| Note: |
| 1. |
Instalment plan is only applicable to Cardmember who has not successfully applied / held any Hang Seng Credit Card Spending Instalment – Personalized Monthly Handling Fee Plan / Spending Instalment – One-off Handling Fee Plan / Spending Instalment – One-off Handling Fee Plan for Online Tax Payment/ Cash Instalment Plan / Balance Transfer Plan from 1 November 2021 to 31 October 2022. |
| 2. |
Only selected customers can apply Spending Instalment. Customers can log on to Hang Seng Personal e-Banking to check the Spending Instalment Application form or call  to check if qualified. For details, please refer to respective Terms & Conditions clause 1. |
| 3. |
Spending Instalment – One-off Handling Fee Plan includes local and overseas payment made at physical and online stores or online bill payment (except tax payment). For details for the designated spending categories, please refer to the related Terms and Conditions. |
| 4. |
Please apply prior to the credit card statement due date, required time for approval and transferal as below:
| Application phase |
Required time |
| Approval result |
Instant |
| Transfer approved amount to credit card account |
Amount will be disbursed to your credit card account on the same day
if application submitted within below time period. If not, it will be
processed on or before the next day:
Mon to Fri: 00:00 – 19:00
Sat : 00:00 – 17:30
Sun : Full day |
|
| 5. |
For Hang Seng Website or Hang Seng Personal Banking Mobile App, minimum instalment application amount is from HKD 800 and 3-months. For application hotline, minimum instalment application amount is from HKD 3,000 and 6-months. |
