To participate in and benefit from the investment opportunities brought by RMB, you have to get ready early on. Build up a sufficient pool of RMB funds in order to make your move at any time. While you are waiting for the right opportunity to invest, your RMB deposits can earn you stable interest returns. You can take advantage either on the sidelines or on the field.

From now until , you can enjoy preferential interest rate when converting HKD into designated RMB amount via different channels, and setting up an RMB time deposit at the same time(1):
Interest rate (p.a.) up to
We also provide other tenors for your selection. What's more, you can exchange RMB via different channels and enjoy an exchange rate premium(2). It's easy and convenient!

Customer Enquiry Hotline: 2822 0228

Renminbi Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

Terms and Conditions