Hang Seng Mandatory Provident Fund

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Important Notes
The Hang Seng Mandatory Provident Fund - SuperTrust, SuperTrust Plus, SimpleChoice and ValueChoice are mandatory provident fund schemes.
You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
The respective Guaranteed Fund under SuperTrust and SuperTrust Plus invests solely in an approved pooled investment fund in the form of an insurance policy provided by HSBC Life (International) Limited. The guarantee is also given by HSBC Life (International) Limited. Your investments in the relevant Guaranteed Fund, if any, are therefore subject to the credit risks of HSBC Life (International) Limited. Please refer to the ‘Warning’ section under ‘Guaranteed Fund’ in Part II – Fund Structure of the relevant ‘Principal Brochure’ for details of the credit risk.
The guarantee in the relevant Guaranteed Fund only applies under certain conditions. Please refer to the 'Guarantee features' section under 'Guaranteed Fund' in Part II - Fund Structure of the relevant 'Principal Brochure' for full details of the guarantee features and Guarantee Conditions.
You should not invest based on the information shown on this webpage alone and should read the relevant 'Principal Brochure'.

* According to Oracle Added Value Banking Study 2005 - 2010, among personal banking customers of the 8 major banks in Hong Kong.

‘Management fees’ includes fees paid to the Trustee, Custodian, Administrator, Investment Manager (including fees based on fund performance, if any) and Sponsor of the scheme for providing their services to the relevant fund. They are usually charged as a percentage of the net asset value (NAV) of a fund.
Other applicable fees, charges and expenses include but are not limited to joining fee, annual fee, contribution charge, offer spread, bid spread, withdrawal charge and other expenses. For further details, please refer to the relevant 'Principal Brochure'.

Investment involves risks. Past performance is no guide to future performance. For further details of Hang Seng MPF, including the product features and risks involved, please refer to the relevant "Principal Brochure".