Business Banking > Cards > Current Promotion Offer Hang Seng Commercial Card is a helpful tool for SMEs to handle all the company’s purchasing and daily expenses at ease. It brings you better cash flow with up to 56 days interest-free repayment period. Together with the Hang Seng Credit Card Cash Dollars Rewards and a vast array of merchant discount privileges, it helps to save company expenses. Enjoy 24-hour Personal Assistant Service , including restaurant recommendations and reservations, air ticket and hotel accomodation booking services, etc. Enjoy up to 62% discount upon patronizing over 4,100 designated merchant outlets in Hong Kong, including business service providers.   Free travel insurance up to HKD2,000,000(1).   (1) To enjoy the maximum 60 days free travel insurance with up to HKD2,000,000 indemnity limit, the cardholder is required to make payment of the fares/invoices of the package tour, one-way ticket or round trip tickets before departure from Hong Kong with Hang Seng Commercial Card/Corporate Card. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant insurance policy, please call our 24-hour Personal Assistance Hotline 2398 0000 for details. (2) 3-year annual fee waiver is only applicable to Companies who successfully apply for the Commercial Card online. (3) Customer can apply for multiple Commercial Cards for different Authorised Card Users. A $50 Hang Seng Credit Card Cash Dollars (“Cash Dollars”) reward will be made to each Authorised Card User who uses his/her card to spend or make cash advances at least once within 60 days from date of the issuance of the Card Collection Advice. A maximum of $300 Cash Dollars can be rewarded to the same customer under this promotion. Cash Dollars will be credited to the respective Authorised Card Users’ Commercial Card account within 8 to 10 weeks after such Authorised Card User has fulfilled the spending requirement. The Commercial Card account should be valid and have good credit record at the time when the Cash Dollars reward is credited. In addition, for each successful application of autopay service for commercial bills (such as telecommunication services, corporate insurance premium, etc.) with Commercial Card within 3 months from the date of Commercial Card account opening, $30 Cash Dollars will be rewarded. A maximum of $150 Cash Dollars can be rewarded to the same customer under this promotion. For details, terms and conditions of the cash dollars reward, please refer to the leaflet enclosed with the new card. (4) Market price was provided by the supplier on 31 December 2008 (including delivery service). Redemption letter will be mailed to customers within 14 working days after the issue date of the card collection advice. Customers should contact Pan Telecom Systems Ltd. for the delivery arrangement. For the details, and terms and conditions of delivery, please refer to the redemption letter. Hang Seng Bank Limited ("Hang Seng") will debit the approved Hang Seng Commercial Card account of applicant ("Commercial Card Account") with the redemption price of the POLYCOM SoundStation2 Conference Phone (i.e. HKD2,832) ("Redemption Price") by 12 consecutive monthly instalments (each instalment is HKD236), commencing from such date as Hang Seng may prescribe at its full discretion. Delivery service (excluding outlying islands, restricted areas, construction sites and areas outside Hong Kong Special Administrative Region) is included in the Redemption Price. Hang Seng will hold an amount equivalent to the Redemption Price from the credit limit of the Commercial Card Account until the last instalment has been debited. Hang Seng will proportionally reduce the hold amount from the credit limit of the Commercial Card Account every month after Hang Seng successfully debits the Commercial Card Account with the instalment amount due. On default of payment of any moneys due under the Commercial Card Account or in case of breach of any provisions of the applicable cardmember agreement governing the use of the Credit Card Account ("Cardmember Agreement") or any of these Terms and Conditions by applicant or in case of cancellation or termination of the Commercial Card Account or the instalment offer for whatever reason, all outstanding instalments or balance of moneys owing under these Terms and Conditions shall immediately become due and payable by applicant and shall, at the absolute discretion of Hang Seng, be debited against the Commercial Card Account whereupon the Cardmember Agreement shall apply to all the said instalments or balance. These terms and conditions are in addition to the Cardmember Agreement and in the event of any inconsistency between these terms and conditions and the Cardmember Agreement, these terms and conditions shall prevail. (5) Only applicable to Companies who apply for Commercial Card online. Companies shall provide all required documents in order to get the HKD50 Supermarket coupon. The coupon will be sent to the Customer within 6 to 8 weeks after Hang Seng receives the card application form and the required documents. Please refer to the relevant Supermarket coupon’s overleaf for the terms and conditions of the usage. Remark: All products, services and information related to the above offers are directly sold and supplied to customers by each of the participating Merchants who is solely responsible for all related obligations and liabilities. Hang Seng reserves the right to suspend, revise or terminate the above offers and amend the terms and conditions thereof at any time without prior notice. In case of any disputes, Hang Seng reserves the right of final decision. The English version of the above shall prevail whenever there is a discrepancy between English and Chinese versions.