Office Protection Plan of Hang Seng General Insurance (Hong Kong) Company Limited ("Hang Seng General Insurance") provides
you with an all-in-one insurance solution covering office
contents, business interruption, money, personal accident
and public liability. An
optional rider of Employees’ Compensation Protection is available, offering even
more comprehensive insurance coverage. To find out more about the plan details, coverages
and benefits, click Plan
Details and Terms & Conditions.
| Hang Seng Bank Integrated Business Solutions Account customers can now enjoy a six-month premium waiver in the first policy year upon enrolment in Office Protection Plan1. The annual premium in the first policy year is only HKD6252
- a daily premium is as low as approximately HKD1. 72 ! |
Non-Hang Seng Bank Integrated Business Solutions Account customers can also enjoy a three-month premium waiver in the first policy year upon enrolment of the Plan3.
| 1 |
If the customers terminate the policy in the first policy year
after effective date of the policy, the customers are still required to pay a
premium of HKD500 per policy. From the second policy year onwards, if the customers
terminate the policy before its expiry, the customers are still required to pay a
premium of HKD1,000 per policy. |
| 2 |
Only applicable to the customers who enrolled in Plan A
without the Rider of Employees' Compensation Protection. Offices located in industrial
buildings or mixed commercial / industrial buildings, or in the premises aged over 30 years
will be subject to different premiums to be quoted separately. |
| 3 |
If the customers terminate the policy in the first policy year after
effective date of the policy, the customers are still required to pay a premium of HKD1,000
per policy. From the second policy year onwards, if the customers terminate the policy
before its expiry, the customers are still required to pay a premium of HKD1,000 per policy.
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Terms & Conditions for Premium Waiver
:
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The above premium
waiver cannot be used in conjunction with other promotional
offers, exchanged for cash or transferred. |
| |
The above promotional offer is
only applicable to office premises as accepted by Hang Seng General Insurance (Hong Kong) Company Limited ("Hang Seng General Insurance")
and Hang Seng Bank Integrated Business Solutions Account customers who
have enrolled in the Office Protection Plan. |
| |
Hang Seng Bank Limited ("Hang Seng
Bank") and "Hang Seng General Insurance" reserve the right to amend
the terms and conditions of the promotional offer or
withdraw the offer without prior notice to customers. |
| |
For Hang Seng Bank Integrated Business Solutions Account customers,
the total premium for the first
half of the first policy year (that is, the premium for
the 1st to 6th months) will be debited from the Hong
Kong Dollar Savings Account of Hang Seng Bank Integrated Business
Solutions Account of the customer from
the policy effective date, and this policy (except the
policy with the Rider of Employees’ Compensation
Protection) will be automatically renewed on an annual
basis in accordance with the terms of the policy. |
| |
For the Non-Hang Seng Bank Integrated Business Solutions Account customers,
the total premium for
the first policy year (that is, the premium for
the 1st to 9th months) will be debited from the designated
account of the customer from
the policy effective date, and this policy (except the
policy with the Rider of Employees’ Compensation
Protection) will be automatically renewed on an annual
basis in accordance with the terms of the policy. |
Notes: |
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The above is intended as a summary of
information only. Please refer to the English version of the policy for
the exact terms and conditions and exclusions. |
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Office Protection Plan is underwritten by Hang Seng General Insurance (Hong Kong) Company Limited which is authorised and regulated by the Commissioner of Insurance
of the HKSAR. Hang Seng Bank Limited is an insurance agent authorised by
Hang Seng General Insurance (Hong Kong) Company Limited. |
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