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Time Deposit Account (HKD/ RMB/ FCY)

  With Hang Seng time deposit services, you can enjoy high interest returns and a choice of deposit currencies and various tenors. You can also get a bonus interest rate by placing time deposits via Business e-Banking:

Choice of 11 currencies for a tenor of one year or less:
Hong Kong Dollar
Renminbi
US Dollar
Canadian Dollar
Australian Dollar
New Zealand Dollar
Pound Sterling
Euro
Swiss Franc
South African Rand
Japanese Yen
· Minimum deposit amount is as low as HKD10,000 (depending on tenor) or 1,000 units in foreign currency (100,000 units for Japanese yen and 10,000 units for renminbi or South African rand)

Choice of seven currencies for tenor of one and a half years to five years(1):
Hong Kong Dollar
US Dollar
Canadian Dollar
Australian Dollar
New Zealand Dollar
Pound Sterling
Euro
· Interest payable automatically every month (2)
· Minimum deposit amount is as low as HKD50,000 or 10,000 units in foreign currency
· What's more, the credit line for an overdraft facility using your HKD time deposit as collateral is 100% of deposit amount, giving you added flexibility

Remarks :
(1) Four-year and five-year tenors are only applicable to HKD and USD deposit.
(2) Should the time deposit maturity date and/ or interest payment date fall on a non-business day, the deposit and/ or interest will be payable on the following business day with the interest being paid up to but excluding that day.

Terms and Conditions :
Should the customer wish to prematurely withdraw a deposit, the customer is liable to pay any associated administration fees. Should the customer wish to convert the foreign currency into Hong Kong dollars upon maturity, the fluctuation in exchange rates may result in gains or losses. Hang Seng Bank Limited reserves the right to change the above terms and conditions.

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Business Partner Direct
2198 8000

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