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Enjoy a preferential savings interest rate(1)
that is equal to the mortgage loan interest rate,
giving you much higher interest returns which
helps you to offset mortgage interest expenses. |
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Loan amount of up to 95% of appraised
property value(2) |
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Use your Integrated Account to enjoy the preferential
HKD savings interest rate and all-in-one wealth
management services. |
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Flexible mortgage and savings accounts combinations
(e.g. you can open up to two savings accounts
for each preferential rate mortgage loan) to suit
your different financial needs. |
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Separate mortgage and savings accounts for easier
management of your income and expenses. |
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Free to deposit or withdraw cash from the savings
account at any time. Interest on the savings account
balance is calculated on a daily basis. |
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No application fee or annual fee on "Mortgage-Link"
Account. |