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A Wide Selection of Stocks
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Hang Seng 50 constituent stocks1 |
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Selected HKD Denominated Index-tracking Exchange Traded Funds (ETF)2 |
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China Communications Services Corporation Limited (Stock code: 00552) |
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The Link Real Estate Investment Trust (Stock code: 00823) |
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Manulife Financial Corporation (Stock code: 00945)
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Standard Chartered Plc (Stock code: 02888) |
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China Molybdenum Company Limited (Stock code: 03993) |
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Low Investment Amount
Monthly investment amount as low as HKD1,000 each month
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Low Handling Charges
The handling charge, costs as low as HKD50 per month per stock, includes brokerage fee, stamp
duty, HKEx trading fee, SFC transaction levy, safe custody,
buy securities deposit charge and nominee services fees. There is
no charge for plan readjustment, or termination
Fee Table
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Direct Debit for Maximum Convenience
Your monthly investment amount will be paid by direct debit
for convenience3
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Higher Potential Returns with Blue-chip
Stocks
Capitalise on the potential returns (if any) of the stock market without
having to worry about short-term price fluctuations
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| 1. |
Swire Pacific 'B' not included
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| 2. |
This is not a stock but an Exchange
Traded Fund
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| 3. |
Customers should set up a direct debit
authorisation together with plan subscription for subsequent
monthly investment payment at designated branches or
via Hang Seng Personal e-Banking
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How the Plan Works
Assuming the customer's regular investment amount is HKD2,000.
The investment amount after deduction of the handling fee will
be used for purchasing stocks. The number of shares allocated
to each customer will be rounded down to the nearest whole number
of shares. Any remaining dollar amount will be credited to the
customer's payment account within five trading days following
the Securities Purchase Date.
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Regular
Investment
Amount(HKD) |
Amount Available
for Stock Purchase3(HKD)(a) |
Purchase
Price(HKD)(b) |
Number of
Shares
Purchased(c) |
Actual
Investment
Amount
(HKD)
(b) x (c) |
Amount to be
Refunded
(HKD)
(a) - (b x c) |
| 1st |
$2,000 |
$1,950 |
$12.05 |
161 |
$1,940.05 |
$9.95 |
| 2nd |
$2,000 |
$1,950 |
$13.20 |
147 |
$1,940.40 |
$9.60 |
| 3rd |
$2,000 |
$1,950 |
$13.00 |
150 |
$1,950.00 |
$0.00 |
| 4th |
$2,000 |
$1,950 |
$13.50 |
144 |
$1,944.00 |
$6.00 |
| Total |
$8,000 |
$7,800 |
- |
602 |
$7,774.45 |
$25.55 |
| 3 |
Amount available for stock purchase = Customer's regular investment amount - Handling fee (0.25% of monthly investment amount or HKD50 per stock, whichever is higher)
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Plan Details
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Minimum Monthly
Investment Amount |
HKD1,000 for each stock |
| Securities available for selection |
| - |
Hang Seng 50 constituent stocks |
| - |
Selected HKD Denominated Index-tracking Exchange Traded Funds (ETF)2 |
| - |
China Communications Services Corporation Limited (Stock code: 00552) |
| - |
The Link Real Estate Investment Trust (Stock code: 00823) |
| - |
Manulife Financial Corporation (Stock code: 00945) |
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Standard Chartered Plc (Stock code: 02888) |
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China Molybdenum Company Limited (Stock code: 03993) |
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| Payment Account |
Hong Kong Dollar account at Hang Seng Bank or HSBC |
| Payment Date4 |
The 10th of each month |
| Purchase Date |
The third trading day after Payment Date5 |
Monthly Investment
Amount Readjustment |
Effective in the following calendar month upon the receipt of customer's notice. Notice must be made 7 business days before the Payment Date. |
Monthly Investment
Portfolio Readjustment |
Effective in the following calendar month upon the receipt of customer's notice. Notice must be made 7 business days before the Payment Date. |
| Plan Termination6 |
Effective in the following calendar month upon the receipt of customer's notice. Notice must be made 7 business days before the Payment Date. |
| 4. |
Under normal circumstances. For the first contribution, the Payment Date will be on the 10th of the month after the month in which the instruction is made by the customer. The Payment Date will be postponed to the next clearing day if the 10th of the month falls on a Saturday, Sunday or public holiday.
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| 5. |
Under normal market conditions, the relevant stock's monthly investment plan will commence
around 15 minutes after the market opens
on the Purchase Date.
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| 6. |
The Plan will be terminated automatically
if no payment is made for two consecutive months.
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Fee Table
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| Handling Fee |
0.25% of the monthly investment amount per stock or HKD50 (whichever is higher), inclusive of brokerage fee, stamp duty, HKEx trading fee, SFC transaction levy, safe custody, buy securities deposit charge and nominee services fee. |
Monthly Investment Amount
or Investment Portfolio Readjustment |
Nil |
| Plan Termination |
Nil |
| - |
The number of shares allocated to each
customer will be rounded down to the nearest whole number of
shares. Any remaining dollar amount will be credited to the
customer's payment account within five trading days following
the Securities Purchase Date.
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If a customer retains stocks in the
account after he/she terminates the Monthly Investment Plan
for stocks, the Bank will impose normal securities services charges,
including safe custody fees, nominee services fees and other
relevant charges.
If a customer sells any securities in the account of Monthly Investment Plan for stocks (regardless of whether the plan is terminated), the Bank will impose normal securities services charges, including the brokerage fee at normal rate (i.e. 0.25% of transaction amount, minimum HKD100 per transaction) and other relevant securities services charges on the selling transactions.
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Act now! You can now set up a
Monthly Investment Plan through Hang
Seng Personal e-Banking7.
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For more information, please call 2998
9898 during office hours.
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Note:
| 7. |
Only applicable to Hang Seng Integrated
Account customers and not applicable to joint accounts.
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Investors should note that an Exchange Traded Fund ("ETF") is different from a typical unit trust and many factors will
affect its performance. The prices of Units and the income from them may fall as well as rise. The market price of ETF's unit on the exchange
may be different from the net asset value per unit of the Fund, owing to the fact that market demand and supply, liquidity, and bid-ask spread,
etc of the relevant unit will have effect on its market price.
The investment objective of index-tracking ETF is to match as closely as practicable
the performance of the relevant index, there can be no assurance that the performance
of the index-tracking ETF will be identical to the performance of the relevant index.
When tracking the performance of the relevant index, owing to the factors such as
index-tracking strategies, restrictions on making investment, currency fluctuations,
fund charges, expenses and reinvestment of dividend etc, the performance of
index-tracking ETF may deviate from the performance of the relevant index.
Investors are required to bear the risk of the potential performance deviation
of index-tracking fund with the relevant index. When the relevant index falls,
the Manager does not have discretion to take defensive positions. Hence, it
will result in corresponding fall in the value of the fund.
Investors should consider their own investment objectives and suitability of
REITS as part of their investment portfolio.
Before deciding whether or not to invest in the relevant fund, investors should
carefully consider all risks involved in investing in the fund and all information included in its offering document including the arrangement in
the event the fund is delisted. Investors should also satisfy themselves that the relevant fund is suitable for them in terms of their own circumstances
and financial position before making any decision to invest.
Investment returns are calculated base on the base currency of the relevant funds (which may be foreign currency).
Investors who use foreign currency for investment are subject to currency conversion risk due to exchange rate fluctuations.
In addition, investors should avoid excessive investment in any single type of investment (in terms of its proportion of their overall portfolio) including
any proposed investment in Units of the relevant ETF, REIT, open end funds or stocks so as to avoid having their investment portfolio being over-exposed to any
particular investment risk. Investors should note that all investments involve risks and past performance may not be indicative of future performance.
Investors should refer to the offering document of the relevant fund before making any investment decision.
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