* Important Note:
For Online Securities Services and Investment Fund Services,
please note that no maximum daily limit will be applied
to the transactions of Securities Account(s) and Investment
Fund Account(s) . Primary User(s) may singly give instructions,
enter into transactions with, and operate this/these account(s).
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Risk Warning of MaxiInterest Investment Deposit and Currency-Linked
Capital Protected Investment Deposit:
"MaxiInterest" Investment Deposit ("MXI Deposit")
and Currency-Linked Capital Protected Investment Deposit ("CPI
Deposit") are structured products involving derivatives.
The investment decision is yours but you should not invest
in the MXI Deposit and CPI Deposit unless the intermediary
who sells it to you has explained to you that MXI Deposit
and CPI Deposit are suitable for you having regard to your
financial situation, investment experience and investment
objectives.
Investor should note that MXI Deposit is not capital protected
and is not normal time deposit, and thus should not be considered
as normal time deposit or its alternative. Earnings on MXI
Deposit are limited to the nominal interest payable. As the
principal and the earnings will be paid in the Deposit Currency
or the Linked Currency, whichever has depreciated against
the other, investors will have to bear the potential losses
due to currency depreciation, which may be substantial.
Investor should note that CPI Deposit is not a normal time
deposit and thus should not be considered as normal time deposit
or its derivative.
MXI Deposit and CPI Deposit are not protected deposits and
are not protected by the Deposit Protection Scheme in Hong
Kong, and the repayment of MXI Deposit and CPI Deposit are
not guaranteed by the Hong Kong SAR Government's Exchange
Fund. Investment in MXI Deposit and CPI Deposit are subject
to the credit risk of the Bank.
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Notes: |
| (1) |
The offers are
only valid for new commercial customers (“New Customers”)
who successfully open an Integrated Business Solutions Account
(“IBS Account”) with Hang Seng Bank Limited (“the
Bank”) during the period from 8 April to 30 June 2010
(“Promotion Period”), excluding (a) existing commercial
customers who are holding any Hong Kong Dollars / Foreign
Currency savings, current, time deposit accounts or IBS Accounts
(collectively the “Accounts”); or (b) customers
who closed any of the Accounts with the Bank from 8 October
2009 to 7 April 2010; or (c) customers whose Accounts were
terminated by the Bank in any period. |
| (2) |
The Total Relationship Balance
is the aggregate balance of the daily average of all your
company’s deposits, gold accounts, securities, investment
funds, utilised overdraft facilities, credit card cash advances,
outstanding balance of loans (except mortgage loans), trade
finance, Hang Seng MPF balance and Hang Seng general insurance
premiums paid each month. |
| (3) |
The offer is applicable to
New Customers who maintain a Total Relationship Balance of
HKD2,000,000 or more for the first three months from account
opening (“Offer Period”) (“Eligible Customers”)
. The Bank will contact the Eligible Customers for the delivery
of the Nokia 5230 Mobile Phone (the “Gift”) within
6-8 weeks after the end of the Offer Period, the Gift will
then be mailed to the correspondence addresses of Eligible
Customers registered with the Bank. Each Eligible Customer
is entitled to receive one Gift only. The Bank will not be
responsible for any loss of or damage of the Gift occurred
during the mailing or delivery process. The Bank is not the
supplier of the Gift and will not be responsible for any liabilities
incurred relating to the Gift. Any disputes arising from the
Gift should be resolved between the customers and the relevant
supplier. The Gift cannot be transferred or redeemed for cash.
The Bank reserves the right to replace the Gift with any other
gift of equivalent value. |
| (4) |
The offer is applicable to
New Customers who successfully complete designated transactions
via the IBS Account and Business e-Banking within the Offer
Period. Designated transactions include Outward Remittances,
Bill Payments, Autopays and setting up new Time Deposits (“Designated
Transactions”). The transaction execution date shall
fall within the Offer Period. Forward-dated instructions set
up during the Offer Period and with a transaction date out
of the Offer Period will not be counted. $30 Hang Seng Credit
Card Cash Dollars (“Cash Dollars”) will be awarded
for each Designated Transaction performed. A maximum of $600
Cash Dollars may be awarded to the same New Customer under
this offer. The Cash Dollars will be credited to the account
of the first Authorized Card User who is issued the Hang Seng
Commercial MasterCard within 8-10 weeks after the end of the
Offer Period. Customers who do not have any applicable Hang
Seng Commercial MasterCard can make enquiries to the Bank
and apply for one. If the application for Hang Seng Commercial
MasterCard is not approved, the customer will not be offered
any Cash Dollars. The relevant Commercial Card account should
still be valid and with a good credit record at the time when
the Cash Dollars reward is credited. For the terms and conditions
relating to Cash Dollars, please refer to the promotion leaflet
enclosed with the Hang Seng Commercial MasterCard. |
| (5) |
Customers can apply for multiple
Hang Seng Commercial MasterCards for different Authorised
Card Users. $50 Cash Dollars will be awarded to each Authorised
Card User who uses his/her card to spend or make cash advances
at least once within 60 days from the issuance date of the
Card Collection Advice. A maximum of $300 Cash Dollars may
be awarded to the same commercial customer under this offer.
The Cash Dollars will be credited to the Hang Seng Commercial
MasterCard account of the Authorized Card User who has fulfilled
the spending requirement within 8- 10 weeks thereafter, provided
that the Commercial Card account is valid and has good credit
record at the time when the Cash Dollars reward is credited.
For the terms and conditions relating to Cash Dollars, please
refer to the promotion leaflet enclosed with the Hang Seng
Commercial MasterCard. |
| (6) |
Free payroll services include
the waivers of registration fee (value: HKD300), annual fee
(value: HKD200) and transaction fee of the “Hang Seng
autoPay Service” and charges on first set-up with fewer
than ten second parties. |
| |
|
• |
Cash Dollars are not applicable
at designated merchants' counters in department stores, and
selected outlets of individual designated merchants; individual
designated merchant may require minimum spending for redemption
of Cash Dollars, please check with the respective merchants
for details. Use of Cash Dollars is subject to the Terms and
Conditions for the Hang Seng Credit Card Membership Rewards
Programme. Please call our 24-hour Hang Seng Credit Card Marketing
Enquiry Hotline 2998 6868 for details. |
• |
The above offers cannot be
used in conjunction with other promotional offers and may
not be transferred, refunded or exchanged for cash or any
other gift. |
• |
The Bank reserves the right
to terminate the above offers, or revise the related terms
and conditions at any time without prior notice. In case of
disputes, the decision of the Bank shall be final. |
• |
If there are discrepancies
between the English and Chinese versions of these terms and
conditions, the English version shall prevail. |