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Dear Customer,

KBC, one of the key retail structured products issuers in Hong Kong, will hold an investment seminar entitled “Keys on Structured Product Investment” on 22 October 2005 (Saturday). Investment professionals at the seminar will share with the audience the role of structured products in personal wealth management and experience in structured product investment. A Q & A session will be arranged to answer audience questions about structured product investment.






Hang Seng Bank 


Please contact KBC Financial Products HK Limited for enquiries on the seminar. Hang Seng Bank Limited (the ”Bank”) does not take any responsibility for the use of or reliance on any information or advice provided at the seminar, nor does the Bank endorse the accuracy or completeness of any such information.

The return on your structured products will depend upon the prices of the underlying equities. Investment involves risk, the value of investment may rise as well as down. Investors should consider carefully whether structured products are suitable for them in light of their relevant circumstances and financial position. In addition, investors should avoid excessive investment (in terms of the investment’s proportion of the overall portfolio) in any single type of investment products, so as to avoid the investment portfolio being over-exposed to any particular investment risk. You must read the relevant Risk Disclosure Statement and offering documents before deciding whether to invest in structured products.


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