Investment > Capital Protected Investment Deposit > Gold-Linked Capital Protected Investment Deposit

As part of our efforts to provide investors with a wide range of investment options, Hang Seng Bank offers you the Gold-Linked Capital Protected Investment Deposit. If the London Spot Gold Price moves with investors?anticipations, they can have the chance to earn a potential return which is higher than that generally available from time deposit at maturity. Even if investors do not correctly anticipate the movements, they will still receive 100% guaranteed principal and the minimum return at maturity.

Major Benefits
• Repayment of 100% guaranteed principal if the Gold-Linked Capital Protected Investment Deposit is held to the maturity date.
• Guaranteed minimum return if the Gold-Linked Capital Protected Investment Deposit is held to the maturity date.
• Deposit period can be as short as 3 months.
• Depending on the performance of the relevant London Spot Gold Price, investors can have the opportunity to receive a higher potential return.
• No handling or management fee to minimize investment cost (any fees and charges incurred by the bank, whether to enter into underlying investments or hedging agreements or for operational or administrative purposes and profit margins, if any are already inherently contained and subsumed into the calculation of the return under the Gold-Linked Capital Protected Investment Deposit).
• Choice of USD or HKD as deposit currency.

Enquiry : Personal customer: 2998 9898    |    Commercial customer: 2198 8000

Investment involves risks, please refer to the Risk Factors for details.