Insurance Services

Terms and Conditions for the promotion offer:

The promotion period of the above promotion offer is from 1 September 2011 to 30 September 2011 (“Promotion Period”).
To receive the relevant offers, customers must successfully enroll in the Designated Insurance Plan(s) listed above within the Promotion Period (based on the date of signature on the application form), and with policy successfully issued on or before 30 November 2011. The annual premium of each policy (in HKD for policy underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance")), must meet the above preset annualised premium amount.
During the Promotion Period, if the Life Insured successfully enrolls in more than one policy with the same insurance plan and same payment term, the policyholder will be entitled to SOGO Gift Certificates or Longevity Gold Foil Picture once only. This rule is not applicable to Refundable Cancer Protection Life Insurance Plan.
To enjoy the offer, the policy must remain in force after the cooling-off period.
The gift or the relevant gift redemption letter will be mailed or delivered in person to the policyholder or the life insured once the policy is in force after the policy cooling-off period.
Hang Seng Bank and “Hang Seng Insurance” reserve the right to suspend, vary or discontinue the promotion offers, and amend the relevant terms and conditions without prior notice. The decision of Hang Seng Bank and “Hang Seng Insurance” on all matters relating to the promotion offer shall be final and binding on all parties concerned.


Terms and Conditions for the SOGO Gift Certificates (“Gift Certificates”) Offers:

The Gift Certificates are available while stocks last. If the Gift Certificates is running out of stock, Hang Seng Bank and “Hang Seng Insurance” reserve the right to replace and Gift Certificates with another gift(s). The value and nature of the replacement gift(s) may differ from the Gift Certificates offered in this promotion. In case of disputes, the decision of Hang Seng Bank and "Hang Seng Insurance" shall be final.
The Gift Certificates cannot be redeemed for cash, nor will change be given, and they cannot be exchanged for other gifts. The Gift Certificates will not be re-issued by Hang Seng Bank and “Hang Seng Insurance” if lost or damaged.
The supplier of the Gift Certificates is SOGO Hong Kong Company Limited. For the usage of the Gift Certificates, please refer to the terms and conditions printed on the Gift Certificates.
Hang Seng Bank and “Hang Seng Insurance” are not the suppliers of the aforementioned Gift Certificates and will not be responsible for any related liabilities. In case of disputes, customers should deal with the supplier directly.


Terms and Conditions for the Longevity Gold Foil Picture (“Gold Foil Picture”) Reward:

The Gold Foil Picture reward is applicable to Jade Global Select Universal Life Plan, TransACESM Elite II Universal Life Insurance Plan, and the universal life insurance plan underwritten by HSBC Life (International) Limited or Transamerica Life (Bermuda) Ltd.
The picture is for reference only. The Gold Foil Picture is available while stocks last. Hang Seng Bank and “Hang Seng Insurance” reserve the right to replace the Ornament with another gift. The value and nature of the replacement gift may differ from those of the Ornament offered in this promotion. In case of disputes, the decision of Hang Seng Bank and "Hang Seng Insurance" shall be final.
The Gold Foil Picture cannot be redeemed for cash, exchanged for other versions or other gifts.
Lost or damaged Gold Foil Picture will not be reissued or replaced by Hang Seng Bank.
The Gold Foil Picture or the redemption letter of the Gold Foil Picture will be mailed or delivered in person to the policyholder or the life insured if the policy is in force after the policy cooling-off period.
The supplier of the Gold Foil Picture is Dynasty International Group Holdings Limited. Hang Seng Bank and “Hang Seng Insurance” are not the suppliers of the aforementioned Gold Foil Picture and will not be responsible for any related liabilities. In case of disputes, customers should deal with the supplier directly.
The decision of Hang Seng Bank and "Hang Seng Insurance" on all matters arising from the Gold Foil Picture reward shall be final and binding on all parties concerned.