Hang Seng Personal e-Banking

Investors should note that all investment involves risks. Prices of investment products may go up as well as down and may even become valueless. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.

To meet your different financial needs, Hang Seng Bank is committed to providing you with one-stop personal online banking service - the Hang Seng Personal e-Banking. It helps you manage wealth online anytime, anywhere.

What’s more, you can benefit from special bonus when you conduct your banking and investment transactions via Hang Seng Personal e-Banking. Act now to enjoy the convenience of our comprehensive online banking services.


Fund Switching
(Switching handling fee per transaction)1
0.5%
1%
0.5%
Investment Fund Services
- Newly opened Hang Seng Integrated Account and set up a Monthly Investment Plan for Funds online at the same time can enjoy an Integrated Account fee waiver for the first 12 months2
- an Integrated Account fee waiver for the first 12 months2
Hang Seng enJoy Card
- Additionally receive a HKD25 Starbucks Coffee Gift Certificate3 upon online application and card approval on or before 30 June 2010
- The offer of Starbucks Coffee Gift Certificate is not applicable for other application channels
- Additionally receive a HKD25 Starbucks Coffee Gift Certificate3 upon online application and card approval on or before 30 June 2010 online
Hang Seng Credit Card “Trendy Gadget” Lucky Draw
- Successfully apply online and automatically entered into “Trendy Gadget” Lucky Draw. One prize will be offered everyday.
- Also to receive a pair of Panasonic Earphone (applicable to Gold/Classic/MPOWER Card customers) or Kyodo Sandwich Maker (applicable to Platinum Card customers).
- “Trendy Gadget” Lucky Draw is not applicable to other channels.
- Successfully apply online and automatically entered into “Trendy Gadget” Lucky Draw. One prize will be offered everyday.
Travelsure Protection Plan5
- Single Trip Cover:
Up to 25% premium discount
- Annual Global Cover:
First-year premium as low as HKD986
- Annual China Cover:
20% premium discount
for the first policy year
- Enter into an instant lucky draw to win the Air, Land and Sea Dining Tour worth over HKD10,000
- Single Trip Cover premium discount is not applicable to branch
- 20% premium discount for Single Trip Cover is applicable to enrolment hotline
- Instant lucky draw is not applicable to branch
- 5% premium discount for Single Trip Cover
- Enter into an instant lucky draw to win the Air, Land and Sea Dining Tour worth over HKD10,000
Home Care Plan6
- Monthly or annual payment: 20% perpetual premium discount
- One-month premium waiver
(first policy year)
- Wellcome HKD50 cash coupon
- Offers are applicable for enrolment hotline
- Premium discount for selected customers only via branch enrolment7
- Wellcome HKD50 cash coupon offer is not applicable to branch
- Monthly or annual payment:
20% perpetual premium discount
- One-month premium waiver
(first policy year)
- Wellcome HKD50 cash coupon

Foreign Currency and
Time Deposit
- Exchange Premium of up to 170 basis points8
- Bonus interest rate9
Not applicable
Remittance10,11

(service charge per transaction)
HKD100
HKD200
HKD100
Transfer to other
local banks
11,12

(service charge per transaction)
  - via Express Transfer
HKD50
HKD170
HKD120
  - via e-Transfer
HKD30
Service is not available
Not applicable
Renminbi (“RMB”) Services
- RMB T/T Exchange Rate :
Up to 30 basis points exchange rate premium13
- Set up RMB time deposit:
Interest rate of up to 1.2% p.a.14
   
   
- Not applicable


- Not applicable

Hang Seng Personal Loan Online Application Monthly Lucky Draw
- Successfully apply for Hang Seng Personal Instalment Loans, Revolving Loan or Unsecured Overdraft Facility online to stand a chance of getting trendy digital gadgets.
- “Online Application Monthly Lucky Draw” is not applicable to other channels.
Not applicable

 

Remarks:
The information displayed above and the terms and conditions below are for reference only. In case of any discrepancy between the above information and the details of the promotion, please refer to respective product / promotional leaflet. Hang Seng Bank Limited ("the Bank") reserves the right to amend the terms and conditions of the above offers from time to time or to cancel the offers without prior notice. In case of dispute, the decision of the Bank shall be final.

1. The switching handling fee for the switching of units of the relevant fund (except Class B Units) is charged by the fund manager and collected by the Bank, or is charged by the Bank itself, as the case may be for each individual fund. Customers are not required to separately pay the switching fee (if any) charged by the relevant fund. Switchings of Class B Units of the relevant fund are not subject to the switching handling fee but where the fund manager considers that there has been undue frequent switchings of the relevant Class B Units within a short period of time, a fee of up to 1% may be charged at maximum. Currently, switching handling fee of 0.5% is chargeable for funds switching via Hang Seng Personal e-Banking, this is the Bank’s current promotion offer and is subject to change without prior notice.
2. The offer is only applicable to customers who meet the account requirements and have newly opened Hang Seng Integrated Account (excluding existing customers of Integrated Account of Prestige Banking, Preferred Banking or Integrated Account and those who have closed their Integrated Account of Prestige Banking, Preferred Banking or Integrated Account on or after 1 January 2010 or those whose accounts have been closed in any period) and set up a Monthly Investment Plan for Funds at the same time during the period from 1 April 2010 to 30 June 2010. The first monthly fee for the Integrated Account has been waived automatically and the 12-month monthly fee waiver there-after will be applied starting from the month of the first successful debit for the investment amount of Monthly Investment Plan for Funds shown on the Integrated Account. After the 12-month monthly fee waiver period, the normal monthly fee for Integrated Account will be resumed. Please refer to the Integrated Account leaflet for details. The offer is not applicable to the staff of the Bank. The Bank reserves the right to suspend, vary or discontinue the offer and amend its terms and conditions at any time without prior notice. The decision of the Bank on all matters relating to the offer shall be final and binding on all parties concerned.
3. The above offers are subject to the relevant terms and conditions, please visit hangseng.com/enjoycard for details.
4. Promotion Period from now until 28 May 2010. The above offers are subject to the relevant terms and conditions, please click here for details.
5. Promotion period is from 1 March to 31 May 2010. For details, please refer to the promotion web page. Travelsure Protection Plan is jointly underwritten by Hang Seng General Insurance (Hong Kong) Company Limited and AXA General Insurance Hong Kong Limited, which are authorised and regulated by the Commissioner of Insurance of the HKSAR. The Bank is an authorized insurance agent of Hang Seng General Insurance (Hong Kong) Company Limited and AXA General Insurance Hong Kong Limited. The Travelsure Protection Plan is only available for subscription for residents of the HKSAR.
6. Promotion period is from 10 January to 12 June 2010. For details, please refer to the promotion web page.The insurance plans are underwritten by Hang Seng General Insurance (Hong Kong) Company Limited which is authorized and regulated by the Commissioner of Insurance of the HKSAR. The Bank is an insurance agent authorised by Hang Seng General Insurance (Hong Kong) Company Limited. Insurance products offered by Hang Seng General Insurance (Hong Kong) Company Limited are only available for subscription for residents of the HKSAR.
7. The insurance plans are underwritten by Hang Seng General Insurance (Hong Kong) Company Limited which is authorized and regulated by the Commissioner of Insurance of the HKSAR. The Bank is an insurance agent authorised by Hang Seng General Insurance (Hong Kong) Company Limited. Insurance products offered by Hang Seng General Insurance (Hong Kong) Company Limited are only available for subscription for residents of the HKSAR.The premium discounts for selected customers range from 10% to 15%. 'Selected customers' refers to Prestige Banking, Preferred Banking and Hang Seng Credit Card customers.
8. Prestige Banking customers are eligible to enjoy a premium of up to 170 basis points, 50 basis points and 45 basis points on exchange rates for each transaction exchanging HKD50,000 or above into GBP, AUD/NZD, and EUR respectively via Hang Seng Personal e-Banking; and enjoy a premium of up to 160 basis points on exchange rates for exchanging GBP, and a premium of up to 40 basis points for exchanging AUD/NZD/EUR via branches or Phone Banking.
9. Foreign currencies includes GBP, AUD, CAD, NZD and EUR.The bonus interest rate is on top of the Bank's prevailing board rate. The Bank may from time to time change the interest rate, terms and conditions as well as special offers, in accordance with the Bank's policy and/or market situation. Offer cannot be used in conjunction with other offers of time deposits in the same currency. For details, please refer to the promotion web page.
10. An additional HKD100 shall be charged if payment details are in Chinese.
11. The service charge will be charged to the ‘From Account and a service charge may be imposed by the recipient banks.
12. No handling fee will be charged for HKD transfer to HSBC via ATM network.
13. Up to 30 basis point T/T exchange rate premium is only applicable to Prestige Banking customers using Prestige Banking account to exchange RMB online.
14. To enjoy the preferential interest rate of up to 1.2%p.a., customers have to convert RMB20,000 from HKD in one transaction and at the same time set up a time deposit in RMB with a tenor of one month via Hang Seng Personal e-Banking between 3 May 2010 to 31 May 2010. This offer is not applicable to RMB which is converted through our Currency Switching Service. Each person can only convert a maximum of RMB20,000 per day through a personal RMB account but there is no limit for this offer during the Promotion Period. The preferential interest rate is not applicable to the renewal of time deposits.
15. Promotion Period from 1 March 2010 to 28 February 2011 (both dates inclusive). The above offers are subject to the relevant terms and conditions. For more details, please click here for details.


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