Hang Seng Bank offers one of the most competitive remuneration packages in the banking industry. Healthcare Plans Healthcare plans including medical, hospitalisation, dental and Chinese medical benefits are available to our staff as well as their immediate family members. Staff Housing Loan Preferential interest rate for staff housing loan can be as low as 1% per annum. Preferential Loans Car loans, personal loans and children's overseas education loans are available at preferential interest rates. Staff Account A special interest rate is offered for deposits in staff payroll accounts. Paid Leave All staff members are entitled to annual leave, marriage leave, examination leave, maternity leave, paternity leave, sick leave, adoption leave and volunteer leave. Retirement Plans All new staff will join our Defined Contribution Scheme or MPF Scheme. HSBC Share Plan High performing staff at senior and middle management levels will be awarded shares of the HSBC Group. Savings-Related Share Option Plan All permanent staff will be invited to join the HSBC Holdings Savings-Related Share Option Plan. Professional Qualifications and Education Award Scheme The Bank will grant an award to staff members on the attainment of recognised Professional Qualifications and tertiary studies in related disciplines.