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Hang Seng Mainland China Medical Insurance

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Your best travel partner in Mainland China offering you immediate assistance in emergency
	In the unfortunate event of an accident, simply present your Accident Emergency Medical Insurance Card and you will receive medical treatment at about 4,000 authorised network hospitals in the Mainland, with no pre-payment required.
	Personal Accident - in the event of the Insured having an accident in the territorial scope⁽¹⁾ and suffering death or permanent total disablement, the maximum benefit will be HKD200,000⁽²⁾.
	Accidental Emergency Medical Expenses - in the event that the Insured suffers accidental bodily injury resulting in emergency medical treatment at the Hospital Network, the maximum benefit per event will be HKD300,000
	The medical fee will be settled by The Ming An Insurance Co. (H.K.) Ltd. ("Ming An Insurance") directly, saving you the hassle of making claims. If the medical expenses do not exceed the maximum benefit per event, you can leave the hospital without paying anything.
	Follow-Up Expenses up to HKD3,000
	Annual premium of as low as HKD350 for comprehensive accident medical protection throughout the Mainland
	Choice of Gold Card and Blue Card to match your needs

I want to find out more from FAQ

	Apply Mainland China Accident Emergency Medical Protection Plan now by downloading the proposal form.
	Please call "Hang Seng General Insurance" on 2198-7878 during office hours for more details.

What’s Next?

Enroll Personal Accident Insurance Plan:

	Up to 15% Online Premium Discount
	One-month Premium Waiver

About Personal Accident Insurance Plan

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(1)

Territorial scope coverage refers to:
• For Blue Card - The Guangdong and Fujian Provinces of The People's Republic of China;
• For Gold Card - The People's Republic of China (excluding Hong Kong SAR, Macau SAR and Taiwan)

(2)

If the Insured engages in any of the types of work listed below (whether on a temporary or permanent basis), no benefit shall be payable for death or permanent total disablement which results from or is caused directly or indirectly by an accident:

1.	taking part in performing entertainment or film/television production or Stunt person or Stuntman;
2.	driving commercial vehicles (container tractor, lorry, crane truck or coach);
3.	working at height exceeding 30 feet above ground or floor level or excavations in any part of a depth of 20 feet from the surface;
4.	working on board or terminal;
5.	working on a construction site;
6.	using of machinery driven by mechanical power or using machinery for cutting or pressing metal or plastic.
In the event of death of an Insured caused by accident resulting from any of the types of work as mentioned above, the Insurer will pay an Accidental Death Allowance of HKD20,000 to the Insured's legal/appointed beneficiary.

Notes :
•	This page is intended only as a general summary and for reference only. Please refer to the English version of the policy for exact terms and conditions and exclusions.
•	The Mainland China Accident Emergency Medical Protection Plan is underwritten by The Ming An Insurance Co. (H.K.) Ltd. ("Ming An Insurance") which is authorised and regulated by the Commissioner of Insurance of the HKSAR. Hang Seng Bank Limited is an insurance agent authorised by Ming An Insurance. Hang Seng General Insurance (Hong Kong) Company Limited is responsible for the enrolment and issuance of Accident Emergency Medical Insurance Card.
•	The Mainland China Accident Emergency Medical Protection Plan is only available for subscription by residents of the HKSAR.

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