 Payroll
Service
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| By setting
up the Payroll Service at any Hang
Seng Account(1), you can
enjoy fabulous offers(2)
for a host of banking services,
including: |
| Credit Card(3) |
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Simple application with no income proof required |
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Perpetual annual fee waiver |
| Unsecured Overdraft Facility(4) |
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Pre-approved Unsecured Overdraft Facility with no income proof required |
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Preferential overdraft interest rate of as low as Prime Rate +3% p.a. |
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Maximum overdraft limit of up to HKD600,000 |
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Annual fee waiver |
| Insurance
Services(5) |
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Up to 40% premium discount on successful enrollment in designated Personal General Insurance Plans |
| Setting
up a Payroll Service is simple and
easy. Simply inform your employer
to set up a Payroll Service in your
Hang Seng Bank account! |
| (1) |
Hang Seng Bank Account refers to individual and joint Personal Integrated Account (including Prestige Banking, Preferred Banking, Green Banking and Integrated Account), Hong Kong Dollar ("HKD") Savings Account, ATM Savings Account and HKD Current Account. If you have any of the above, simply inform your employer to use your Hang Seng Bank account as the payroll account. If you do not have any of the above accounts, please visit any of our branches to open one. |
| (2) |
To be eligible for
the above banking offers, customers
must have at least two auto-payroll
transactions in any of their accounts
at Hang Seng Bank in the past three
months. |
| (3) |
Credit Card Principal Card applicants must be Hong Kong residents aged 18 or above. Principal Card applicant who does not own and has not owned any personal Hang Seng Credit Card issued by the Bank in the past six months, and who is applying for his/her first Hang Seng Credit Card, will be entitled to a perpetual annual fee waiver, for both the Principal Card and Supplementary Cards applied for at the same time, while using the Auto-Payroll Service of the Bank; otherwise, a 1-year annual fee waiver will be offered for both the Principal Card and Supplementary Card applied for at the same time. Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied for at the same time. If a customer holds more than one Hang Seng Credit Card, the perpetual annual fee waiver will be applicable to the credit card with the highest annual fee, but will not be applicable to Hang Seng VISA infinite, World MasterCard, Corporate Card, Commercial Card, USD Visa Gold Card and Private Label Card (all paid annual fees will not be reimbursed). |
| (4) |
Pre-approved Unsecured Overdraft Facility is only applicable to Integrated Account holders who are permanent Hong Kong residents aged 18 or above, with a monthly salary of HKD5,000 or above and have not been approved with the Hang Seng Unsecured Overdraft Facility. The lowest preferential interest rate is Prime Rate + 3% p.a., and the maximum overdraft limit is HKD600,000. The final approved overdraft limit is subject to change in accordance with the circumstances of individual cases. Prestige Banking customers can enjoy perpetual annual fee waiver for the Unsecured Overdraft Facility, while other Integrated Account customers can enjoy first-year annual fee waiver. The first-year annual fee waiver of the Unsecured Overdraft Facility, which ranges from 0.5% to 1% of the overdraft limit, is subject to a minimum of HKD200 and a maximum of HKD800. The second year's annual fee of the Unsecured Overdraft Facility will be charged on the first anniversary of the effective date of the Unsecured Overdraft Facility. Prime Rate refers to the Hong Kong Dollar Prime Lending Rate as quoted by the Bank from time to time. The Bank shall have the absolute discretion to prescribe and change the overdraft limit, interest rate and fees from time to time. The Bank also reserves the right to terminate or vary the offers, to withhold the approval of the Unsecured Overdraft Facility at any time, and to revise the relevant terms and conditions from time to time. For details of the terms and conditions, interest rates and fees of the service, please refer to the promotional leaflet of the Unsecured Overdraft Facility. |
| (5) |
To be eligible for the premium discount, customers must successfully enrol in the designated Personal General Insurance Plans at any branch of the Bank. The offer cannot be used in conjunction with other offers and is not transferable. Hang Seng General Insurance (Hong Kong) Company Limited ("Hang Seng General Insurance") and the Bank reserve the right to amend the terms and conditions of the offer from time to time or withdraw the above offer at any time. Should there be any dispute, the decision of Hang Seng General Insurance shall be final. For details, please contact Hang Seng General Insurance at 2198 7878. |
Remittance
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| Outward Telegraphic Transfer |
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Fast and Reliable remittance services to over 160 countries worldwide via secure bank-to-bank SWIFT network |
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Extensive Service Channels for submitting remittance applications via our branches or Hang Seng Personal e-Banking. |
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Preferential Remittance Charge of as low as HKD1701 via branches and HKD801 via Hang Seng Personal e-Banking. |
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Same Day Credit to Hang Seng Bank (China) Accounts Service offering more flexible cut-off time of 4:00pm on Mondays to Fridays for remittance applications of USD / HKD via our branches to the same currency account maintained with Hang Seng Bank (China) Limited |
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| Inward Telegraphic Transfer |
| More benefits of using our Hang Seng Personal e-Banking Services |
| Make use of our online banking services to manage your remittances and enjoy: |
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Discount up to 62% on regular transaction fee, with handling fee of as low as HKD801 |
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Submit remittance applications anytime, anywhere |
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Pre-set remittance date function |
| Hang Seng Personal e-Banking |
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FREE Instant e-Advice with full transaction details will be kept for 90 days from the advice delivery date, it will be automatically deleted by the system afterwards |
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e- Alert Services2 remind you of your account status. |
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| Notes: |
| (1) |
Handling fees stated here are exclusive of other bank charges (e.g. charge for remittance instruction containing Chinese characters). Prestige Banking customers enjoy handling fee waiver, please refer to Bank’s prevailing tariff for details. |
| (2) |
Customers must register for the e-Alert Service via Hang Seng Personal e-Banking. The e-mail e-Alert service is free of charge, but the SMS e-Alert service is chargeable. Logon Hang Seng Personal e-Banking for details of e-Alert Service Plan and Charges. |
Safe
Deposit Box
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| Our safe
deposit vaults can guarantee you a
perfect storage for your valuables
by their following features: |
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Modern and reliable
design boxes and vault doors |
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Spacious interior |
| To
rent our safe deposit box, you only
need to: |
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Be 18 of age or above
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Produce appropriate identity documents
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Fill in specimen signature card
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Pay a deposit and the annual rent |
By using
our Autopay Service, your annual rental
will be deducted automatically from
your account held with the Bank once
it is due.
Please go to our branches
with safe deposit box service available
to check out the details!
For terms and conditions, please click
here.
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Online
Tools
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Reference Rates
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Useful
Information
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Contact
Us
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Call our Remittance Hotline: 21231088 |
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Visit our
branches |
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