Traditional Chinese
 

Term Life Protection


Yearly Renewable Term Plan
10-Year Renewable Term Plan

Yearly Renewable Term Plan

Guaranteed Renewal Every Year     High Protection at a Low Premium
The Yearly Renewable Term Plan of Hang Seng Insurance Company Limited is designed specially for your needs. This is a pure term life insurance plan without any savings element, so you can better plan your finances as well as provide your family with comprehensive protection at a low premium.
 
Guaranteed yearly renewal only if insured age ^ less than 79*
Basic Death Benefit
Unemployment Benefit
Optional Benefits# including Waiver of Premium on Disability Benefit, Accidental Death and Dismemberment Benefit and Yearly Renewable Major Illness PLUS Benefit

^

Insurance Age means, at any date, the age of the Life Insured or Policyholder (as applicable) on the most recent birthday prior to the Policy Date plus the number of completed Policy Years. If the Life Insured’s or Policyholder’s (as applicable) birthday is on the Policy Date, it will be calculated based on the age on such Policy Date.
*

The Plan will be renewed every year automatically. Renewal premium will be determined based on the Insurance Age of the life insured at the time of renewal.
# Optional benefits should be enrolled at the time of application for the basic plan. They are applicable for the life insured of insurance age between 18 and 60 at enrolment with guaranteed renewal up to the insurance age ^ of 65.

Notes :
• Yearly Renewable Term Plan is underwritten by Hang Seng Insurance Company Limited which is authorized and regulated by the Commissioner of Insurance of HKSAR. Hang Seng Bank Limited is an insurance agent authorized by Hang Seng Insurance Company Limited.
• The above is intended as a general summary of information only. Please refer to the actual policy for exact terms, conditions and exclusions of the plan.



Please call 2198 7838 or visit any of our branches.


10-Year Renewable Term Plan

Peace of mind in your golden years with guaranteed renewal
A pure term life insurance without any savings element, with comprehensive protection at a low premium
10-year life protection and guaranteed renewable at the end of each policy term before the Insurance Age of 60
Fixed premium during the 10-year term for easy planning
Basic Death Benefit
Waiver of Premium on Disability Benefit
Optional Accidental Death and Dismemberment Benefit #

* Insurance Age means, at any date, the age of the Life Insured or Policyholder (as applicable) on the most recent birthday prior to the Policy Date plus the number of completed Policy Years. If the Life Insured’s or Policyholder’s (as applicable) birthday is on the Policy Date, it will be calculated based on the age on such Policy Date.
# Optional benefit should be enrolled at the time of application for the basic plan. The protection will automatically terminate at the end of payment term of the basic plan or when the life insured reaches the maximum insurance age* of such optional benefits(whichever is earlier).



Please call 2198 7838 or visit any of our branches.


Notes :
• 10-Year Renewable Term Plan is underwritten by Hang Seng Insurance Company Limited which is authorised and regulated by the Commissioner of Insurance of the HKSAR. Hang Seng Bank Limited is an insurance agent authorised by Hang Seng Insurance Company Limited.
• The above is intended as a general summary of information only. Please refer to the actual policy for exact terms, conditions and exclusions of the Plan.

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