Single Trip Travel Insurance
Annual Travel Insurance

If you are a business traveler or frequent traveler, Travelsure Protection Plan offers Annual Global Cover ("Annual Global Cover") and Annual China Cover ("Annual China Cover") for your selection. Below are the plan features and promotional offers:

Plan Features
Medical Expenses and Personal Accident Coverage
The medical expenses arising from sickness or accident during the trip, with a maximum claim of HKD1,000,000(1)
Outbound Travel Alert and Natural Disaster Coverage
Protection upon issuance of Red or Black Alert or unexpected outbreak of Natural Disaster, with a maximum claim of HKD30,000(2)
Vehicle Rental Excess Coverage
The excess which is legally liable due to theft of the rental vehicle or damage to such vehicle during the trip, with a maximum claim of HKD5,000(3)
Loss of Mobile Phone Coverage
Loss of mobile phone during the trip, with a maximum claim of HKD5,000(4) per item
Winter and Water Sports Coverage
Covered activities include skiing, snowboarding, snowmobile riding, jet skiing, banana boat trips, kayaking, water skiing, snorkelling and scuba-diving(5)
Plan Details
Promotional Offers

From 25 September 2017 to 31 January 2018, customers can enjoy the following offers upon successful application of Annual Global Cover or Annual China Cover:

Smart Travel Tips
From 1 January to 31 December 2018, starting from the month of successful registration, upon accumulated monthly retail spending of designated amount with your Hang Seng Credit Cards, your eligible overseas spending and cash advance in foreign currencies in that month will earn you up to 15x Cash Dollars!
Register Now

For offer details, terms and conditions, please click here.

Apply Now!
Online Application
Logon to Personal e-Banking > Insurance > Travel > Annual Global Cover / Annual China Cover
Phone Application
2998 9888
Notes:
  1. The maximum claim for Medical and Other Related Expenses is HKD1,000,000 (Annual Global Cover), HKD600,000 (Annual China Cover – Plan B) and HKD200,000 (Annual China Cover – Plan A) under Travelsure Protection Plan. The maximum claim for Personal Accident is HKD1,000,000 (Annual Global Cover), HKD600,000 (Annual China Cover – Plan B) and HKD400,000 (Annual China Cover – Plan A). For an Insured Person aged under 18 (on the day of death), the accidental death benefit will be limited to HKD100,000.
  2. This benefit is only applicable to the Travelsure Protection Plan Annual Global Cover. If the trip has to be cancelled due to the issuance of Red Alert or Black Alert or unexpected outbreak of Natural Disaster for the country of planned destination before the departure of the Journey, all the paid and irrecoverable expenses for tours, air tickets or hotel accommodation will be reimbursed. The maximum claim is HKD30,000. Benefits payable for Loss of Deposit or Cancellation under Red Alert is up to 50% of the relevant loss under this Section; whereas benefits payable under Black Alert is up to 100% of the relevant loss under this Section.
  3. This benefit is only applicable to the Travelsure Protection Plan Annual Global Cover. If the Insured Person rents or hires a rental vehicle during the Journey which is involved in a collision whilst under his/ her control or the rental vehicle is stolen or damaged and the rental agreement includes an insurance excess (or deductible or similar condition), the Insured Person will be reimbursed, according to the Policy, the insurance excess paid for the above described loss or damage to such rental vehicle, up to maximum HKD5,000. This benefit shall be payable only once per Journey. The Insured Person must take relevant comprehensive motor vehicle insurance provided by the rental organization against loss or damage to the rental vehicle during the rental period.
  4. The maximum amount recoverable for each mobile telecommunication device is HKD1,500 (Annual China Cover) and HKD5,000 (Annual Global Cover) under the Travelsure Protection Plan.
  5. Sports activities include: Water Sports – swimming, snorkeling, wind surfing, water surfing, water skiing, parasailing, banana boat trip, water motorcycling, rafting, canoeing, boating or kayaking, sailing, cruising, fishing on boat or yacht, and sliding in licensed water park. Winter Sports – skiing, snowboarding, tobogganing, sledding, snow motorcycling and ice skating.

For Terms and Conditions of the promotional offers, please click here.


In the event of any discrepancy or inconsistency between the English version and the Chinese version of the above information, the English version shall apply and prevail.


The above is intended as a general summary of information for reference only. Please refer to the English version of the policy for the plan coverage, exact terms and conditions and exclusions.


The above general insurance plan ("Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.


In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.


*Applicable to premium paid by Hang Seng Credit Card#

# To borrow or not to borrow? Borrow only if you can repay!