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Time Deposit Account


Features


With Hang Seng time deposit services, you can enjoy high interest returns and a choice of deposit currencies and various tenors.
You can also get a bonus interest rate by placing time deposits via Business e-Banking:

Choices of Currency


Choice of 12 currencies:
 
Hong Kong Dollar Renminbi US Dollar
Canadian Dollar Australian Dollar New Zealand Dollar
Pound Sterling Euro Swiss Franc
South African Rand Japanese Yen Thai Baht
   
Minimum deposit amount is as low as HKD10,000 (depending on tenor) or 1,000 units in foreign currency (except Japanese Yen and Thai Baht which require 100,000 units, as well as Renminbi and South African Rand which require 10,000 units)
Deposit tenors from one week to five years 1
Interest payable automatically every month 2
What's more, the credit line for an overdraft facility using your HKD time deposit as collateral is 95% of deposit amount, giving you added flexibility
   

Remarks :
1. Four-year and five-year tenors are only applicable to HKD and USD deposit.
2. Should the time deposit maturity date and/ or interest payment date fall on a non-business day, the deposit and/ or interest will be payable on the following business day with the interest being paid up to but excluding that day.


Make an Appointment
Or Call 24-hour Business Partner Direct 2198 8000;
Or Visit any of our branches.
 

Terms and Conditions :
Should the customer wish to prematurely withdraw a deposit, the customer is liable to pay any associated administration fees. Should the customer wish to convert the foreign currency into Hong Kong dollars upon maturity, the fluctuation in exchange rates may result in gains or losses. Hang Seng Bank Limited reserves the right to change the above terms and conditions.

 
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Reference Rates

Interest Rates

Foreign Currency T/T Exchange Rates


Useful information

IBS Service Directory
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Contact Us

Call Business Partner Direct 2198 8000
Visit our Business Banking Centres
Visit our branches
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