Investment > MaxiInterest Investment Deposit > How does it work? How the "MaxiInterest" Investment Deposit works Investors choose the Deposit Currency and Linked Currency according to their needs. Set the Initial Exchange Rate (can be set by the Bank or by customers according to their own interests(1)). On the Final Exchange Rate Fixing Date(2), compare Initial Exchange Rate and Final Exchange Rate to determine whether to receive Deposit Currency or Linked Currency (including Principal Amount and Interest). Scenarios on the Final Exchange Rate Fixing Date Returns Currency to be received Scenario 1 : Linked Currency appreciates relative to Deposit Currency Principal + Interest (paid in Deposit Currency) Deposit Currency Scenario 2 : Linked Currency depreciates relative to Deposit Currency Principal + Interest (converted to the Linked Currency at the Initial Exchange Rate and paid in the Linked Currency) Linked Currency For more information, please call: Personal customer 2998 9898    |    Commercial customer 2198 8000 Or visit any of our branches. Remarks: 1. The Bank shall have absolute discretion to accept or reject the Initial Exchange Rate set by customers. 2. The Final Exchange Rate Fixing Date is the Maturity Date of the Deposit or such other Business Day as may be determined by the Bank, and the Final Exchange Rate will be determined by the Bank at 2:00pm on the Final Exchange Rate Fixing Date.