As an IBS customer, you can enjoy a pre-approved Hang Seng Commercial Card1 that will enable you to consolidate your company expenses under one card and streamline your bills payment.     Consolidated statements and FREE online financial management services for easy business expenses management Up to 56-day interest-free repayment period, extra low minimum repayment with preferential finance charge for greater financial flexibility Print your company logo on the card face2 to reflect your distinct identity A host of merchant offers Settle bills with your Commercial Card via Business e-Banking Enjoy up to $450 Cash Dollars3 Exclusive first-three-year annual fee waiver                     Notes:     1. Hang Seng Bank Limited reserves the final right to revise or cancel this pre-approved offer.     2. The annual administration fee for printing your company logo on each Commercial Card is HKD100.     3. For details of the Cash Dollars reward, please visit Hang Seng Commercial Card webpage.           The Bank reserves the right to revise any interest rates, fees, charges, and other services and the related terms and conditions from time to time without further notice.