Investment involves risk (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.This information is for general information and reference only, and does not constitute any professional advice or investment recommendation.

We understand that different customers have different wealth management goals. By leveraging big data analytics, we have consolidated the relevant data of Preferred Banking customers like you for the past month.

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For investors who focus on allocation strategies1
Their relevant wealth management choices with Hang Seng in the past month
Investment
Like-minded investors’ relevant investments over the past month are as follows.                   
table_4SimplyFund - Top 5 Holding Funds
  • HANG SENG GLOBAL BALANCED FUND CLASS D (HKD-ACC)
  • HANG SENG GLOBAL HIGH GROWTH FUND CLASS D (HKD-ACC)
  • HANG SENG CHINA NEW ECONOMY INDEX FUND CLASS D (HKD-ACC)
  • HANG SENG AMERICAN INDEX FUND CLASS D (HKD-ACC)
  • HSBC GLOBAL MONEY FUNDS - HONG KONG DOLLAR (CLASS C-ACC) (SF)
table_3Top 5 Holding Funds
  • HANG SENG INDEX FUND CLASS A (HKD)
  • HANG SENG INDEX FUND CLASS A (HKD) (MIP)
  • HANG SENG ASIAN BOND FUND CLASS A (USD MONTHLY CASH)
  • HANG SENG HSCEI DAILY (1.5X) LEVERAGED FUND CLASS A (HKD-ACC)
  • JPMORGAN MULTI INCOME (MTH) (HKD-CASH)
table_5Top 5 Most Traded MXI Currency Pairs
  • AUD - HKD
  • GBP - USD
  • HKD - AUD
  • HKD - JPY
  • JPY - HKD
table_1Top 10 Selling Securities
  • HSBC HOLDINGS (00005)
  • HKEX (00388)
  • TENCENT (00700)
  • WUXI BIO (02269)
  • MEITUAN-W (03690)
  • FL2 CSOP HIS (07200)
  • XL2CSOPHSTECH (07226)
  • FI2 CSOP HIS (07500)
  • XI2CSOPHSTECH (07552)
  • BABA-SW (09988)
table_2Top 10 Holding Securities
  • HK & CHINA GAS (00003)
  • HSBC HOLDINGS (00005)
  • HKEX (00388)
  • TENCENT (00700)
  • CCB (00939)
  • ICBC (01398)
  • TRACKER FUND (02800)
  • MEITUAN-W (03690)
  • BANK OF CHINA (03988)
  • BABA-SW (09988)
Foreign Exchange
57.4% of like-minded customers are holding 2 or more types of foreign currency deposit, and their transactions in foreign currencies over the past month are as follows.
table_1Top 5 Bought Foreign Currencies
  • JPY
  • USD
  • CNY
  • AUD
  • CAD
table_2Top 5 Holding Foreign Currencies
  • USD
  • CNY
  • JPY
  • AUD
  • GBP
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For investors who want to seek for longer term investments2
Their relevant wealth management choices with Hang Seng in the past month
Investment
Like-minded investors’ relevant investments over the past month are as follows.                   
table_4SimplyFund - Top 5 Holding Funds
  • HANG SENG GLOBAL BALANCED FUND CLASS D (HKD-ACC)
  • HANG SENG GLOBAL HIGH GROWTH FUND CLASS D (HKD-ACC)
  • HANG SENG CHINA NEW ECONOMY INDEX FUND CLASS D (HKD-ACC)
  • HANG SENG AMERICAN INDEX FUND CLASS D (HKD-ACC)
  • HSBC GLOBAL MONEY FUNDS - HONG KONG DOLLAR (CLASS C-ACC) (SF)
table_3Top 5 Holding Funds
  • HANG SENG INDEX FUND CLASS A (HKD)
  • HANG SENG INDEX FUND CLASS A (HKD) (MIP)
  • HANG SENG HSCEI DAILY (1.5X) LEVERAGED FUND CLASS A (HKD-ACC)
  • HANG SENG HSCEI DAILY (1.5X) LEVERAGED FUND CLASS A (HKD-ACC) (MIP)
  • JPMORGAN MULTI INCOME (MTH) (HKD-CASH)
table_5Top 5 Most Traded MXI Currency Pairs
  • AUD - HKD
  • HKD - AUD
  • HKD - CAD
  • HKD - GBP
  • HKD - JPY
table_1Top 10 Selling Securities
  • HSBC HOLDINGS (00005)
  • HKEX (00388)
  • TENCENT (00700)
  • WUXI BIO (02269)
  • FL2 CSOP HIS (07200)
  • XL2CSOPHSTECH (07226)
  • FI2 CSOP HIS (07500)
  • XI2CSOPHSTECH (07552)
  • BABA-SW (09988)
  • NVIDIA CORP (USD06453)
table_2Top 10 Holding Securities
  • HK & CHINA GAS (00003)
  • HSBC HOLDINGS (00005)
  • TENCENT (00700)
  • CCB (00939)
  • ICBC (01398)
  • CHINA LIFE (02628)
  • TRACKER FUND (02800)
  • MEITUAN-W (03690)
  • BANK OF CHINA (03988)
  • BABA-SW (09988)
Foreign Exchange
50.6% of like-minded customers are holding 2 or more types of foreign currency deposit, and their transactions in foreign currencies over the past month are as follows.
table_1Top 5 Bought Foreign Currencies
  • JPY
  • USD
  • CNY
  • AUD
  • GBP
table_2Top 5 Holding Foreign Currencies
  • USD
  • CNY
  • JPY
  • AUD
  • GBP
icon3
For cautious investors3
Their relevant wealth management choices with Hang Seng in the past month
Investment
Like-minded investors’ relevant investments over the past month are as follows.                    
table_4SimplyFund - Top 5 Holding Funds
  • HANG SENG GLOBAL BALANCED FUND CLASS D (HKD-ACC)
  • HANG SENG GLOBAL BOND FUND CLASS D (HKD-ACC)
  • HANG SENG CHINA NEW ECONOMY INDEX FUND CLASS D (HKD-ACC)
  • HANG SENG AMERICAN INDEX FUND CLASS D (HKD-ACC)
  • HSBC GLOBAL MONEY FUNDS - HONG KONG DOLLAR (CLASS C-ACC) (SF)
table_3Top 5 Holding Funds
  • HANG SENG GLOBAL BALANCED FUND CLASS A (USD ACC)
  • HANG SENG INDEX FUND CLASS A (HKD)
  • HANG SENG GLOBAL BOND FUND CLASS A (USD ACC)
  • HANG SENG GLOBAL TECHNOLOGY FUND CLASS A (USD)
  • HANG SENG ASIAN BOND FUND CLASS A (USD MONTHLY CASH)
table_5Top 5 Most Traded MXI Currency Pairs
  • AUD - HKD
  • CAD - HKD
  • HKD - AUD
  • HKD - JPY
  • JPY - USD
table_1Top 10 Selling Securities
  • HSBC HOLDINGS (00005)
  • WUXI BIO (02269)
  • JLMAG (06680)
  • FL2 CSOP HIS (07200)
  • XL2CSOPHSTECH (07226)
  • FI2 CSOP HIS (07500)
  • BABA-SW (09988)
  • NOVO-NORDISK A/S-SPONS ADR (USD03996)
  • SUPER MICRO COMPUTER INC (USD05088)
  • NVIDIA CORP (USD06453)
table_2Top 10 Holding Securities
  • HSBC HOLDINGS (00005)
  • CHINA TOWER (00788)
  • CCB (00939)
  • KUAISHOU-W (01024)
  • ICBC (01398)
  • XIAOMI-W (01810)
  • MEITUAN-W (03690)
  • BANK OF CHINA (03988)
  • JD-SW (09618)
  • BABA-SW (09988)
Foreign Exchange
33.9% of like-minded customers are holding 2 or more types of foreign currency deposit, and their transactions in foreign currencies over the past month are as follows.   
table_1Top 5 Bought Foreign Currencies
  • JPY
  • USD
  • CNY
  • AUD
  • GBP
table_2Top 5 Holding Foreign Currencies
  • USD
  • CNY
  • JPY
  • AUD
  • GBP
Want to learn more about Investment Fund, Securities & FX?
Step 1: Download the mobile application below or log on to Hang Seng Personal e-Banking
invest express
apply store download play store download
HS personal app
apply store download play store download
Step 2 : Learn more or perform one-stop trading via below channels
Investment > Investment Funds >
Explore Funds
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Investment > MaxiInterest Deposits >
Set Up MaxiInterest
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Foreign >
Foreign Exchange Service
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Remark(s):

  1. Preferred Banking customers that have greater demand for investment services.
  2. Preferred Banking customers that have relatively longer investment holding period in solutions with stable returns.
  3. Preferred Banking customers that are relatively conservative in investment.

Note:
  1. The mobile app is free of charge, but normal banking and transaction charges may apply when you conduct transactions via the app. Please refer to the Bank's service charges for details. In addition, customer is responsible for any fees and charges which may be levied by relevant telecommunication service provider from time to time. For any queries on charges for internet access, please contact your mobile network service provider.
  2. The mobile app can be accessed via the network of any local or overseas telecommunications service provider. You can use a 2G, 3G, HSDPA, 4G or Wi-Fi service. However, you must have a mobile internet service plan and handset that can support Internet access. Access to the Internet may also involve set-up procedures on your handset for some fixed IP SIM cards. Please check with your telecommunication service provider for details and up-to-date instructions. The connection speed may vary for different telecommunication service providers, different data usage plans, and different geographical locations. If you experience a slow response when mobile web browsing or during data transmission, please check with your telecommunication service provider. Customers are responsible for any fees and charges which may be levied by relevant telecommunication service provider from time to time. For any queries on charges for internet access, please contact your telecommunication service provider.
  • Android, Google Play and the Google Play logo are trademarks of Google LLC.
  • Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.


Attention:
“Top 10 Selling Securities” lists the top 10 most bought securities among all listed securities available for trading via different securities trading channels of Hang Seng Bank Limited (the “Bank”) (including securities listed in Hong Kong, US listed securities and securities via Stock Connect Northbound Trading) during 1 February 2024 to 29 February 2024, where the relevant customers are Preferred Banking customers, and based on the total number of buy transaction in respect of each security. The securities shown in the table under “Top 10 Selling Securities” are listed in no particular order.

“Top 10 Holding Securities” lists the top 10 most held securities among all listed securities being held through the Bank by a customer of the Bank (including securities listed in Hong Kong, US listed securities and securities via Stock Connect Northbound Trading) on 29 February 2024, where the relevant customers are Preferred Banking customers, and based on the total number of customer accounts holding in respect of each security. The securities shown in the table under “Top 10 Holding Securities” are listed in no particular order.

“Top 5 Most Traded MXI Currency Pairs” lists the top 5 most traded deposit currency and linked currency pairs under MaxiInterest Investment Deposit (“MXI”) among all tradeable currency pairs under MXI available at the Bank during 1 February 2024 to 29 February 2024, where the relevant customers are Preferred Banking customers, and based on the total number of subscription transaction under MXI. The currency pairs shown in the table under “Top 5 Most Traded MXI Currency Pairs” are listed in no particular order.

“Top 5 Holding Funds” lists the top 5 most held funds among all funds being held through the Bank by a customer of the Bank on 29 February 2024, where the relevant customers are Preferred Banking customers, and based on the total number of customer accounts holding in each fund. The funds shown in the table under “Top 5 Holding Funds” are listed in no particular order.

“SimplyFund - Top 5 Holding Funds” lists the top 5 most held funds among all funds being held by a customer of the Bank via SimplyFund account on 29 February 2024, where the relevant customers are Preferred Banking customers, and based on the total number of SimplyFund accounts holding in each fund. The funds shown in the table under “SimplyFund - Top 5 Holding Funds” are listed in no particular order.

“Top 5 Bought Foreign Currencies” lists the top 5 foreign currencies being bought through the Bank based on the number of Spot FX buy transaction by Preferred Banking customers during 1 February 2024 to 29 February 2024. The foreign currencies shown in the table under “Top 5 Bought Foreign Currencies” are listed in no particular order.

“Top 5 Holding Foreign Currencies” lists the top 5 foreign currencies being held through the Bank based on the total number of Preferred Banking customers holding in each foreign currency on 29 February 2024. The foreign currencies shown in the table under “Top 5 Holding Foreign Currencies” are listed in no particular order.

The percentage of customers holding 2 or more types of foreign currency deposit is based on the proportion of Preferred Banking customers holding 2 or more types of foreign currency deposit in those Preferred Banking customers holding at least 1 type of foreign currency deposit on 29 February 2024.

Result of the “Top 10 Selling Funds”, “Top 10 Holding Funds”, “Top 10 Selling Securities”, “Top 10 Holding Securities”, “Top 10 Most Traded MXI Currency Pairs”, “Top 5 Bought Foreign Currencies” and “Top 5 Holding Foreign Currencies” are provided for general information and reference only and is not intended to constitute solicitation, recommendation, or advice.


Disclaimer:

The information provided above is for general information and reference only. It does not constitute, nor is it intended to be, nor should it be construed as a solicitation, recommendation, or advice on any investments, types of investments, or asset allocation. There is no guarantee that they can achieve any results or can be used as reference under any market conditions. It does not take into account individual customers’ specific investment objectives, investment experience, financial situation, risk tolerance abilities and other needs, etc. You must make your own assessment of the relevance and adequacy of the above information. You should not only base on the above information alone to make investment decisions. You should carefully consider whether any investments or types of investments mentioned above are suitable for you in view of your own investment objectives, investment experience, financial situation, risk tolerance abilities and other needs etc., and consult independent professional advisers where necessary.


Risk Disclosure of Investment Funds:

Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.


Risk Disclosure of SimplyFund Account:

  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.
  • Not all of the investment funds that are distributed by the Bank are available in SimplyFund Account. Only specific funds are available for subscription with the SimplyFund Account. If you are looking for other investment funds or investment products, please visit our branches or our websites for more information.
  • In respect of the investment funds available for subscription with the SimplyFund Account, they are provided either by the Bank’s wholly owned subsidiary, Hang Seng Investment Management Limited, or by the Bank’s affiliate HSBC Global Asset Management (Hong Kong) Limited.

Risk Disclosure of MaxiInterest Investment Deposit:

  • This is a structured product involving derivatives. The investment decision is yours but you should not invest in the MaxiInterest Investment Deposit unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should read the relevant Important Facts Statement, Terms and Conditions and risk disclosure statement before making any investment decision.
  • Investors should note that this product is not capital protected and is not a normal time deposit, and thus should not be considered as normal time deposit or its alternative.
  • Earnings on this product are limited to the nominal interest payable. As the principal and the earning will be paid in the Deposit Currency or the Linked Currency, whichever has depreciated against the other, investors will have to bear the potential losses due to currency depreciation, which may be substantial. If the product is withdrawn before maturity, investors will also have to bear the costs involved. Such losses and costs may reduce the earnings and the principal amount of this product. Investors should seek professional advice where necessary. The relevant Terms and Conditions of this product are available upon request to the staff of the Bank.
  • This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
  • Investment in this product is subject to the credit risk of the Bank.
  • Renminbi (RMB) is subject to foreign exchange control by the PRC government and thus investors investing in the MaxiInterest Investment Deposit involving RMB are subject to the currency risk of RMB.

Risk Disclosure of Securities:

Investors should note that investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in securities via the Stock Connect Northbound Trading include:

  • Once the respective quota is used up, trading will be affected or will be suspended.
  • Stock Connect Northbound Trading will only operate on days when both markets are open for trading and when banks in both markets are open on the corresponding settlement days. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
  • When a security is recalled from the scope of eligible securities for trading via Stock Connect Northbound Trading, that security can only be sold but NOT bought.
  • Investors will be exposed to currency risk if conversion of the local currency into RMB is required.

Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.

Investors should not only base on this material alone to make any investment decision, but should read in detail in the relevant risk disclosure statements.


Risk Disclosure of Foreign Exchange and RMB:

  • Currency risk: Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.
  • RMB currency risk: Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.