Hang Seng fully supports the

SME Financing Guarantee Scheme

to help your business reach the next milestone at full speed!

Hang Seng fully supports the SME Financing Guarantee Scheme ("SFGS")⁽¹⁾. Under the SFGS launched by The Hong Kong Mortgage Corporation Limited ("HKMC"), Hang Seng can help eligible enterprises⁽²⁾ to enhance their productivity and competitiveness amid the rapidly changing business environment in order to grasp every business opportunity.

Major Features

Guarantee coverage of 50%, 60% or 70% of the credit facilities
Guarantee coverage of 80% of the credit facilities is provided under the Special Concessionary Measures of SFGS⁽¹⁾
Maximum aggregate credit facility amount of up to HKD12,000,000⁽³⁾
Repayment period of up to 5 years

Act Now

Please contact your Relationship Manager or call our 24-hour Business Partner Direct

2198 8000

To borrow or not to borrow? Borrow only if you can repay!

Notes:

The SFGS is provided by the HKMC. Guarantee fee is applied and subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMC from time to time. For details, please visit the website of the HKMC.
Eligible enterprises must have business operations in Hong Kong and be registered in Hong Kong under the Business Registration Ordinance (Chapter 310). They must also have been in business for at least one year on the date of guarantee application, and have a good loan repayment record. Listed companies, lending institutions and affiliates of the lender are not eligible for the SFGS.
Hang Seng Bank Limited ("Hang Seng”) has the absolute discretion to reject any application or to approve a credit facility of a lesser amount than that applied for by the customer and reserves the right to revise the credit facility amount, interest rate, fees and charges and other terms and conditions from time to time without giving any reasons. The final approved credit facility amount, interest rate, fees and charges and other terms and conditions are subject to the relevant loan documents to be accepted and signed by the customer. Hang Seng reserves the right of final approval.

The English version of the above shall prevail whenever there is a discrepancy between the English and Chinese versions.