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| Hang
Seng — the bank with the highest rated banking services
in Hong Kong for 8 consecutive years* offers
you a flexible and speedy all-round foreign currency deposit
service to put time on your side, so that you can exchange
foreign currencies, and set up or renew time deposits anytime
anywhere, easily and with total peace of mind. |
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From now until 31 May 2013 (the "Promotion Period") (1),
customers who convert HKD20,000 to HKD5,000,000 existing
deposit from Hong Kong Dollar into AUD and at the same time
set up a time deposit in AUD with a tenor of 1
week, through branches, phone banking or Hang
Seng Personal e-Banking, can enjoy a preferential time deposit
interest rate of up to 5.00% p.a.
Please click here
for details.
Prestige Banking customers who set up a time deposit in
Designated Foreign Currency with a tenor of 1
month to 6 months at the same time, can enjoy
a preferential time deposit interest rate of up
to Board Rate + 1.95% p.a.(3) and an exchange
rate premium of up to 180 basis points
when exchanging HKD into Designated Foreign Currency. Other
customers can also enjoy a preferential time deposit interest
rate of up to Board Rate + 1.9% p.a.
and an exchange rate premium of up
to 150 basis points. |
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| It's handy and efficient to exchange foreign currency and
set up foreign currency time deposit services on different
online devices! |
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Prestige Banking Customers can be exclusively entitled
to a preferential time deposit rate of up
to Board Rate + 1.95% p.a.(6) when they set up a
time deposit in a Designated Foreign Currency with New
Funds(5) of
HKD20,000 to HKD5,000,000 (or equivalent) with a tenor
of 1 month to 6 months. Other customers can also enjoy preferential foreign currency time deposit interest rates of up to Board Rate + 1.9% p.a.. |
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According to Oracle Added Value Banking Study 2005 - 2012, among personal banking customers of the 8 major banks in Hong Kong. |
| Terms and Conditions for the Offers: |
| (1) |
The
promotion is valid until 31 May 2013 ("Promotion Period").
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| (2) |
The preferential
interest rates (p.a.) are quoted with reference to the interest
rates offered by the Bank on 16 May 2013 for customers converting
HKD20,000 to HKD5,000,000 existing deposit into AUD and at
the same time setting up a time deposit in AUD with a tenor
of 1 week via branches, Phone Banking or Hang Seng Personal
e-Banking. |
| (3) |
Prestige Banking
customers who convert HKD20,000 to HKD5,000,000 existing deposit
into AUD/NZD/CAD/EUR/GBP ("Designated Currency") and at the
same time set up a time deposit in Designated Currency with
a tenor of 1 month to 6 months via branches, Phone Banking
and Hang Seng Personal e-Banking are eligible to enjoy up
to Board Rate + 1.95% p.a. and other customers (including Preferred
Banking, Integrated Account and other deposit account customers)
can enjoy up to Board Rate + 1.9% p.a.. The preferential interest
rates are quoted with reference to the interest rates offered
by the Bank on 16 May 2013 and not applicable to the renewal
of time deposits. Deposits in different currencies and tenors
will have different preferential time deposit interest rates.
The relevant interest rates will be subject to the rates quoted
by the Bank from time to time. |
| (4) |
Foreign Currency Exchange Rate Premium Offers: |
Applicable to customers converting HKD20,000 or above into designated foreign currencies (including AUD, NZD, GBP, CAD and EUR). |
| Channel |
Through Branches / Phone Banking / Hang Seng Personal e-Banking |
| Account Type |
Prestige Banking Account |
Preferred Banking |
Integrated Account |
| NZD, CAD & EUR |
Up to 40 basis points |
Up to 30 basis points |
Up to 10 basis points |
| AUD |
Up to 50 basis points |
| GBP |
Up to 180 basis points |
Up to 150 basis points |
Up to 50 basis points |
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Note: The above exchange rate premium offers are only applicable to the conversion of HKD into a Designated Currency, and not applicable to the conversion of a Designated Currency into HKD or the conversion between foreign currencies. Should you wish to convert the foreign currency into HKD, please check with the Bank staff for the relevant exchange rate premium. |
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| (5) |
"New Funds" refers to funds newly deposited into Hang Seng Bank Limited (the "Bank") using a cheque drawn on any other bank, inward CHATS or T/T during the Promotion Period, thereby increasing the aggregate deposits placed by the customer with the Bank. For clarification of the definition of "New Funds" in the promotion, please contact our bank staff. In case of any disputes in relation to the definition of "New Funds", the decision of the Bank shall be final. |
| (6) |
Prestige Banking customers can enjoy the preferential time deposit interest rate of up to Board Rate + 1.95% p.a. by placing time deposits in Designated Currency with New Funds
of HKD20,000 to HKD5,000,000 (or equivalent) in a tenor of 1 month to
6 months via branches and Phone Banking. While other customers (including
Preferred Banking, Integrated Account and other deposit account
customers) can enjoy the preferential time deposit interest
rate of up to Board Rate + 1.9% p.a.. Deposits in different
currencies and tenors will have different preferential time
deposit interest rates. The relevant interest rates will be
subject to the rates quoted by the Bank from time to time. |
| (7) |
The English version of these Terms and Conditions shall prevail whenever there is any discrepancy between the English and Chinese versions. |
| Remarks: |
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Interest rates and exchange rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the above interest rate and exchange rate offers at any time. Before making the relevant transaction, please check with our staff for the effective rates applicable to the transaction. |
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The above offers cannot be used in conjunction with other interest rate or exchange rate offers for the same currency. |
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The Bank reserves the right to suspend, revise or terminate the above offers and to amend the terms and conditions thereof at any time without prior notice. In case of any disputes, the decision of the Bank shall be final. |
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Investment involves risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts a time deposit from the foreign currency to HKD upon maturity. |
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