Terms and Conditions for yuu Rewards Club Member Offer - eFamilyPro Life Insurance Plan:

  1. Hang Seng Insurance Company Limited (“Hang Seng Insurance”) is a wholly-owned subsidiary of Hang Seng Bank Limited (“Hang Seng Bank”). The yuu Rewards Club is owned and operated by DFI Development (HK) Limited (“DFI”), an affiliate of Dairy Farm International Holdings Limited. Hang Seng Bank and DFI are authorised insurance agents of Hang Seng Insurance and regulated by the Insurance Authority.
  2. The promotion period is from 1 April 2024 to 30 June 2024 (both dates inclusive) (“Promotion Period”).
  3. This promotion is applicable to personal customers of Hang Seng Bank who successfully apply insurance plan of Hang Seng Insurance via The yuu App (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  4. Qualified Applicant who has successfully applied the eFamilyPro Life Insurance Plan (“Designated Life Insurance Plan”) via hangseng.com redirected from the “yuu Insure” section within The yuu App with a prefilled valid 15-digit yuu membership number will be entitled to get Base Points of 1 yuu Point for each HKD1 premium paid (unless otherwise specified) for the first year premium paid. Qualified Applicant is also entitled to the extra Points at yuu Designated Participating Outlets for 1 year. For detail please refer to https://www.yuurewards.com/zh-hant/yuuinsure/
  5. yuu Points will be credited by DFI to the respective yuu Account of the Qualified Applicant with the valid 15-digit yuu membership number used in the Application (which cannot be changed or edited after application submitted).
  6. For initial premium, the Base Points will be credited within 1 month after the cooling-off period of the relevant policy. For subsequent premium with monthly payment mode in the first year, Base Points will be credited around 2 weeks after successful premium payment. The relevant policy of Designated Life Insurance Plan is required to be still inforce upon the yuu Points crediting. Any policy with unposted/cancelled/refunded premium will not qualify for the yuu Points.
  7. Designated Life Insurance Plan is underwritten by Hang Seng Insurance. Qualified Applicant must fulfil the requirements and eligibility of the Designated Life Insurance Plan.
  8. For details of the Designated Life Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the Designated Life Insurance Plan, please refer to the relevant policy provisions.
  9. Unless otherwise specified, yuu Rewards Club Member Offer cannot be redeemed for cash or other products and services.
  10. Hang Seng Insurance shall have the right to decide whether or not to accept the Application based on information provided by the Policyholders or the Life Insured upon the Application.
  11. This promotion is jointly offered by Hang Seng Bank, Hang Seng Insurance and DFI (“Authorised Companies”). The Authorised Companies reserve the right to adjust, withdraw or cancel yuu Rewards Club Member Offer, and to amend or revise any of these terms and conditions from time to time without prior notice and without assigning any reasons whatsoever. The Application will be subject to the terms and conditions in force at the time of the Qualified Applicant participating in this promotion during the Promotion Period. In the event of any inconsistencies between the applicable policy provisions and the terms herein, the applicable policy provisions shall prevail.
  12. In case of any ambiguity, doubts or disputes arising out of or under any of these terms and conditions or any communications, the decision of the Authorised Companies is final and conclusive in all circumstances without assigning any reasons whatsoever and no correspondence will be entered into.
  13. No person other than the Qualified Applicant, Hang Seng Bank, Hang Seng Insurance (includes its successors and assigns) and DFI will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  14. These terms and condition are governed by the laws of the Hong Kong Special Administrative Region (“Hong Kong”) and interpreted in accordance with the laws of the Hong Kong. All parties agree to be subject to the jurisdiction of the courts of Hong Kong.
  15. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  16. These terms and conditions form part of the relevant insurance contract upon successful application of Designated Life Insurance Plan and will be sent together with the policy pack to policyholder upon successful application.
  17. If there is any inconsistency between the Chinese and English versions, the English version shall prevail.

Terms and Conditions for the Premium Waiver Offer for the First Year ("Premium Waiver Offer") - eFamilyPro Life Insurance Plan:

  1. The promotional period is from 1 April 2024 to 30 June 2024 (“Promotional Period”).
  2. This promotion is applicable to Hang Seng Bank personal customers who successfully apply insurance plan of Hang Seng Insurance via The yuu App (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  3. Qualified Applicant can enjoy 5-month premium waiver on the second, fourth, sixth, eighth and tenth month’s premium of the eFamilyPro Insurance Plan (total 5-month premium waiver, equivalent to first-year premium discount of 41.67%); within the first policy year (subject to successful policy issuance).
  4. eFamilyPro Insurance Plan is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). Hang Seng Bank and DFI Development (HK) Limited (“DFI”) are the authorized insurance agents of Hang Seng Insurance.
  5. Any Applications towards the eFamilyPro Insurance Plan with unposted/cancelled/refunded premium will not be entitled to this Premium Waiver Offer.
  6. For details of the eFamilyPro Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of eFamilyPro Insurance Plan, please refer to the relevant policy provisions.
  7. If the policy issued is cancelled during the cooling-off period, Hang Seng Insurance will only refund the actual premium paid by the Policyholder.
  8. This promotion is jointly offered by Hang Seng Bank and Hang Seng Insurance. In case of discrepancy arising out of the promotion, the decision of Hang Seng Bank and Hang Seng Insurance shall be final and conclusive.
  9. Hang Seng Insurance shall have the right to decide whether or not to accept the insurance application based on information provided by the Policyholders or the Life Insured upon Application.
  10. The Premium Waiver Offer is only applicable to selected personal customers of Hang Seng Bank but not applicable to corporate customers and any parties who enjoy Hang Seng Bank staff privileges.
  11. Hang Seng Bank and Hang Seng Insurance reserve the right to suspend, vary or terminate the Premium Waiver Offer and to amend the terms and conditions of the Premium Waiver Offer at any time without prior notice. Hang Seng Bank and Hang Seng Insurance reserve the right of final decision on all matters relating to the Premium Waiver Offer, which shall be binding on all parties concerned.
  12. These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  13. These terms and conditions are subject to prevailing regulatory requirements.
  14. No person other than the Qualified Applicant, Hang Seng Bank and Hang Seng Insurance (includes its successors and assigns) will have any right under the Contracts (Right of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  15. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  16. In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Terms and Conditions for yuu Rewards Club Member Offer - eCancerPro Insurance Plan:

  1. Hang Seng Insurance Company Limited (“Hang Seng Insurance”) is a wholly-owned subsidiary of Hang Seng Bank Limited (“Hang Seng Bank”). The yuu Rewards Club is owned and operated by DFI Development (HK) Limited (“DFI”), an affiliate of Dairy Farm International Holdings Limited. Hang Seng Bank and DFI are authorised insurance agents of Hang Seng Insurance and regulated by the Insurance Authority.
  2. The promotion period is from 1 April 2024 to 30 June 2024 (both dates inclusive) (“Promotion Period”).
  3. This promotion is applicable to personal customers of Hang Seng Bank who successfully apply insurance plan of Hang Seng Insurance via The yuu App (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  4. Qualified Applicant who has successfully applied the eCancerPro Insurance Plan (“Designated Life Insurance Plan”) via hangseng.com redirected from the “yuu Insure” section within The yuu App with a prefilled valid 15-digit yuu membership number will be entitled to get Base Points of 1 yuu Point for each HKD1 premium paid (unless otherwise specified) for the first year premium paid. For detail please refer to https://www.yuurewards.com/zh-hant/yuuinsure/.
  5. yuu Points will be credited by DFI to the respective yuu Account of the Qualified Applicant with the valid 15-digit yuu membership number used in the Application (which cannot be changed or edited after application submitted).
  6. For initial premium, the Base Points will be credited within 1 month after the cooling-off period of the relevant policy. For subsequent premium with monthly payment mode in the first year, Base Points will be credited around 2 weeks after successful premium payment. The relevant policy of Designated Life Insurance Plan is required to be still inforce upon the yuu Points crediting. Any policy with unposted/cancelled/refunded premium will not qualify for the yuu Points.
  7. Designated Life Insurance Plan is underwritten by Hang Seng Insurance. Qualified Applicant must fulfil the requirements and eligibility of the Designated Life Insurance Plan.
  8. For details of the Designated Life Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the Designated Life Insurance Plan, please refer to the relevant policy provisions.
  9. Unless otherwise specified, yuu Rewards Club Member Offer cannot be redeemed for cash or other products and services.
  10. Hang Seng Insurance shall have the right to decide whether or not to accept the Application based on information provided by the Policyholders or the Life Insured upon the Application.
  11. This promotion is jointly offered by Hang Seng Bank, Hang Seng Insurance and DFI (“Authorised Companies”). The Authorised Companies reserve the right to adjust, withdraw or cancel yuu Rewards Club Member Offer, and to amend or revise any of these terms and conditions from time to time without prior notice and without assigning any reasons whatsoever. The Application will be subject to the terms and conditions in force at the time of the Qualified Applicant participating in this promotion during the Promotion Period. In the event of any inconsistencies between the applicable policy provisions and the terms herein, the applicable policy provisions shall prevail.
  12. In case of any ambiguity, doubts or disputes arising out of or under any of these terms and conditions or any communications, the decision of the Authorised Companies is final and conclusive in all circumstances without assigning any reasons whatsoever and no correspondence will be entered into.
  13. No person other than the Qualified Applicant, Hang Seng Bank, Hang Seng Insurance (includes its successors and assigns) and DFI will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  14. These terms and condition are governed by the laws of the Hong Kong Special Administrative Region (“Hong Kong”) and interpreted in accordance with the laws of the Hong Kong. All parties agree to be subject to the jurisdiction of the courts of Hong Kong.
  15. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  16. These terms and conditions form part of the relevant insurance contract upon successful application of Designated Life Insurance Plan and will be sent together with the policy pack to policyholder upon successful application.
  17. If there is any inconsistency between the Chinese and English versions, the English version shall prevail.

Terms and Conditions for the Premium Waiver Offer for the First Year ("Premium Waiver Offer") - eCancerPro Insurance Plan:

  1. The promotional period is from 1 April 2024 to 30 June 2024 (“Promotional Period”).
  2. This promotion is applicable to Hang Seng Bank personal customers who successfully apply insurance plan of Hang Seng Insurance via The yuu App (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  3. Qualified Applicant can enjoy 5-month premium waiver on the second, fourth, sixth, eighth and tenth month’s premium of the eCancerPro Insurance Plan (total 5-month premium waiver, equivalent to first-year premium discount of 41.67%); within the first policy year (subject to successful policy issuance).
  4. eCancerPro Insurance Plan is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). Hang Seng Bank and DFI Development (HK) Limited (“DFI”) are the authorized insurance agents of Hang Seng Insurance.
  5. Any Applications towards the eCancerPro Insurance Plan with unposted/cancelled/refunded premium will not be entitled to this Premium Waiver Offer.
  6. For details of the eCancerPro Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of eCancerPro Insurance Plan, please refer to the relevant policy provisions.
  7. If the policy issued is cancelled during the cooling-off period, Hang Seng Insurance will only refund the actual premium paid by the Policyholder.
  8. This promotion is jointly offered by Hang Seng Bank and Hang Seng Insurance. In case of discrepancy arising out of the promotion, the decision of Hang Seng Bank and Hang Seng Insurance shall be final and conclusive.
  9. Hang Seng Insurance shall have the right to decide whether or not to accept the insurance application based on information provided by the Policyholders or the Life Insured upon Application.
  10. The Premium Waiver Offer is only applicable to selected personal customers of Hang Seng Bank but not applicable to corporate customers and any parties who enjoy Hang Seng Bank staff privileges.
  11. Hang Seng Bank and Hang Seng Insurance reserve the right to suspend, vary or terminate the Premium Waiver Offer and to amend the terms and conditions of the Premium Waiver Offer at any time without prior notice. Hang Seng Bank and Hang Seng Insurance reserve the right of final decision on all matters relating to the Premium Waiver Offer, which shall be binding on all parties concerned.
  12. These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  13. These terms and conditions are subject to prevailing regulatory requirements.
  14. No person other than the Qualified Applicant, Hang Seng Bank and Hang Seng Insurance (includes its successors and assigns) will have any right under the Contracts (Right of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  15. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  16. In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Terms and Conditions for yuu Rewards Club Member Offer- eIncomePro Deferred Annuity Plan (100% Guaranteed):

  1. Hang Seng Insurance Company Limited (“Hang Seng Insurance”) is a wholly-owned subsidiary of Hang Seng Bank Limited (“Hang Seng Bank”). The yuu Rewards Club is owned and operated by DFI Development (HK) Limited (“DFI”), an affiliate of Dairy Farm International Holdings Limited. Hang Seng Bank and DFI are authorised insurance agents of Hang Seng Insurance and regulated by the Insurance Authority.
  2. The promotion period is from 1 April 2024 to 30 June 2024 (both dates inclusive) (“Promotion Period”).
  3. This promotion is applicable to personal customers of Hang Seng Bank who successfully apply insurance plan of Hang Seng Insurance via The yuu App (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  4. Qualified Applicant who has successfully applied the eIncomePro Deferred Annuity Plan (100% Guaranteed) (“Designated Life Insurance Plan”) via hangseng.com redirected from the “yuu Insure” section within The yuu App with a prefilled valid 15-digit yuu membership number will be entitled to get Base Points of 1 yuu Point for each HKD1 premium paid (unless otherwise specified) for the first year premium paid. For detail please refer to https://www.yuurewards.com/zh-hant/yuuinsure/.
  5. USD1:HKD7.75 will be used as USD exchange rate for policy in USD currency for calculation. Base Points will be calculated based on the premium amount paid for each individual policy application for the first policy year. The yuu Points rewarded will be rounded down to the nearest dollar. yuu Point less than 1 point will not be rewarded.
  6. yuu Points will be credited by DFI to the respective yuu Account of the Qualified Applicant with the valid 15-digit yuu membership number used in the application (which cannot be changed or edited after Application submitted).
  7. For initial premium, the Base Points will be credited within 1 month after the cooling-off period of the relevant policy. For subsequent premium with monthly payment mode in the first year, Base Points will be credited around 2 weeks after successful premium payment. The relevant policy of Designated Life Insurance Plan is required to be still inforce upon the yuu Points crediting. Any policy with unposted/cancelled/refunded premium will not qualify for the yuu Points.
  8. Designated Life Insurance Plan is underwritten by Hang Seng Insurance. Qualified Applicant must fulfil the requirements and eligibility of the Designated Life Insurance Plan.
  9. For details of the Designated Life Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the Designated Life Insurance Plan, please refer to the relevant policy provisions.
  10. Unless otherwise specified, yuu Rewards Club Member Offer cannot be redeemed for cash or other products and services.
  11. Hang Seng Insurance shall have the right to decide whether or not to accept the Application based on information provided by the Policyholders or the Life Insured upon the Application.
  12. This promotion is jointly offered by Hang Seng Bank, Hang Seng Insurance and DFI (“Authorised Companies”). The Authorised Companies reserve the right to adjust, withdraw or cancel yuu Rewards Club Member Offer, and to amend or revise any of these terms and conditions from time to time without prior notice and without assigning any reasons whatsoever. The Application will be subject to the terms and conditions in force at the time of the Qualified Applicant participating in this promotion during the Promotion Period. In the event of any inconsistencies between the applicable policy provisions and the terms herein, the applicable policy provisions shall prevail.
  13. In case of any ambiguity, doubts or disputes arising out of or under any of these terms and conditions or any communications, the decision of the Authorised Companies is final and conclusive in all circumstances without assigning any reasons whatsoever and no correspondence will be entered into.
  14. No person other than the Qualified Applicant, Hang Seng Bank, Hang Seng Insurance (includes its successors and assigns) and DFI will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  15. These terms and condition are governed by the laws of the Hong Kong Special Administrative Region (“Hong Kong”) and interpreted in accordance with the laws of the Hong Kong. All parties agree to be subject to the jurisdiction of the courts of Hong Kong.
  16. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  17. These terms and conditions form part of the relevant insurance contract upon successful application of Designated Life Insurance Plan and will be sent together with the policy pack to policyholder upon successful application.
  18. If there is any inconsistency between the Chinese and English versions, the English version shall prevail.

Terms and Conditions for yuu Rewards Club Member Offer - 5-Year eEndowment Life Insurance Plan:

  1. Hang Seng Insurance Company Limited (“Hang Seng Insurance”) is a wholly-owned subsidiary of Hang Seng Bank Limited (“Hang Seng Bank”). The yuu Rewards Club is owned and operated by DFI Development (HK) Limited (“DFI”), an affiliate of Dairy Farm International Holdings Limited. Hang Seng Bank and DFI are authorised insurance agents of Hang Seng Insurance and regulated by the Insurance Authority.
  2. The promotion period is from 1 January 2024 to 31 December 2024 (both dates inclusive) (“Promotion Period”).
  3. This promotion is applicable to personal customers of Hang Seng Bank who successfully apply insurance plan of Hang Seng Insurance via The yuu App (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  4. Qualified Applicant who has successfully applied the 5-Year eEndowment Life Insurance Plan (“Designated Life Insurance Plan”) via hangseng.com redirected from the “yuu Insure” section within The yuu App with a prefilled valid 15-digit yuu membership number will be entitled to get Base Points of 1 yuu Point for each HKD1 premium paid (unless otherwise specified) for the first year premium paid. For detail please refer to https://www.yuurewards.com/zh-hant/yuuinsure/.
  5. USD1:HKD7.75 will be used as USD exchange rate for policy in USD currency for calculation. RMB1:HKD1.21 will be used as USD exchange rate for policy in RMB currency for calculation. Base Points will be calculated based on the premium amount paid for each individual policy application for the first policy year. The yuu Points rewarded will be rounded down to the nearest dollar. yuu Point less than 1 point will not be rewarded.
  6. yuu Points will be credited by DFI to the respective yuu Account of the Qualified Applicant with the valid 15-digit yuu membership number used in the application of the Designated Life Insurance Plan (“Application”) (which cannot be changed or edited after Application submitted).
  7. For initial premium, the Base Points will be credited within 1 month after the cooling-off period of the relevant policy. For subsequent premium with monthly payment mode in the first year, Base Points will be credited around 2 weeks after successful premium payment. The relevant policy of Designated Life Insurance Plan is required to be still inforce upon the yuu Points crediting. Any policy with unposted / cancelled / refunded premium will not qualify for the yuu Points.
  8. Designated Life Insurance Plan is underwritten by Hang Seng Insurance. Qualified Applicant must fulfil the requirements and eligibility of the Designated Life Insurance Plan.
  9. For details of the Designated Life Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the Designated Life Insurance Plan, please refer to the relevant policy provisions.
  10. Unless otherwise specified, yuu Rewards Club Member Offer cannot be redeemed for cash or other products and services.
  11. Hang Seng Insurance shall have the right to decide whether or not to accept the Application based on information provided by the Policyholders or the Life Insured upon the Application.
  12. This promotion is jointly offered by Hang Seng Bank, Hang Seng Insurance and DFI (“Authorised Companies”). The Authorised Companies reserve the right to adjust, withdraw or cancel yuu Rewards Club Member Offer, and to amend or revise any of these terms and conditions from time to time without prior notice and without assigning any reasons whatsoever. The Application will be subject to the terms and conditions in force at the time of the Qualified Applicant participating in this promotion during the Promotion Period. In the event of any inconsistencies between the applicable policy provisions and the terms herein, the applicable policy provisions shall prevail.
  13. In case of any ambiguity, doubts or disputes arising out of or under any of these terms and conditions or any communications, the decision of the Authorised Companies is final and conclusive in all circumstances without assigning any reasons whatsoever and no correspondence will be entered into.
  14. No person other than the Qualified Applicant, Hang Seng Bank, Hang Seng Insurance (includes its successors and assigns) and DFI will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  15. These terms and condition are governed by the laws of the Hong Kong Special Administrative Region (“Hong Kong”) and interpreted in accordance with the laws of the Hong Kong. All parties agree to be subject to the jurisdiction of the courts of Hong Kong.
  16. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  17. These terms and conditions form part of the relevant insurance contract upon successful application of Designated Life Insurance Plan and will be sent together with the policy pack to policyholder upon successful application.
  18. If there is any inconsistency between the Chinese and English versions, the English version shall prevail.

Terms and Conditions for yuu Rewards Club Member Offer - EasyRefund 100% Global Hospital Cash Plan (3-Year):

  1. Hang Seng Insurance Company Limited (“Hang Seng Insurance”) is a wholly-owned subsidiary of Hang Seng Bank Limited (“Hang Seng Bank”). The yuu Rewards Club is owned and operated by DFI Development (HK) Limited (“DFI”), an affiliate of Dairy Farm International Holdings Limited. Hang Seng Bank and DFI are authorised insurance agents of Hang Seng Insurance and regulated by the Insurance Authority.
  2. The promotion period is from 1 April 2024 to 30 June 2024 (both dates inclusive) (“Promotion Period”).
  3. This promotion is applicable to personal customers of Hang Seng Bank who successfully apply insurance plan of Hang Seng Insurance via The yuu App (“Qualified Applicant”) but not applicable to corporate customers of Hang Seng Bank.
  4. Qualified Applicant who has successfully applied the EasyRefund 100% Global Hospital Cash Plan (3-Year) (“Designated Life Insurance Plan”) via hangseng.com redirected from the “yuu Insure” section within The yuu App with a prefilled valid 15-digit yuu membership number will be entitled to get Base Points of 1 yuu Point for each HKD1 premium paid (unless otherwise specified) for the first year premium paid. For detail please refer to https://www.yuurewards.com/zh-hant/yuuinsure/.
  5. yuu Points will be credited by DFI to the respective yuu Account of the Qualified Applicant with the valid 15-digit yuu membership number used in the Application (which cannot be changed or edited after application submitted).
  6. For initial premium, the Base Points will be credited within 1 month after the cooling-off period of the relevant policy. For subsequent premium with monthly payment mode in the first year, Base Points will be credited around 2 weeks after successful premium payment. The relevant policy of Designated Life Insurance Plan is required to be still inforce upon the yuu Points crediting. Any policy with unposted / cancelled / refunded premium will not qualify for the yuu Points.
  7. Designated Life Insurance Plan is underwritten by Hang Seng Insurance. Qualified Applicant must fulfil the requirements and eligibility of the Designated Life Insurance Plan.
  8. For details of the Designated Life Insurance Plan features and the relevant product risks, please refer to the product brochure. For terms and conditions of the Designated Life Insurance Plan, please refer to the relevant policy provisions.
  9. Unless otherwise specified, yuu Rewards Club Member Offer cannot be redeemed for cash or other products and services.
  10. Hang Seng Insurance shall have the right to decide whether or not to accept the Application based on information provided by the Policyholders or the Life Insured upon the Application.
  11. This promotion is jointly offered by Hang Seng Bank, Hang Seng Insurance and DFI (“Authorised Companies”). The Authorised Companies reserve the right to adjust, withdraw or cancel yuu Rewards Club Member Offer, and to amend or revise any of these terms and conditions from time to time without prior notice and without assigning any reasons whatsoever. The Application will be subject to the terms and conditions in force at the time of the Qualified Applicant participating in this promotion during the Promotion Period. In the event of any inconsistencies between the applicable policy provisions and the terms herein, the applicable policy provisions shall prevail.
  12. In case of any ambiguity, doubts or disputes arising out of or under any of these terms and conditions or any communications, the decision of the Authorised Companies is final and conclusive in all circumstances without assigning any reasons whatsoever and no correspondence will be entered into.
  13. No person other than the Qualified Applicant, Hang Seng Bank, Hang Seng Insurance (includes its successors and assigns) and DFI will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  14. These terms and condition are governed by the laws of the Hong Kong Special Administrative Region (“Hong Kong”) and interpreted in accordance with the laws of the Hong Kong. All parties agree to be subject to the jurisdiction of the courts of Hong Kong.
  15. This material is for distribution in Hong Kong only and shall not be considered as an offer to sell or solicitation to buy or providing any insurance product outside Hong Kong. If you are not physically in Hong Kong currently, we cannot provide to you the products or offers mentioned in this material. Please browse the relevant content only when you are back in Hong Kong.
  16. These terms and conditions form part of the relevant insurance contract upon successful application of Designated Life Insurance Plan and will be sent together with the policy pack to policyholder upon successful application.
  17. If there is any inconsistency between the Chinese and English versions, the English version shall prevail.