Enroll designated medical insurance scheme to enjoy 8% premium rebate and $200 cash dollars

At Hang Seng, we understand that all-round protection is the cornerstone of a prestigious life. That’s why we are presenting you with a special selection of comprehensive protection solutions for you and your family to enjoy life with total peace of mind.

From now until 30 November 2017, selected Prestige Banking customers can enjoy the following offers:

Treasure Life II Insurance Plan

Fixed Premium for Easy Planning
From the start to the end of the payment term, the premiums will remain unchanged, allowing you to have better control of your financial planning.
Policy Dividends at your Disposal
Receive projected policy dividends on each policy anniversary. It is your choice whether to withdraw the accumulated policy dividends in cash, or to pay off the premium for the remaining payment term or to take up paid-up additions to enhance protection.

Plan details

PreciousLife Critical Illness Life Insurance Plan

Protects you against 128 critical illnesses at different stages, for you and your family to enjoy comprehensive critical illness and life protection.

Plan details

For details, please contact your designated Relationship Manager.

* Upon completion of a Personal Customer Insurance and Financial Needs Analysis

Hang Seng Bupa PreciousHealth Series

Up to HKD4 million medical protection, provides full cover¹ on hospital expenses
Enjoy cashless treatment² by presenting the Bupa Medical Card at designated private hospitals in Hong Kong
Guaranteed lifetime renewal

Scheme details

For other schemes, please contact your designated Relationship Manager.

You need to follow the required procedures to enjoy full cover. Please refer to the Schedule of Benefits and contract for details.
The cashless treatment is applicable to designated private hospitals in Hong Kong. Please refer to the hospital list here and it is subject to change from time to time. For more details, please refer to the Schedule of Benefits and contract.

# Applicable to Prestige Banking customers who apply Essential, Excel or Excel Plus Health Insurance via online or phone.

Enquiry hotline for selected Prestige Banking Customers: 2998 8066

Terms and conditions

Disclosure of Information

Hang Seng Bupa PreciousHealth Series ("This scheme")

The above information is a product summary for reference only. Please refer to the contract for detailed coverage, exclusions, terms and conditions.

This scheme is underwritten by Bupa (Asia) Limited ('Bupa'), which is authorised and regulated by the Insurance Authority in Hong Kong. Hang Seng Bank Limited ('Hang Seng Bank') is an insurance agent authorised by Bupa for the exclusive distribution of this scheme. Subscription will be payable to Bupa upon enrolment of this scheme. Bupa would provide Hang Seng Bank the relevant commission and performance bonus in accordance to the selling of this scheme. The existing sales staff remuneration policy offered by Hang Seng Bank would take into account various aspects of the staff performance but not solely on the sales amount. HealthPro Concierge Service is provided by Bupa.

In respect of an eligible dispute arising between the Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms or performance (claims and service) of the product should be resolved directly between Bupa and the customer.

Treasure Life II Insurance Plan and PreciousLife Critical Illness Life Insurance Plan

The above mentioned plans are underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”), which is authorised and regulated by the Insurance Authority in Hong Kong. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance and the product is a product of Hang Seng Insurance, not Hang Seng Bank.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance and you directly.

The above information is intended as a general summary of information only. Please refer to the actual policy for the exact terms, conditions and exclusions of the Plan.

You understand that this Plan is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance"). You have to pay premium to Hang Seng Insurance for your application for this Plan. The premium includes various fees and charges such as insurance cost (e.g. cost of death benefit determined formulated according to the mortality rate that is affected by sex and age of the insured person) and policy administration charges, etc. You also understand that Hang Seng Insurance will pay commissions and sales incentives to Hang Seng Bank for marketing this Plan. The current remuneration system that Hang Seng Bank adopts is a measurement of the staff's overall performance instead of focusing on sales production only.