Lifetime
Medical Protection
Keeps You in Perfect Shape
Ready for Retirement and Prior |
| You work hard to accumulate
sufficient retirement savings so you can enjoy
a worry-free retirement. But have you ever considered
supporting your most important asset of all -
Your Physical Well-being? Hang Seng Insurance Company Limited
("Hang Seng Insurance")
brings you MediCash Lifetime Insurance Plan, an
ideal solution to meet these needs. This Plan
has the following features: |
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Self-selected payment term so you can settle
premiums with ease |
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Fixed premium for better financial planning |
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Lifetime(1) medical protection and life insurance
protection giving you and your family extra peace
of mind |
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Claimable amounts under "Daily
Hospital Cash Benefit" and "Surgical
Cash Benefit" are fixed and will not be affected
by benefits from other policies(2) |
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Projected policy dividends(3) and
Guaranteed Cash Value(4) for more financial
flexibility |
(1) |
After the Policy takes effect, you shall be
entitled to a Medical Account with value
equivalent to the Sum Insured of the Policy to
settle the respective medical expenses covered
under the policy provisions. As long as your Medical
Account has a positive balance, the Policy shall
remain in force until the Insurance Age(5) of 99.
Your Policy will be automatically terminated once
your Medical Account balance reaches zero. |
(2) |
“Hang Seng Insurance” offers no recommendation
or guarantee as to whether the benefit to be received
from other insurance companies or medical benefits
providers would be affected if benefit for the
same claims is received from “Hang Seng Insurance”. You
are required to check with the relevant companies
on this. |
(3) |
The policy dividends and the interest
rates for policy dividend accumulations are not
guaranteed. |
(4) |
If the Policy is surrendered
during the policy term, customers will receive a surrender
value equivalent to the Guaranteed Cash Value
of the Policy minus the Total Medical Claims Paid
(if any), plus the accumulated policy dividends
and interests (if any). |
(5) |
Insurance Age means, at any date, the age of the Life Insured or Policyholder (as applicable)
on the most recent birthday prior to the Policy Date plus the number of completed Policy Years. If
the Life Insured’s or Policyholder’s (as applicable) birthday is on the Policy Date, it will be
calculated based on the age on such Policy Date. |
Please call 2198 7838 or visit any of our branches.
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| Claim
for MediCash Lifetime Insurance Plan |
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Claims
Guide |
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Claim Form |
| Enroll Personal Accident Insurance Plan: |
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Up to 15% Online Premium Discount |
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One-month Premium Waiver |