Hang Seng Bank
Home Insurance Plan – Enjoy up to 50x Cash Dollars upon application
Promotional Offers

Hang Seng Bank

Notes :
1. Household Contents are furniture, fixtures and fittings, interior decoration (including the interior decoration made by the previous home owners), household goods and Personal Effects the property of the Insured for which he is legally responsible or the property of the Insured’s Family Members permanently residing with him, but excluding the interior decoration, fixtures and fittings provided by developer. Compensation will be based on the purchase value of a replacement (except clothing and footwear).
2. The maximum claim of household contents per event is HKD500,000 (Home Care Plus Home Insurance Plan – Standard Plan) and HKD1,000,000 (Home Care Plus Home Insurance Plan – Premium Plan).
3. Worldwide Personal Liability Benefit protects against civil liability in the event of the negligence of the Insured Person or any of his or her family members causing third-party death, bodily injury or property damage, with a maximum claim of HKD5,000,000 per year.
4. If you apply for or with an inforced policy of Travelsure Protection Plan within the insured period of The Plan, the maximum claim of “Worldwide All-Risks Cover for Personal Belongings” under The Plan will be doubled automatically during travelling. The maximum claim of “Home and Away Cover” extension per year is HKD30,000 (Home Care Plus Home Insurance Plan – Standard Plan) and HKD60,000 (Home Care Plus Home Insurance Plan – Premium Plan). Worldwide All-Risks Cover for Personal Belongings excludes daily necessities such as mobile phones, spectacles and cash etc.
5. For Terms and Conditions for the promotional offers, please click here. 

In the event of any discrepancy or inconsistency between the English version and the Chinese version of the above information, the English version shall apply and prevail.

The above is intended as a general summary of information for reference only. Please refer to the English version of the policy for the plan coverage, exact terms and conditions and exclusions.

The Home Care Plus Home Insurance Plan ("The Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated by the Commissioner of Insurance of the HKSAR. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of The Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of The Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus accordingly in respect of the selling of The Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly QBE General Insurance (Hong Kong) Limited and the customer.

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