| * According to Oracle Added Value Banking
Study 2005 - 2012, among personal banking customers of the 8
major banks in Hong Kong. |
Notes: |
| 1. |
“New Credit Card Customers” refers to Principal Card applicants who are not holding currently and/or have not held in the preceding 12 months the Principal Card of any credit card / affinity card / co-branded card / spending card issued by Hang Seng Bank Limited (“Hang Seng”). |
| 2. |
“Existing Credit Card Customers” refers to Principal Card applicants who are holding, currently and/or have held in the preceding 12 months the Principal Card of any credit card / affinity card / co-branded card / spending card issued by Hang Seng. |
| 3. |
Interest-free Cash Instalment Plan with Handling Fee Waiver is only applicable to Principal Card applicants who are not holding currently and/or have not held in the 12 months preceding the opening of his/her new Hang Seng CUP Credit Card / Hang Seng Visa Card / Hang Seng MasterCard / Hang Seng MPOWER Card account, the Principal Card of any credit card / affinity card / co-branded card / spending card issued by Hang Seng. The account opening date of such new Hang Seng CUP Credit Card / Hang Seng Visa Card / Hang Seng MasterCard / Hang Seng MPOWER Card account is based on the issue date of the Card Collection Advice. |
| 4. |
If a customer fails to make full repayment of the statement balance specified in the customer’s Hang Seng CUP Credit Card / Hang Seng Visa Card / Hang Seng MasterCard / Hang Seng MPOWER Card account statement on or before the payment due date of each month, the customer shall pay a finance charge and other charges on any monthly instalment amount due but unpaid; such finance charge will be levied from the post date of such monthly instalment amount due but unpaid, and will be calculated at the prevailing interest rate applicable to the credit card account.
|
| 5. |
A Principal Card applicant
who is not holding currently and / or has not held in the
preceding 6 months any personal credit card Principal
Card (except Hang Seng CUP Credit Card and Hang Seng Renminbi
Credit Card) issued by Hang Seng, and is applying for his
/ her first Hang Seng Credit Card, will be entitled to a 3-year
Annual Fee Waiver; otherwise, a 1-year Annual Fee Waiver will
be offered. Supplementary Card(s) applied for concurrently
with the Principal Card will be eligible for the same annual
fee waiver. If the applicant is an existing Hang Seng Integrated
Account / Auto-payroll Service / Residential Mortgage (except
for Industrial / Commercial Property) customer, he / she can
enjoy a Perpetual Annual Fee Waiver for one Hang Seng Credit
Card. |
| 6. |
Customers are entitled to the relevant offers only after making one retail transaction (for any spending amount) within 60 days from the issue date of the Card Collection Advice. |
Terms and Conditions of the Extra $50 / $100 Cash Dollars Reward for Online Application |
| Terms and Conditions of Welcome Offers |
| General Terms and Conditions |