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Exclusive Privileges
Enjoy specially selected rewards and privileges chosen to add pleasure to your life of prestige.
Golf Privileges
Enjoy the best of golfing in the serenity of Palm Island Resort:

  • Exclusive access to the Prestige Banking Golf Day(1) on the first and second Wednesdays of each month - take to the green to demonstrate your golfing prowess to fellow players. Services include one round of 18-hole green fees, locker, shared cart and caddie*.
  • A 2-day, 1-night Palm Island Golf and Spa Package(2) at a special price of RMB1,680 per person, inclusive of two rounds 18-hole green fees, locker, shared cart & caddie, one night's accommodation (twin-sharing) with breakfast and a complimentary spa or body massage treatment.

    Enquiry / Reservation: 2131 0232 (Mon-Fri, 9:30am-6:30pm; Sat, 9:30am-1:00pm)
    Address: 1 Golf Road, Hui Yang District, Hui Zhou City, Guang Dong Province, P.R.C. 516211

    Offers valid until 31 August 2008

    * To enjoy the offer, each Prestige Banking customer is required to bring a minimum of two guests, who can enjoy the Palm Island Resort member-guest package at RMB595, including 18-hole green fees, locker, shared cart and caddie.
    Travel Privileges
    Be inspired by novel travel ideas from our specially invited travel experts at Swire Travel and set off on your journey with our exclusive offers:

  • Customers can enjoy a “One-stop Travel Consultancy Service” throughout the year for all travel arrangements (e.g. tour guides and local transportation). You can set off at any time for a one-of-a-kind journey and travel the world in style.
  • Enjoy the privileged offer of a 10-day-8-night Alaska Fly Cruise Package for HK$16,390 up per person(3) (departure every Friday). Package includes one Hong Kong to Seattle round trip economy-class airfare ticket on United Airlines, 1-night hotel accommodation in Seattle, a 7-night cruise on the Golden Princess and private transfer services from Seattle airport to the hotel and from port to airport and exclusive limousine services to and from Hong Kong Airport. What¡¦s more, Swire Travel 60th anniversary offer is specially presented to you for joining this package. You can enjoy a Full Body Massage worth US$100 or other Spa Services of the same value onboard the Golden Princess.

    Enquiry / Reservation Hotline : 3151 8894
    Address: 6/F, Cambridge House, 979 King’s Road, Quarry Bay

    One-stop Travel Consultancy Service: Offer valid until 31 August 2008
    Travel Package: Offer valid until 5 September 2008

    Swire Travel Licence No. 350001
    Credit Card Privileges
  • Prestige Banking Platinum Card (4) is pre-approved for you as a membership card with perpetual annual fee waiver. What's more, you can have up to three supplementary cards (if applicable) to enjoy the privileges with your loved ones.
  • Holders of a Prestige Banking Platinum Card can exclusively enjoy our Personal Concierge Service. In addition, cardholders can receive an instant discount at designated outlets of renowned hotels in Hong Kong and accumulated spending will earn an additional rebate of up to 30% (5).
    Year-round Banking Privileges
    Receive preferential rates and discounts on a host of banking services: -
    Products / Services
    Privileges
    Banking Services  
    Foreign Currency Notes Purchase / Sale Handling fee waiver
    Coin Changing Handling fee waiver
    Inward Remittance Handling fee waiver
    Outward Remittance Handling fee waiver(6)
    Inward CHATS Handling fee waiver
    Issuance of Cashier's Orders / Demand Drafts Handling fee waiver
    Purchase of Traveller's Cheques / Gift Cheques Handling fee waiver
    Set Up of Direct Debit Authorisation
    [excluding Credit Card Account (s)] /
    Set Up of Standing Instruction
    Handling fee waiver
    Rental of Type "A" Safe Deposit Box First-year waiver of annual rental fees(7)
    Deposit Services  
    Time Deposits The best interest rate
    T/T exchange rates of major foreign currencies vs Hong Kong Dollar 40 to 160 basis points premium
    T/T exchange rate of Renminbi vs Hong Kong Dollar 25 basis points premium
    Investment Services  
    Investment Funds
    2% subscription fee deduction(8)
    Advanced Switching Services(9) (with Preferential Subscription Fee of 2% for New Funds(10))
    Securities Services
    33% discount on safe custody fee
    50% discount on deposit charge for purchase orders for local securities
    1,000 free real-time quotes per month
    Overdraft Facility  
    Non-Property Secured Overdraft Facility
    Perpetual annual fee waiver on overdraft facility
    Privileged overdraft interest rate as low as Prime Rate p.a.
    Unsecured Overdraft Facility
    Perpetual annual fee waiver on overdraft facility
    Overdraft limit up to HK$600,000
    Preferential rate as low as Prime Rate + 2% p.a.
    Credit Card  
    Prestige Banking Platinum Card
    Pre-approved (11) and perpetual annual fee waiver(12) for Prestige Banking Platinum Card and three Supplementary Cards
    Personal Concierge Service
    Exclusive Hotel Dining Privileges
    Hang Seng Renminbi Credit Card
    Perpetual annual fee waiver(12)
    Other Services  
    Consultation services on Trust and Asset Protection Planning from Hang Seng Bank (Trustee) Limited Free
    Tenancy Management and Rental Collection Services from Hang Seng Real Estate Management Limited First three-month fee waiver (13)
    General Terms and Conditions for Golf and Travel Privileges:
  • The offers are only applicable to Prestige Banking Customers (“Customers”).
  • To enjoy the complimentary offers, simply present your Prestige Banking Card or Prestige Banking Platinum Card prior to purchase. Payment must be settled by a Hang Seng Credit Card or by cash.
  • Offers cannot be exchanged for cash or used in conjunction with any other promotion offer.
  • Offers are subject to the terms and conditions set by Hang Seng Bank Limited (“the Bank”) and the participating merchants.
  • The Bank and the participating merchants reserve the right to change or discontinue any of the offers and amend any of the terms and conditions.
  • If any dispute arises regarding the offers, the Bank and the participating merchants reserve the right of final decision on the relevant offer.
  • All products, services and information are directly sold and supplied to Customers by the merchants who are responsible for all related obligations and liabilities.

    Golf Privileges
    (1) Prestige Banking Golf Day (“Golf Day”)
     
  • The offer is valid from September 2007 to 31 August 2008, and is applicable to every first and second Wednesday. If the first or second Wednesday is a public holiday in Hong Kong or Mainland China, the Golf Day will be postponed to the following Wednesday.
  • To enjoy the complimentary offer, each Prestige Banking Customer ("Customer") is required to bring a minimum of two and a maximum of seven guests, who can enjoy the Palm Island Resort ("Merchant") member-guest package rate at RMB595, including 18-hole green fee, locker, shared cart and caddie.
  • Customers will have to pay the guest price if any invited guest fails to attend the Golf Day.
  • Golf Days are open to Customers and guests with a valid handicap only.
  • To enjoy the offer, Customers must make reservations in advance.
  • Each Golf Day has limited places. Reservations will be on a first-come-first-served basis, subject to availability.
  • The reservation and tee-off time arrangements are subject to confirmation by the Merchant.
  • Any change or cancellation must be made 48 hours prior to the date of visit, otherwise the Merchant reserves the right to charge the Customer for the full amount of the guaranteed booking.
  • Customers and guests must observe the rules and regulations of the Merchant.

    (2) 2-day and 1-night Palm Island Golf and Spa Package
     
  • The offer is valid from September 2007 to 31 August 2008, and is applicable to Sundays through Thursdays (except public holidays in Hong Kong or mainland China).
  • Offer is on a twin-sharing basis.
  • To enjoy the offer, Customers must make reservations in advance.
  • The reservation and tee-off time arrangements are subject to confirmation by the Merchant.
  • Customers and guests must observe the rules and regulations of the Merchant.

    Travel Privileges
    (3) Travel Package Offer
     
  • Related arrangements and services in the itinerary depend on the availability of flights, hotels and cruises.
  • The price stated above does not include any peak season surcharge, airport tax, port charge, airline and cruise fuel surcharge, airport security tax, visa fee or local tour fee. Offers shall be binding on respective terms and conditions.
  • The full body massage/ spa service is on per cabin basis. Customers are required to pay for the extra charges when the value of the service used exceeds US$100.

    (4) The Bank shall have the final decision on the approval of the Prestige Banking Platinum Card.
    (5) Offer details are subject to change and the information stated at hangseng.com/platinum shall be final.
    (6) The handling fee for issuance of telegraphic transfer will be waived, but cable charge is not included.
    (7) The offer is only applicable to the annual rental fee for the first year. Customers must still pay the key deposit amount. Full annual rental fee payment will be required starting from the second year. Customers who cancel any safe deposit box in the first year will be required to pay a handling fee of HKD100 per cancellation.
    (8) This offer does not apply to funds with subscription fee below 5% (except funds under the Hang Seng Investment Series) and funds without subscription fee, including Class B Units, Class I Units, capital guaranteed funds and funds specified by the Bank from time to time as well as Hang Seng Monthly Investment Plan. This offer cannot be used in conjunction with other investment fund subscription fee discount offers. Subscription fee shall range from 1% to 3.5% after deduction.
    (9) The Advanced Switching Service is provided by the Bank to enable customers using the advance made by the Bank to the customers to apply for subscription of units in another new fund(s) (the "New Fund(s)") before redemption proceeds from the Original Fund(s) are deposited into their accounts, whether or not the New Fund(s) to be subscribed and the Original Fund(s) to be redeemed are managed by the same fund management company and to allow customers to repay the advance amount with the redemption proceeds thereafter. The Advanced Switching Service is available to Prestige Banking. Preferred Banking and Integrated Account (Personal) customers who make subscription for a New Fund with subscription amount of HK$100,000 or above in one go. The Service does not apply to: funds which dealing frequency is not daily, hedge funds, capital guaranteed funds, Class B Units or other funds as specified by the Bank from time to time. Funds in respect of which the Service is available will be changed from time to time without prior notice. Prestige Banking Customer can simply visit any Hang Seng Bank's branch or call your respective Prestige Banking Customer Relationship Manager for application.
    (10) The Bank will charge 2% New Fund subscription fee. The fee is inclusive in the Subscribed Amount.
    (11) The Bank reserves the right to revoke this pre-approved offer at its discretion. The Prestige Banking Platinum Card is offered to Prestige Banking customers only. In case of cancellation of the Prestige Banking integrated account, the Prestige Banking Platinum Card will also become invalid.
    (12) If customer holds more than one Hang Seng Credit Card, the perpetual annual fee waiver is applicable to the credit card with the higher annual fee (including Platinum Card, if applicable) but not applicable to VISA Infinite, all Commercial Cards and USD VISA Gold Card (paid annual fee will not be reimbursed).
    (13) Offer is provided by Hang Seng Real Estate Management Limited and is subject to related conditions.

    Remarks:
  • Please refer to the terms and conditions of respective products and services for details.
  • Hang Seng Bank Limited (the "Bank") reserves the right to suspend, vary or discontinue any promotion offers and services at anytime without further notice. The Bank also reserves the right to revise any interest rates, fees and charges from time to time subject to the Bank's notice for any such variation. In case of dispute, the decision of the Bank shall be final.
  • Investors should note that all investment involves risks. Investors should read in detail the offering documents and Risk Disclosure Statement of the relevant investment products before making any investment decision.

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