited exclude Hang Seng Corporate Cards, Hang Seng Commercial Cards, JAL Hang Seng Cards, Hang Seng Renminbi Credit Cards, USD Visa Gold Cards, Hang Seng Spending Cards*, e-shopping MasterCard and Private Label Cards. Cash Dollars are not transferable and cannot be redeemed for cash. Use of Cash Dollars is subject to the applicable terms and conditions for the Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868.
 
* Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.
(3)
Payment by Credit Card is only available to customers who invest in subscription fee class (class A units) under the Monthly Investment Plan for Funds. Except Hang Seng Corporate Cards, Hang Seng Commercial Cards, JAL Hang Seng Cards, Hang Seng Renminbi Credit Cards, USD Visa Gold Cards, Hang Seng Spending Cards, e-shopping MasterCard and Private Label Cards, all Hang Seng Credit Cards are eligible for payment of the monthly investment amount.
(4)
The offer is only applicable to customers who meet the account requirements and have newly opened Hang Seng Integrated Account (excluding existing customers of Integrated Account of Prestige Banking, Preferred Banking or Integrated Account and those who have closed their Integrated Account of Prestige Banking, Preferred Banking or Integrated Account on or after 1 October 2012 or those whose accounts have been closed in any period) and set up a Monthly Investment Plan for Funds at the same time during the period from 1 January 2013 to 31 March 2013. The first monthly fee for the Integrated Account has been waived automatically and the 12-month monthly fee waiver there-after will be applied starting from the month of the first successful debit for the investment amount of Monthly Investment Plan for Funds shown on the Integrated Account. After the 12-month monthly fee waiver period, the normal monthly fee for Integrated Account will be resumed. Please refer to the Integrated Account leaflet for details.
The offer is not applicable to the staff of the Bank. The Bank reserves the right to suspend, vary or discontinue the offer and amend its terms and conditions at any time without prior notice. The decision of the Bank on all matters relating to the offer shall be final and binding on all parties concerned.