Traditional Chinese
 

Conventional Mortgage Plan



Loan amount of up to 70% of the appraised property value with a repayment period of up to 30 years.
Applicable to self-use or leased properties.
Choice of "Straight-line" or "Step-up" mortgage plan. You can also choose between monthly and fortnightly mortgage repayments.

We also offer you a series of special privileges for our comprehensive banking services(1):
 Service
 Privileges
Fire Protection Plan
First year premium waiver(2)
Home Care Plan
Six-month premium waiver(3)
Credit Card
Annual fee waiver during mortgage loan tenor

(1) The privileges are subject to such requirements and terms and conditions as prescribed by Hang Seng Bank Limited. Please contact our staff for details.
(2) Only applicable to fire protection plan insured with Hang Seng General Insurance (Hong Kong) Company Limited.
(3) Offers cannot be used in conjunction with other promotion offers and only applicable to properties accepted by Hang Seng General Insurance (Hong Kong) Company Limited and for Home Care Plan (Plan A) offered by Hang Seng General Insurance (Hong Kong) Company Limited.

The above information is for reference only. Please contact our staff for full details of the related terms and conditions.

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Reference Rates

Hang Seng's HKD Prime Rate
Hang Seng Interbank Offered Rate


Useful Information

First time home buyer
Home buying process
Home Buying Tips 

Existing mortgage customers
Change mortgage loan terms / make partial repayment
Request/ photocopy of documents


Contact Us

Make appointment with our mortgage consultant
Call our Mortgage Hotline
2710 2288
Visit our branches


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