The following Home Care Plus Home Insurance Plan is underwritten by QBE General Insurance (Hong Kong) Limited.
Accidents can happen at home from time to time. In the event of natural disasters, sometimes damage may inevitably occur to one’s household contents. To safeguard your home and loved ones, on top of arranging regular inspections and maintenance, you can apply for the Home Care Plus Home Insurance Plan to enjoy an up to HKD1 million coverage for your household contents and valuables1.
Plan Features
Household Contents Protection
Up to HKD1 million coverage for the damage to household contents1,2 due to natural disasters, e.g. typhoon or water leakage
Valuables Coverage
Up to HKD300,000 valuables coverage3 including jewellery and watches, etc.
Worldwide Personal Liability Benefit
Up to HKD10 million per year Personal Liability Benefit
Protection Boosters
Pet protection
Temporary accommodation allowance when your home is rendered uninhabitable due to accidents4
Protection for Household Contents outside of your Home5
Pay for the accidental loss of or damage to your household contents stored at any premises owned, occupied or rented by the Insured and/or family members (including storage facility) within Hong Kong
Renovation and Repair Works Protection for Household Contents
In the event of damage to the home during renovation/alteration, if the covered total contract value of such works is less than HKD500,000 and the aggregate contract period involved is not longer than 90 consecutive days, no prior declaration is required6
Promotion Offers
From 1 January 2023 to 31 March 2023, you can enjoy the following offers upon successful application for the Plan:
Premium discount
  • 26% first-year premium discount7(Applicable to policies with both yearly and monthly premium payment mode)
E-Gift voucher (Applicable to policies with the yearly payment mode)
  • HKD 400 HKTVmall e-Gift voucher8 (with a net premium of HKD1,000 or above) ; Or
  • HKD 200 HKTVmall e-Gift voucher8 (with a net premium of HKD999.99 or below)