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Hang Seng Personal Accident Insurance


Plan Coverage


Have the unpredictable well under control - get covered
Up to HKD2,000,000 traffic accident coverage
Up to HKD1,000,000 other accident coverage
Accident and Chinese bonesetting medical coverage
Worldwide personal liability coverage
30% no-claims cash refund benefit

Apply now to enjoy the third month premium waiver.


Insured Items and Coverage
Maximum Claim Per Year
Plan A (HKD)
Plan B (HKD)
Double Benefits
In the event of travelling as a passenger in a common carrier or in a private car causing:
(a) Death
(b) Permanent total disablement
1,000,000
2,000,000
Personal Accidents
In the event of accidents causing:
(a) Death
(b) Permanent disablement* (total or partial) such as loss of sight, loss of speech, loss of a limb etc.
500,000
1,000,000
Accidental Medical Benefits
Reimbursement of medical, surgical and hospital expenses for accidental injury
10,000
20,000
Chinese Bonesetting
Covers the medical expenses of Chinese bonesetting due to accidental injuries
Maximum claim per day per claim: HKD100
500
1,000
Worldwide Personal Liability
Protects against legal liability in the event of the insured's negligence causing third-party bodily injury or property damage
300,000
500,000

* Please refer to the policy for calculation of the benefit amount for permanent total or partial disablement.

Note:
For enquiring whether a specific occupation will be covered, please click here or contact our customer representative on 2198-7878 during office hours.
This page is only intended as a general summary. Please refer to the English version of the policy for detailed terms and conditions and exclusions.
The Personal Accident Insurance Plan is underwritten by Hang Seng General Insurance (Hong Kong) Company Limited which is authorised and regulated by the Commissioner of Insurance of the HKSAR. Hang Seng Bank Limited is an authorised insurance agent of Hang Seng General Insurance (Hong Kong) Company Limited.
Insurance products offered by Hang Seng General Insurance (Hong Kong) Company Limited are only available for subscription for residents of the HKSAR.


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