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Investment and Life Protection



LifePlus Capital Guaranteed Life Plan
Flexisure Investment Life Plan - Fund Fact Sheet
Invest-Select Life Insurance Plan

LifePlus Capital Guaranteed Life Plan - Fund Price


100% Capital Guaranteed HK Equity Fund (16% Dividends) - Sep 04
Currency
Launch Date
Fund Price
25 Aug 2008
USD
8 Oct 2004
10.860
Last 1
transaction day
11 Aug 2008
Last 2
transaction day
28 Jul 2008
Last 3
transaction day
14 Jul 2008
Last 4
transaction day
23 Jun 2008
Last 5
transaction day
10 Jun 2008
10.990
11.030
10.970
10.890
10.950

Notes :
All data on fund prices are supplied by Hang Seng Insurance Company Limited.
Valuation basis:
Funds will be divided into units, the price of which will be determined by the net asset value, including investment return, as at 4pm Hong Kong time on that transaction date. The investment return includes interest, dividends and realised or unrealised capital and currency gains and losses. Performance statistics are based on unit prices of the relevant funds in US dollar. Hang Seng Insurance Company Limited may declare a suspension of determination of the net asset value for the whole or any part of any period during which, in the opinion of Hang Seng Insurance Company Limited, the prices of the underlying investments cannot be fairly, promptly and reasonably ascertained.
Each fund is subject to market fluctuations and to the risks inherent in all investments. The price of units in any fund and the income from them (if any) may go down as well as up and past performance is no guide to future performance.
Please refer to the Principal Brochure and policy for exact terms and conditions.




Invest-Select Life Insurance Plan


Invest-Select Life Insurance Plan is an investment-linked insurance plan, giving you comprehensive life insurance protection and the opportunity for potential growth in investment from a wide selection of Investment Funds under a single policy. Key benefits include:

Design your own investment portfolio under the policy around your unique financial planning goals
Free Fund Switching(1) services to provide greater flexibility in your Investment Fund selection and allocation under your policy
Enjoy the flexibility of changing the Regular Premium(2)(3) and pay additional Irregular Premium(3) to grasp the investment opportunities
Choose life coverage and protection options to flexibly meet your life insurance needs throughout life stages(4)



For more information, please call 2198 7838.

For Fund Performance and Policy Servicing, please click the followings:

Fund Performance
Policy Servicing

Remarks:
(1) Fund Switching is a free service. It is subject to a minimum switching amount of HK$ 400/ US$ 50 per Investment Fund. There is no limit on the number of free fund switching.
(2) Change of Regular Premium amount and payment mode (i.e. annually/monthly) are only allowed after the first policy year. The minimum adjustment amount in Regular Premium is HK$600/US$75 and the minimum Regular Premium is HK$600/US$75 after change.
(3) For details of the plan and charges, please refer to Principal Brochure and the Illustration Summary.
(4) Two Death Benefit Options are offered. Change of the option chosen is only allowed after the first policy year and may require further underwriting.

Note:
Invest-Select Life Insurance Plan is an investment-linked insurance plan under Class C linked long term business as defined in the Insurance Companies Ordinance ("ICO"). Invest-Select Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited, which is an authorised insurance company under the ICO and is regulated by the Office of the Commissioner of Insurance to carry out long-term insurance business in the Hong Kong Special Administrative Region. Hang Seng Bank Limited is an insurance agent authorized by Hang Seng Insurance Company Limited.
The above information is intended as a general summary. Please refer to the Principal Brochure, Fund Choices Insert and the Illustration Summary further details. For exact terms and condition, please refer to the insurance policy.
Each fund is subject to market value fluctuations and to the risks inherent in all investments. The price of units in any fund or the income from them (if any) may go down as well as up. Since the underlying investment may involve multiple currencies, the value of investment may be subject to possible exchange rate fluctuations.


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