New Territories General Chamber of Commerce Commercial Card, act as a recognition of members'status, is an effective tool to handle all company's purchasing and daily expenses at ease with the advantage of better cash flow management and cost saving benefits.
 A True Recognition of Your Status
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NTGCC Membership Fee Settlement
The membership fee as well as other related expenses can be settled by the card with ease. |
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Photo Printed on Card
Your own photo can be printed on the Card for added personalization and security. |
Simplify Expense Management |
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Consolidate All Bills onto One Card
Free from the hassles of handling cheques and petty cash when settling company expenses. |
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Pre-set Credit Limit
Pre-set credit limit to each Commercial Card allowing expense management on each staff at ease. |
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Individual and Consolidated Statements
An individual monthly statement is available to each cardholder. The consolidated statement, monthly account summary and activity reports are available to the company, clearly list out the expense items and transaction amount of all cards, which provide an at-a-glance summary of the total business spending. |
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Online Bill Payment
Enjoy interest-free repayment period and Cash Dollars earnings through bill payments(e.g. business registration fee, telephone bills,etc.) via Hang Seng Business e-Banking(1). |
Enjoy Better Cash Flow |
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Extended Payment of Company Expenses
Maximize cash flow by enjoying an up to 56 days interest-free repayment period with as low as 3% minimum payment. |
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Worldwide Cash Advance
Instant cash available to authorized cardholder to make cash advance via designated ATMs 24 hours worldwide. |
Superior Privileges |
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24-hour Personal Assistant Service(2)
It is like having a personal secretary taking care of all your needs, including dining recommendations and reservations, air-ticket and hotel accommodation bookings, information on worldwide exhibition schedules and corporate gift recommendations, business equipment rental arrangements, worldwide emergency assistance, etc. |
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Free Travel Insurance
Enjoy free travel insurance of coverage up to HKD2,000,000(3). |
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Free International SOS(4)
Including Mainland China hospitalization & emergency assistant service. |
Spending Rewards |
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Hang Seng Credit Card Cash Dollars
For accumulated every HKD250 in retail spending or cash advance with your card, you can automatically earn $1 Cash Dollar while overseas spending or cash advance (including Mainland China) can earn 2x Cash Dollars, which can be used as instant cash at over 3,300 designated merchant outlets(5) throughout Hong Kong or to redeem gifts or cash coupons at the Cash Dollars Gift Parade. |
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Up to 62% Discount Business Privileges
Enjoy up to 62% discount at over 4,100 merchant outlets in Hong Kong throughout the year, including offers on office equipment, business services, fine dining, hotels and private clubs, etc. Please click here for details. |
Annual Fee Waiver |
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Annual fee waiver for the first three years. |
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Each NTGCC Commercial Card can earn a maximum of $200 Hang Seng Credit Card Cash Dollars (“Cash Dollars”) in a month through bill payments via Hang Seng Business e-Banking (excluding bill payments under Inland Revenue Department). Use of Cash Dollars is subject to terms and conditions for Hang Seng Credit Card Membership Rewards Programme, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868. |
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Personal Assistant Service and its information are provided by Visa / other third party service providers and Hang Seng Bank Limited ("Hang Seng") assumes no responsibilities for such service and information. Customer agrees to be bound by the terms and conditions for the service provided by Visa / other third party service providers which may be amended from time to time. For any claims, disputes and complaints regarding such service and information, customer should refer directly to Visa / other third party service providers. Customers may need to provide personal data or other information to Visa / other third party service providers for the purpose of provision of the service to customer. In case the provision of any such service incurs any charges (including but not limited to any applicable local tax or any commission payable to any agent), the customers shall be responsible for such charges. |
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To enjoy maximum 60 days free travel insurance with up to HKD2,000,000 indemnity limit, cardholder is required to make payment on the fares/invoices of the package tour, one-way ticket or round trip tickets before departure from Hong Kong with NTGCC Commercial Card. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant insurance policy. Please call our 24-hour Personal Assistant Hotline 2398 0000 for details. |
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The maximum amount of the financial guarantee arranged by International SOS for hospital admission deposit and medical expenses is HKD20,000 (in the case of a hospital designated by International SOS) or HKD10,000 (in the case of a hospital not designated by International SOS) per case. The admission deposit and medical expenses actually paid by International SOS for the Cardholder will be charged to his/her New Territories General Chamber of Commerce ("NTGCC") Commercial Card Account. For the avoidance of doubt, the Cardholder shall independently arrange with International SOS to pay any costs and expenses arising from or related to hospital admission and medical treatment which exceed the guaranteed amount.
In consideration of International SOS arranging the financial guarantee for the Cardholder, a case fee of USD60 or 9% of the admission deposit and medical expenses actually paid by International SOS for the Cardholder, subject to the limit of HKD20,000 as is applicable or HKD10,000 as is applicable, whichever is higher, will also be charged to his/her NTGCC Commercial Card Account per case.
For details of the service, please call the International SOS 24-hour hotline (852)3122 8383.
Principal Liabilities and Obligations of Cardholder:
For each financial guarantee arranged for Cardholder by International SOS for paying the admission deposit and medical expenses to the relevant hospital, the Cardholder will be liable for the amount actually paid by International SOS to that hospital on the Cardholder's behalf (subject to the maximum amount of HKD20,000 as is applicable or HKD10,000 as is applicable plus the case fee and all other fees and charges payable by the Cardholder to International SOS, notwithstanding that the Cardholder has not signed any sales or transaction voucher or given any order (whether in writing, by telephone, mail or other means) to International SOS to authorise the financial guarantee or payment.
Disclaimer:
The Service provided by International SOS does not constitute an insurance policy or agreement, and is applicable to incidents caused by accidents or illnesses occurring in China (excluding Hong Kong SAR and Macau SAR).
International SOS undertakes to exercise due care and diligence in the supply and provision of the Service. Subject to this and provided that International SOS shall be liable for any damage caused by its negligence or willful default, International SOS assumes no responsibility for any advice given by any service provider referred to the Cardholder by International SOS and the Cardholder shall not have any recourse against International SOS in respect of the Service provided by that service provider. Nor shall International SOS be liable for (1) fraud committed by or misrepresentation made by the Cardholder; and (2) any information or data given by a Cardholder (collectively called the "Events"), and the Cardholder will indemnify and save International SOS harmless from and against all claims, demands, actions, causes of actions, damages, losses, costs, liabilities or expenses whatsoever incurred by International SOS as a result of claims arising from or connected with the Events. The Cardholder shall not have any recourse against International SOS for any indirect or consequential loss suffered by the Cardholder arising from the Service provided by International SOS. |
| (5) |
Cash Dollars are not applicable at designated merchants; counters in department stores, and selected outlets of individual designated merchants, individual designated merchant requires minimum spending for redemption of Cash Dollars, please check with the respective merchants for details. Use of Cash Dollars is subject to the terms and conditions for Hang Seng Credit Card Membership Rewards Programme, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868. |
Note: The English version of the above shall prevail whenever there is a discrepancy between the English and Chinese versions. Hang Seng reserves the right to suspend, vary or terminate any promotion offers and to amend the Terms and Conditions thereof at any time without further notice. In case of any disputes, the decision of Hang Seng shall be final. |
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Contact
Us
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Call Business Partner Direct 2198 8000 to apply |
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Visit
our Business
Banking Centres |
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Email
Us |
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24-hour Personal Assistant Hotline 2398 0000 |
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24-hour Report Loss Card Hotline 2836 0838 |
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