Hang Seng Credit Card
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According to Oracle Added Value Banking Study 2005-2012, among personal banking customers of the 8 major banks in Hong Kong.
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The offers are not applicable to Hang Seng MasterCard. Offer of interest-free instalments is not applicable to Hang Seng CUP Credit Card and Hang Seng Spending Card.
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Free gift offer is only available with subscription to designated monthly price plan for selected smartphones. Each service number is entitled to one gift only. Gift is only available while stocks last.
Street View is owned by Google Inc.

Terms & Conditions
1.
The promotion period is from 8 March 2013 to 31 May 2013.
2.
To be eligible for the offers, customers are required to use Hang Seng Visa Card or Hang Seng CUP Credit Card (offers are not applicable to Hang Seng MasterCard) to settle the payment of the monthly service fees and bundle service fees by autopay with the same credit card. Subscriber’s name and applicable customer’s name must be the same.
3.
For iPhone 5, customers are required to subscribe to selected iPhone Bundled 4G Price Plan with contract term of 24 months and other services costing not less than HKD36/month. $0 handset offer is only applicable to iPhone 5 (16GB) with subscription to HKD418 iPhone Bundled 4G Price Plan.
4.
For other smartphones, customers are required to subscribe to selected monthly price plans with contract term of 18-26 months and other services costing HKD18-HKD36/month (depending on models).
5.
For details of price plans, Cloud Storage Manager (basic version), Street View To Go, additional charges and roaming charges, please refer to the store assistants or visit smartone.com.
6.
4G is only available with compatible smart devices and SIM cards.
7.
The offer of 12-month interest-free instalment plan with handling fee waiver is only applicable to a single sales transaction of at least HKD1,000 or more (net); 24-month interest-free instalment plan with handling fee waiver is only applicable to a single sales transaction of at least HKD2,000 or more (net) for the purchase of designated smartphones together with prepayment.
8.
The maximum interest-free instalment amount is subject to the available credit limit of each customer. No cancellation, exchange, refund or free trial is allowed for any purchase made by an interest-free instalment plan.
9.
Use of interest-free instalment plan is subject to the related terms and conditions, please call the 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 for details.
10.
Customers are required to pay an administrative fee of HKD12/month.
11.
Offers are subject to relevant terms & conditions. For details, please refer to the store assistant or visit smartone.com.
12.
TM and © 2013 Apple Inc. All rights reserved
13.
$0 handset price, $0 prepayment and interest-free instalment offers can be used in conjunction. But any of such offers cannot be used in conjunction with other promotional offers and cannot be redeemed for cash or other products.
14.
Promotional items are available while stocks last.
15.
The prices and monthly service fees are provided by SmarTone (the “Merchant”) as reference. Prices are subject to change without prior notice.
16.
All photos are for reference only.
17.
All products, services and information in this promotion are directly sold and supplied to customers by the Merchant who is solely responsible for all related obligations and liabilities.
18.
Hang Seng Bank Limited (“Hang Seng”) and the Merchant reserve the right to amend or terminate the above offers at any time and revise the terms and conditions of offers from time to time without prior notice.
19.
In case of dispute, the decision of Hang Seng and the Merchant shall be final.
20.
In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Remark: Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.