Being a green bank, we are dedicated to sustaining environmentally friendly wealth management for a better tomorrow! Commitment is the key to creating a thriving future. On its part, Hang Seng Bank brings you long-term wealth management solutions including "Integrated Account" services and Credit Card services. Plus, a series of "Green Banking Services on Campus" is introduced to initiate greener wealth management. The details are as below:   - Hang Seng Bank is the official sponsor of environmental programmes at the nine local tertiary institutions(1) to raise the awareness of environmental protection among tertiary students.   - Go for Personal e-Banking to enjoy the anytime anywhere convenience of one-stop online management of all accounts and transactions, and to take part in reducing usage paper. - Also, you can log onto Hang Seng Personal e-Banking to check out e-Statements(2) of your "Integrated Account" and Credit Card at a glance, freeing yourself from the hassle of filing piles of paper statements. You may also select our " e-InvestAdvice " Service to further reduce paper usage and protect the environment by saving precious natural resources. - 24-hour Automatic Phone Banking Service to manage your finances with ease.   - All Hang Seng University Affinity Cards and MPOWER Cards (Original and Chic) are made of PETG environmentally friendly materials to minimise potential pollution. - The validity period of all new credit cards has been extended from 3 to 4 years to reduce the usage of plastic materials.   - Get financial updates and daily market analyses to grasp market information in a more timely and greener manner.   - Spend with your Credit Card at a variety of merchant outlets worldwide. What's more! Your Credit Card also gives you access to ATMs to manage your "Integrated Account" and withdraw cash or get cash advances for emergencies. More electronic banking services are coming in the near future. Please visit any branch of Hang Seng Bank to get a copy of our promotion leaflet. Rrmark: (1) Inclusive of the City University of Hong Kong, Hong Kong Baptist University, Hong Kong Shue Yan University, Lingnan University, the Chinese University of Hong Kong, the Hong Kong Institute of Education, the Hong Kong Polytechnic University, the Hong Kong University of Science and Technology and the University of Hong Kong (2) Upon your successful application for an "Integrated Account" and/ or Credit Card Account, Hang Seng Bank Limited ("the Bank") will make available the relevant transaction advices, transaction reports, account statements and records, confirmations, receipts, acknowledgements, notices and/or other communications issued from time to time by the Bank (the "Relevant Communications") for account holders to access or use through Hang Seng Personal e-Banking. The Bank will not send physical copies of the Relevant Communications to account holders. For details, please refer to the respective terms and conditions upon signing up for e-Statements.   Investors should note that all investments involve risks. Prices of investment products may go up as well as down. Investors should read the offering documents and the Risk Disclosure Statement of the relevant investment products in detail before making any investment decision.