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Property Overdraft




Plan features and benefits

Get a standby facility to meet unexpected financial needs
The loan ratio (i.e. discount factor) can be Up to 70% of the purchase price or the valuation
Repayment can be made according to financial schedule - no minimum monthly repayment amount
The credit line is offered on a revolving basis. There is no need to re-apply every time
Draw on credit line via Hang Seng Business e-Banking, cheque, account transfer, ATMs or at any Hang Seng Bank branches
24-hour hotline enquiry service

Online tools to help with your decision making


Residential Property Instant e-Valuation
Commercial / Industrial Property Express Valuation
Monthly Repayment Amount Calculator
Stamp Duty Calculator

Apply online to enjoy our one-stop mortgage solution!
e-Banking
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Reference Rate

Hang Seng's HKD Prime Rate


Contact Us

Call Business Partner Direct 2198 8000
Visit our Business Banking Centres
Visit our branches
Email Us


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