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Amid the upcoming U.S. President Election, are there any investment opportunities? Capture opportunities under different market conditions with online investment platform





Important Risk Warnings
Investors should note that all investments involve risks. Prices of investment products may go up as well as down and may even become valueless Investores should not only base on this ebpage alone to make any investment decision, but should read in detail the offering docouments and the Risk Disclosure Statements of the relevant investment products.

The above offers are not and should not be considered as an offer or solicitation to deal in any of the investment products or services mentioned herein. Hang Seng Bank Limited (the "Bank") reserves the right to suspend, revise or terminate the above related offer at any time and to amend the terms and conditions thereof from time to time without prior notice. The decision of the Bank on all matters relating to the above related offer shall be final and binding on all parties concerned.

Hang Seng Bank

Risk Disclosure of MaxiInterest Investment Deposit
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This is a structured product involving derivatives. The investment decision is yours but you should not invest in the MaxiInterest Investment Deposit unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should read the relevant Important Facts Statement, Terms and Conditions and risk disclosure statement before making any investment decision.
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Investors should note that this product is not capital protected and is not a normal time deposit, and thus should not be considered as normal time deposit or its alternative.
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Earnings on this product are limited to the nominal interest payable. As the principal and the earning will be paid in the Deposit Currency or the Linked Currency, whichever has depreciated against the other, investors will have to bear the potential losses due to currency depreciation, which may be substantial. If the product is withdrawn before maturity, investors will also have to bear the costs involved. Such losses and costs may reduce the earnings and the principal amount of this product. Investors should seek professional advice where necessary. The relevant Terms and Conditions of this product are available upon request to the staff of Hang Seng Bank (the Bank).
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This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
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Investment in this product is subject to the credit risk of the Bank.
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Renminbi (RMB) is subject to foreign exchange control by the PRC government and thus investors investing in the MaxiInterest Investment Deposit involving RMB are subject to the currency risk of RMB.

Risk Disclosure of Capital Protected Investment Deposit
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This is a structured product involving derivatives. The investment decision is yours but you should not invest in the Capital Protected Investment Deposit unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investor should read the Important Facts Statement of the relevant investment type, the relevant term sheet, Terms and Conditions and risk disclosure statement before making any investment decision.
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Investor should note that this product is not normal time deposit and thus should not be considered as normal time deposit or its alternative. This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
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Investment in this product is subject to the credit risk of the Bank.
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RMB is subject to foreign exchange control by the PRC government and thus investors investing in the Capital Protected Investment Deposit involving RMB are subject to the currency risk of RMB.

Risk Disclosure of FX and Precious Metal Margin Trading Services
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The risk of loss in leveraged foreign exchange and precious metal trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your Account. You should therefore carefully consider whether FX and precious metal margin trading is suitable for you in light of your own financial position and investment objectives.
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Renminbi (RMB) is subject to foreign exchange control by the PRC government. If your Margin Trading Contract involves Offshore Renminbi, you are subject to the currency risk of RMB.
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Investment involves risks. The above risk disclosure cannot disclose all the risks involved. You should read and understand all the relevant documents and risk disclosure (in particular, the Risk Disclosure Statement contained in the relevant application form) before making any investment decision.
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The contents of this webpage have not been reviewed by any regulatory authority in Hong Kong. You are advised to exercise caution in relation to this webpage. If you are uncertain of or do not understand the nature of and the risks involved in leveraged foreign exchange and precious metal trading, you should seek independent professional advice.

Risk Disclosure of Investment Fund
Investors should note that investment involves risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read the relevant fund's offering documents (including the full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) in detail before making any investment decision.
Risk Disclosure of Capital Protected Investment Deposit
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This is a structured product involving derivatives. The investment decision is yours but you should not invest in the Capital Protected Investment Deposit unless the interme diary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investor should read the Important Facts Statement of the relevant investment type, the relevant term sheet, Terms and Conditions and risk disclosure statement before making any investment decision.
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Investor should note that this product is not a normal time deposit and thus should not be considered as a normal time deposit or its alternative.
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This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
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Investment in this product is subject to the credit risk of the Bank.
Risk Disclosure of Equity Linked Structured Product
The market value of the equity linked structured product may fluctuate and investors may sustain a total loss of their investment. Prospective investors should therefore ensure that they understand the nature of the equity linked structured product and carefully study the risk factors set out in the offering documents for the equity linked structured product and, where necessary, seek independent professional advice, before they decide whether to invest in equity linked structured product. If you purchase the equity linked structured product, you are relying upon the creditworthiness of the Issuer of equity linked structured product.

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