Single Trip Cover / Annual Global Cover Plan Coverage
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| Comprehensive coverage that gives
you peace of mind when you travel |
 |
Up to HKD1,000,000 medical and other
related expenses coverage |
|
Hospital cash benefit coverage of up to HKD5,000 |
|
Follow-up medical coverage of up to HKD75,000 |
|
Personal accident insurance coverage of up to
HKD1,000,000 |
|
Baggage and personal belongings damage coverage
|
Insured
Items and Coverage |
Maximum
Claim (HKD) |
Single Trip Cover
|
Annual Global Cover |
Area
1*
|
Areas
2 and 3* |
Worldwide |
Medical
and Other Related Expenses
|
|
The
medical expenses (including
outpatient treatments and the
cost of dental treatment - as
a result of accident only) and
emergency assistance costs arising
from sickness or accident during
the trip include:
| |
|
| - |
Emergency
medical evacuation and
repatriation expenses
back to Hong Kong (under
doctor's recommendation)
|
| |
|
| - |
Overseas hospital admittance
deposit guarantee up to
HKD20,000 |
| |
|
| - |
For hospitalisation
outside Hong Kong, or
hospitalisation upon return
to Hong Kong (more than
24 hours) hospital cash
benefit of HKD500 per
day, up to a total of
HKD5,000 will be paid. |
| |
|
| - |
Covers follow-up treatment
due to sickness or accidental
bodily injury within 3
months after returning
to Hong Kong for up to
HKD75,000 (Proof of first
consultation with doctor
received overseas must
be presented). Coverage
amount can be used for
Chinese Medicine Practitioner
and Bone-setting fees
in Hong Kong for up to
HKD150 per consultation
per day and up to a maximum
coverage of HKD2,000. |
| |
|
| - |
Additional accommodation
and travel expenses (confined
to economy class) for
travelling dependents
returning to Hong Kong
in advance, or close relatives
visiting, or incurred
from death or sudden illness
of close relatives will
be compensated. |
| |
|
| - |
Cost for burial abroad
or transport of remains
back to Hong Kong up to
a limit of HKD100,000 |
|
|
|
600,000 |
1,000,000 |
1,000,000 |
Personal
Accident
|
|
Accidental
death, loss of limb(s), eyesight,
hearing, speech or permanent
total disablement. |
| |
|
|
In the
event of accidental death, the
next of kin of the deceased
will receive an additional HKD50,000
cash relief. |
| |
|
|
In the
event of death due to sickness,
the next of kin of the deceased
will receive HKD20,000 cash
relief |
| |
|
|
Accidental
Death benefit for dependent
unmarried children aged under
18 is HKD100,000 |
|
|
600,000 |
1,000,000 |
1,000,000 |
Personal
Cash and Documents
|
|
Loss
of cash or travellers cheques
etc. taken or not taken with
the Insured Person |
| |
|
|
Cover
the costs of replacing travel
documents, identity card, credit
card or driving licence. |
| |
|
|
Loss
of credit card leading to unauthorised
use of credit card |
| |
|
| |
(Losses
must be reported to the police
within 24 hours) |
|
|
750 |
3,000 |
3,000 |
Baggage
and Personal Belongings
|
|
For
baggage and personal items lost
or damaged during the trip |
| |
|
|
If the
items were purchased within
2 years, you will be compensated
for the newly purchase value. |
| |
|
|
Maximum
amount recoverable for each
item is HKD1,500 (Area 1); HKD5,000
(Areas 2 & 3) |
| |
|
| |
(Losses
must be reported to the police
within 24 hours) |
|
|
3,000
|
15,000 |
15,000 |
Delayed
Baggage
|
|
Emergency
purchases of essential items
upon temporary deprivation of
baggage for at least 10 hours
from time of arrival at destination
abroad for the Insured Person
due to hijacking or airline
mishandling. The compensation
will be on a reimbursement basis. |
|
|
- |
1,000 |
1,000 |
Travel
Delay
|
|
If
the scheduled aircraft, sea
vessel, or train is delayed
for at least eight hours from
departure, for the first eight
hours of delay, the compensation
is HKD250; for every eight hours
thereafter, the compensation
is HKD200; maximum claim is
HKD2,000 or |
| |
|
|
Any
loss of travelling expenses
and additional charges incurred
by the Insured Person including
accommodation expenses due to
trip cancellation or re-routing
caused by any of the above mentioned
travel delays |
| |
|
| |
(Receive
any one of the above compensation
only) |
|
|
2,000 |
10,000 |
10,000 |
Trip
Cancellation
|
|
If
the trip has to be cancelled
due to death, serious illness
or injury of the Insured Person,
family members or business partners,
all the paid and irrecoverable
expenses on tours, air tickets
or hotel accommodation will
be reimbursed. |
|
|
5,000 |
30,000 |
30,000 |
Trip
Curtailment
|
|
If the trip has to be curtailed
after its commencement due to
any incident which is necessary
and unavoidable, the prepaid
and unused portion of the journey
will be reimbursed proportionally
to the Insured Person. |
|
|
5,000 |
30,000 |
30,000 |
Personal
Liability
|
|
Covers
the legal liability to third
party's death or property damage
due to negligence |
|
|
500,000
|
1,500,000 |
1,500,000 |
|
| Change of Plan Name of Travelsure Protection Plan - Annual Cover |
| with effect from 25 May 2008,
the plan name of Travelsure Protection Plan - Annual Cover is changed to Travelsure Protection Plan - Annual Global.
However, the Plan Coverage and its Terms and Conditions remain unchanged **. |
| ** |
For exact terms, conditions and exclusions of the Plan, please refer to the English version of the policy. |
| * Area |
| 1. |
Mainland China & Macau SAR (for the period
of insurance of 5 days or less) |
| 2. |
Including mainland China, Bangladesh, Brunei,
Cambodia, Guam, India, Indonesia, Japan, Korea,
Laos, Macau SAR, Malaysia, Mongolia, Myanmar,
Nepal, Pakistan, Philippines, Saipan, Singapore,
Taiwan, Thailand, Tinian and Vietnam |
| 3. |
Worldwide |
| Note: |
| • |
This Plan is available to person
who is aged under 75 (at the departure date). However, the maximum amount
for the benefits of Medical and Other Related
Expenses and Personal Accident will be limited
to 50% if the Insured Person is aged 70 or above (at the date of incident). |
| • |
If the bodily injury or death of the Insured
Person is caused by engaging in winter sports
or underwater activities, the maximum amount for
the benefits of Medical and Other Related Expenses
and Personal Accident will be limited to HKD300,000
respectively. |
| • |
The above is intended only
as a general summary. Please refer to the policy
for exact terms and conditions and exclusions.
|
| • |
The Travelsure Protection Plan is jointly underwritten
by Hang Seng General Insurance (Hong Kong) Company Limited and AXA
General Insurance Hong Kong Limited, which are
authorised and regulated by the Commissioner of
Insurance of the HKSAR. Hang Seng Bank Limited
is an insurance agent authorised by Hang Seng
General Insurance (Hong Kong) Company Limited and AXA General Insurance
Hong Kong Limited. |
| • |
The Travelsure Protection Plan is only available
for subscription for residents of the HKSAR. |
Annual China Cover Plan Coverage
|
| Hassle-free travel to Mainland China and Macau with total peace of mind |
|
Up to HKD600,000 medical and other related expenses coverage* |
|
Deposit-free admission to 200 Designated Hospitals in Mainland China |
|
Hospital cash benefit# coverage of up to HKD5,000 |
|
Follow-up medical coverage of up to HKD75,000* |
|
Personal accident insurance coverage of up to HKD600,000* |
|
Baggage and personal belongings damage coverage |
Insured Items and Coverage |
Maximum
Claim (HK$) |
Plan A
|
Plan B
|
Covered areas |
Mainland China and Macau SAR |
|
| Medical and Other Related Expenses |
|
The medical expenses (including outpatient treatments and
the cost of dental treatment - as a result of accident only)
and emergency assistance costs arising from sickness or accident during the trip include:
| |
|
| - |
Emergency medical evacuation and repatriation expenses back to Hong Kong (under doctor's recommendation). |
| |
|
| - |
Hospital admittance deposit guarantee up to HK$20,000 in Mainland China and Macau;
and up to HK$200,000 (Plan A) and HK$600,000 (Plan B) for admission to designated hospitals under the medical network in Mainland China. |
| |
|
| - |
(For Plan B only) For hospitalisation upon return to Hong Kong (for more than 24 hours),
hospital cash benefit of HK$500 per day, up to a maximum limit of HK$5,000 will be paid. |
| |
|
| - |
Expenses of follow-up treatment due to sickness or insured accidental bodily injury within 3 months
after returning to Hong Kong for up to HK$20,000 (Plan A) and HK$75,000 (Plan B) (Proof of hospitalisation in Mainland China or Macau for over 24 hours and that of first consultation with doctor received overseas must be presented).
Coverage amount can be used for Chinese Medicine Practitioner and Bone-setting fees in Hong Kong for up to HK$150 per consultation per day and up to a maximum coverage of HK$2,000.
(Plan A: follow-up treatment in Hong Kong does not include bone-setting fees) |
| |
|
| - |
Additional reasonable accommodation and travel expenses (confined to economy class) incurred to return travelling dependent children back to Hong Kong in advance or by visiting close relatives,
or incurred as a result of the death or sudden illness of close relatives. |
| |
|
| - |
Cost for burial abroad or transport of remains back to Hong Kong up to a limit of HK$100,000. |
|
|
200,000 |
600,000 |
Personal Accident
|
|
Accidental death, loss of limb(s), eyesight, hearing, speech or permanent total disablement (maximum claim for Plan A: HK$200,000). |
| |
|
|
(For Plan A only) For accidental death, loss of limb(s), eyesight, hearing, speech or permanent total disablement due to bodily injury
caused by an assault during a robbery in Mainland China, the maximum claim will be doubled, up to HK$400,000^. |
| |
|
|
In the event of accidental death, the next of kin of the deceased will receive an additional HK$50,000 cash relief. |
| |
|
|
In the event of death due to sickness, the next of kin of the deceased will receive HK$20,000 cash relief. |
| |
|
|
Accidental Death benefit for dependent unmarried children aged under 18 is HK$100,000. |
|
|
400,000^ |
600,000 |
Baggage and Personal Belongings
|
|
For baggage and personal items lost or damaged during the trip |
| |
|
|
If the items were purchased within 2 years, you will be compensated for the newly purchase value. |
| |
|
|
Maximum amount recoverable for each item is HK$1,500.
(Losses must be reported to the police within 24 hours) |
|
|
3,000 |
3,000 |
Personal Liability
|
|
The legal liability arising during the journey from third party's death or property damage due to negligence. |
|
|
500,000 |
500,000 |
Personal Cash and Documents
|
|
Loss of cash or travellers cheques etc. taken or not taken with the Insured Person. |
| |
|
|
Costs of replacing travel documents, identity card, credit card or driving licence. |
| |
|
|
Loss of credit card leading to unauthorised use of credit card.
(Losses must be reported to the police within 24 hours) |
|
|
- |
750 |
Travel Delay
|
|
If the scheduled aircraft, sea vessel,
or train is delayed for at least eight hours from the time specified in the itinerary,
for the first eight hours of delay, the compensation is HK$250;
for every eight hours thereafter, the compensation is HK$200; maximum claim is HK$2,000 or |
| |
|
|
Any loss of travelling expenses and additional charges incurred by the Insured Person
including accommodation expenses due to trip cancellation or re-routing caused
by any of the above mentioned travel delays.
(Receive any one of the above compensation only) |
|
|
- |
2,000 |
Trip Cancellation
|
|
If the trip has to be cancelled due to death,
serious illness or injury of the Insured Person, or his family members or business partners,
all the paid and irrecoverable expenses on tours, air tickets or hotel accommodation will be reimbursed. |
|
|
- |
5,000 |
Trip Curtailment
|
|
If the trip has to be curtailed after its commencement due to any incident which is necessary and unavoidable,
the prepaid and unused portion of the journey will be reimbursed proportionally to the Insured Person. |
|
|
- |
5,000 |
|
| * The cover limit is referred to Plan B. Please refer to the Benefit Table above for the exact cover limit of Plan A |
| # Applicable to Plan B only. |
| Note: |
| • |
This Plan is available to person who is aged under 75 (at the departure date).
However, the maximum amount for the benefits of Medical and Other Related
Expenses and Personal Accident will be limited to 50% if the Insured
Person is aged 70 or above (at the date of incident). |
| • |
If the bodily injury or death of the Insured Person is caused by engaging in
winter sports or underwater activities, the maximum amount for the benefits of
Medical and Other Related Expenses and Personal Accident will be limited to
HKD100,000 (for Plan A) and HKD300,000 (for Plan B) respectively. |
| • |
The above is intended only as a general summary. Please refer
to the English version of the policy for exact terms and conditions and exclusions.
|
| • |
The Travelsure Protection Plan is jointly underwritten by Hang Seng General Insurance (Hong Kong)
Company Limited and AXA General Insurance Hong Kong Limited, which are authorised and regulated
by the Commissioner of Insurance of the HKSAR. Hang Seng Bank Limited is an insurance agent
authorised by Hang Seng General Insurance (Hong Kong) Company Limited and AXA General Insurance
Hong Kong Limited. |
| • |
The Travelsure Protection Plan is only available for subscription for residents of the HKSAR. |
|
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| About Travelsure |
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Us |
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