Investors should note that all investment involves risks. Prices of related commodities investment products may go up as well as down and may even become valueless. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.
There are many misconceptions about FX margin (or leveraged FX) in the market. Want to learn more about how FX margin trading can help you invest in the FX market? Simply send your name and mailing address to fxvideo@hangseng.com and we will send you a complimentary copy of the ?10 Q&A on FX Margin Trading? booklet^!
* According to Oracle Added Value Banking Study 2005 - 2012, among personal banking customers of the 8 major banks in Hong Kong.
 
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Risk Warning:
Investment involves risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts a time deposit from the foreign currency to HKD upon maturity.

Forex Margin Trading Services
The risk of loss in leveraged foreign exchange trading / gold trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as stop-loss or stop-limit orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable for you in light of your own financial position and investment objectives. Investors should refer to the relevant risk disclosure statement, leaflet, Service Guide and terms and conditions for details before making any investment decision.

Gold-Linked Structured Investment Product
Gold-linked structured investment product is not conventional time deposits, it is not protected deposits. Non-capital protected gold-linked structured investment product is not capital protected, investors may sustain a total loss of their investment. Gold-linked structured investment product is not the same as investing in gold and is subject to the credit risk of the issuer. Gold-linked structured investment product does not involve physical delivery of gold and the maximum potential gain may be limited.