| Self-owned Property |
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Applicable to self-use private residential properties under personal ownership. |
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A single mortgage loan. |
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Loan amount of up to 95% of the appraised property value. |
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| Rental Property |
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Applicable to rental properties. |
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Applicable to personal customers and shell companies |
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Loan amount of up to 85% of the appraised property value. |
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Applicable to private residential properties mortgage, equitable mortgage, cash -out financing and re-financing. |
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| The above Mortgage Insurance Programme loans are subject to the approval of The Hong Kong Mortgage Corporation Limited. |