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You can enjoy our wide array of investment
services by simply activating the investment sub-account
under the IBS Account. This helps your company grasp every
investment opportunity in different market conditions to
enhance the potential returns of your company’s funds.
In addition, we offer an extensive range of treasury
services to limit your exposure to exchange rate and
interest rate fluctuations. |
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| Investment Services |
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Securities Services |
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Investment Funds Services |
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Structured Products |
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Capital Protected Investment Deposit |
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Maxilnterest Investment Deposit |
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Bond Investment Services |
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Certificates of Deposit Services |
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| Treasury Services |
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Hedging Products on Foreign Exchange and Interest Rate |
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| Risk
Disclosure |
| Investors
should note that all investment involves risks. Prices of
investment products may go up as well as down and may even
become valueless. Investors should read in detail the
offering documents and the Risk Disclosure Statement of the
relevant investment products before making any investment
decision. Capital Protected Investment Deposit and
MaxiInterest Investment Deposit are not protected deposits
and are not protected by the Deposit Protection Scheme in
Hong Kong and the repayment of Capital Protected Investment
Deposit and MaxiInterest Investment Deposit are not
guaranteed by the Hong Kong SAR Government's Exchange Fund.
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You can manage your IBS Account via our
convenient banking channels, saving you and your staff much
administrative time and costs:
Business e-Banking
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24 hours access to account details |
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Make payments or account transfers online |
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Preferential online pricing and save
about 80% on bank charges |
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Free SMS / e-mail Alert Services remind you of latest
status of your accounts and transactions |
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You can trade securities and subscribe to investment
deposits linked to different underlying assets. View
investment accounts summary and transaction records |
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Express China Remittance to provide same day credit of
remittance1 to 97 Mainland
Cities. |
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One-stop Payroll and MPF service to save your time and
manpower |
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Support download of account statement in various formats
for bank reconciliation |
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| Notes: |
| 1. |
Only applicable for corporate
customers successfully making outward remittances from
Hong Kong to Hang Seng Bank (China) Limited via Hang Seng
internet banking before 4:30pm(Hong Kong time) |
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| ATM Services |
| With Hang Seng Card, you can conduct
transactions for your business (including cash withdrawal,
account transfers, account balance enquiries, local cash
deposits, statement or cheque book requests, utility bill
payments)1 through more than 900,000 ATMs locally
and worldwide. |
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Deposit Card
Every IBS customer will get a Deposit Card which
enables you or your staff to make cash or cheque deposits at
ATMs, “Quick Cheque Deposit” and “Quick
Cash Deposit” machines with ease.
No manual input of account number or PIN is required, thus
eliminating key-in errors.
Minimal risk of monetary loss due to card loss or leakage of
sensitive information as Deposit Card does not support cash
withdrawal or balance enquiry functions.
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Quick Cheque
Deposit Service
Deposit up to 30 cheques at one time at any of our Cheque
Deposit Machines and obtain a comprehensive advice with
cheque images and deposit account’s name. No more
queuing at branch counters.
Your account will be credited instantly2 and the
funds will be available after clearing, the same as cheques
deposited over branch counter. |
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Quick
Deposit Service
Deposit cash via any of our Cash Deposit Machines and your
account will be credited instantly 3 |
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Phone
Banking
With your Phone Banking Personal Identification Number
(Phone PIN), you can access your IBS Account by using a
tone-dial phone 24 hours a day. For added flexibility, you
can assign different staff as authorised users with
independent access to as many as 21 accounts (including IBS
Account). |
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| Notes: |
| 1. |
Deposit and Bill Payment
Service may not be available at some standard ATMs. |
| 2. |
Only cheques deposited before cut-off
time on business days are shown in the account instantly. |
| 3. |
Cash deposited to credit card account
will be credited on the next working day |
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Hang Seng Commercial Card enables you to
consolidate your company expenses under one card and
streamline your payment process.
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Individual and consolidated statements showing all
expense items plus 24-hour Online Financial Management
Services2 for easy business expenses management |
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Up to 56 days interest-free repayment period with
minimum repayment of only 3% for greater financial
flexibility |
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24-hour Personal Assistant Service3 taking
care of your company's needs like a personal secretary |
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Company logo printed on the card face4 to
reflect your company's distinct identity |
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Earn Hang Seng Credit Card Cash Dollars while spending |
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Exclusive first three-year annual fee waiver |
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| Notes: |
| 1. |
Hang Seng Bank Ltd reserves
the final right to revise or cancel this offer. |
| 2. |
Only applicable to Hang Seng Commercial
MasterCard. |
| 3. |
For details and the terms and conditions,
please visit Hang
Seng Commercial Card webpage. |
| 4. |
HK$100 annual administration fee will
be charged for printing the company logo for each Hang
Seng Commercial Card. |
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| Your IBS comes with free payroll services1.
In addition to automating staff salary payments, our
integrated autopay solution will help you to
generate tax returns for your staff. |
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| Note: |
| 1. |
Free payroll services offer
includes waivers on registration fee, annual fee and
transaction fee of "Hang Seng autoPay Service" and charges
on first set-up with fewer than ten second parties. |
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