Manage your Daily Financial Affairs

	Consolidate your Daily Finances
	Make Use of Online Business Banking
	Make Use of Automated Banking Channels

Consolidate your Daily Finances

	To effectively simplify your daily finances, you can open an integrated account for your new business to take care of all your deposits, cheques, payrolls and investments through a single account and enjoy these advantages:
	Easy to manage and allocate your funds Take advantage of more banking privileges from your financial partner with a consolidated relationship Better chance of quicker credit approval when external financing is needed in the future Enjoy multi-channel access to manage your accounts
	Hang Seng Integrated Business Solutions Account empowers your business with more benefits, including:
	One-stop financial management that allows you to use a single account to handle all sorts of transactions, including Hong Kong Dollar and multiple Foreign Currency Savings, Time Deposits, Hong Kong Dollar Current, Statement Gold, Investment Funds, Securities and Certificates of Deposit Accounts A consolidated statement will be issued monthly to give you an at-a-glance view of all your account balances, transaction details, overdraft facilities and total investment amount A bundle of banking privileges and merchant offers specially put together for business customers to help you reduce operating costs and enhance the returns on your business funds
	Hang Seng Integrated Business Solutions Account is geared for SMEs to enjoy one-stop business banking solutions and easily manage different aspects of their business finances Call 24-hour Business Partner Direct 2198 8000 and we will help you to decide which financial solutions best suit your company

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Make Use of Online Business Banking

Online banking services Apart from traditional counter services, your new business should make good use of online banking to save time on queuing in branches and to easily take care of your business finances anytime anywhere. What’s more, you can also monitor the status of your account from time to time. Hang Seng Business e-Banking Hang Seng Business e-Banking is a free-of-charge service that allows you to enjoy various banking services anytime, anywhere:   Instant update of your account balances 24-hour online access to your account to manage your banking transactions and preset funds transfer or payment instructions Free SMS / e-mail Alert Services that remind you of your latest account status A host of special online preferential transaction fees to lower your costs Multiple measures to protect your online banking security       Hang Seng Business-Banking allows you to manage your business finances anytime anywhere and save up to 80% on transaction fees Call 24-hour Business Partner Direct 2198 8000 and we will help you to decide which financial solutions best suit your company

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Make Use of Automated Banking Channels

For added flexibility, you can make good use of multiple automated banking channels to help reduce the need to queue up at branches to deposit cheques / cash or conduct other banking transactions. Hang Seng provides you with a wide range of automated banking channels, including:   Business Phone Banking – With your Phone Banking Personal Identification Number (Phone PIN) and a touch-tone phone, you can manage your company accounts 24 hours a day Business Partner Direct 2198 8000 – Call our 24-hour manned hotline to discuss your business development plans or financial needs ATMs – We have over 900,000 ATMs in Hong Kong, Mainland China and overseas, through which you can withdraw cash, pay utility bills, check your account balances and more Quick Deposit Service – Through our self-service cash deposit machines, cash is credited instantly to savings / current accounts once accepted by the banking system Quick Cheque Deposit Service – Our self-service cheque deposit machines allow you to deposit up to 30 cheques at one time, and obtain a comprehensive deposit advice with cheque image and deposit account’s name       Take a look at our Automated Service Channels Call 24-hour Business Partner Direct 2198 8000 and we will help you to decide which financial solutions best suit your company   Top