Personal Financial Services > Mortgages > Current Promotion Offer Hang Seng e-Mortgage provides one-stop online mortgage services with all-inclusive mortgage information. Simply apply online for a mortgage, our dedicated mortgage consultant will provide you with professional advice and follow up on your application within one business day, which helps you to accomplish your home-owning dream in a hassle-free way. Upon opening a "Mortgage-Link" mortgage account with us, you can enjoy a preferential savings interest rate account with [Savings % = Mortgage %](2), giving you greater returns to help offset your mortgage interest expenses. Home Buying Tips e-Valuation Mortgage Online Application Mortgage Plan Selector Mortgage Calculators Home-buying Process Terms and Conditions: (1) The extra online offer is only applicable to customers who apply for a mortgage loan online (hangseng.com or Hang Seng Personal e-Banking) with Hang Seng Bank Limited ("the Bank") from now to 31 July 2008 (both dates inclusive, as per the date of online application submission) and draw down the mortgage loan on or before 30 September 2008 with mortgage loan amount of HKD1,500,000 to HKD1,999,999 can receive an extra cash rebate of HKD1,500 while customers with mortgage loan amount of HKD2,000,000 or above can receive an extra cash rebate of HKD3,000. After submission of the mortgage online application, designated staff of the Bank will contact the customer regarding the mortgage application within one business day. Customers who apply via property agent referral or branch of Hang Seng will not be entitled to this offer. The offer is only applicable to private residential properties and is not applicable to mortgages for Home Ownership Scheme, Tenant Purchase Scheme, commercial properties, industrial properties and carparks, etc. The Bank will credit the related cash rebate to the customer’s designated mortgage installment direct debit account after loan drawdown. (2) Preferential interest rate is only applicable to Statement Savings Account or Hong Kong Dollar ("HKD") Savings Account of Integrated Account (including Prestige Banking, Preferred Banking and "Integrated Account"). Customer is entitled to enjoy the preferential interest rate only after successful drawdown of the mortgage loan. The deposit amount applicable for the preferential interest rate is limited to a maximum of 50% of the outstanding mortgage loan principal ("Available Threshold"). The Available Threshold is subject to adjustment according to the outstanding mortgage loan principal. Deposit exceeding the Available Threshold is subject to a Tier Savings Deposit Rate as quoted by the Bank from time to time according to the total credit balance of the Statement Savings Account or HKD Savings Account of Integrated Account. (3) Customers cannot enjoy the offer(s) of this promotion in conjunction with other mortgage offers of the Bank. (4) All offers can be enjoyed on the basis of each successful mortgage application. The Bank reserves the right to change the terms and conditions or offers from time to time or to terminate the offers at any time. In case of disputes over the above terms and conditions or offers, the decision of the Bank shall be final. (5) For details of the terms and conditions for the relevant mortgage loan, please contact our staff. (6) In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.