Seminar for Commercial Customers - "2009 Investment Market Outlook and Strategies" To help commercial customers find a way forward with investment planning in the current volatile economic environment, Hang Seng Bank organized a "2009 Investment Market Outlook and Strategies" Seminar on 20 February 2009. We invited Mr Alan Luk, Head of Investment Advisory at Hang Seng Bank, and Mr Mark Wan, Chief Analyst at Hang Seng Investment Services, to discuss the impact of the financial tsunami on the global economy and look at the economic environment, foreign exchange, gold and commodities markets in 2009 to help commercial customers understand market trends and plan an appropriate investment strategy for their company.   Mr Alan Luk, Head of Investment Advisory at Hang Seng Bank, provides an in-depth discussion on global financial markets and asset allocation strategies to attendees so that they can understand the importance of their investment strategies in the current global economic conditions.   Mr. Mark Wan, Chief Analyst at Hang Seng Investment Services, provides a detailed discussion on foreign exchange, gold and commodities to attendees to help them better understand the markets of these products. Risk Disclosure: Investors should note that all investment involves risks and prices of investment products may go up or down and may become valueless. Past performance of investment products may not be indicative of future performance. Investors should read the relevant investment product's offering documents and Risk Disclosure Statements in detail before making any investment decision.

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