Terms and Conditions for 0% Investment Fund Subscription Fee Offer (the “Offer”):

  1. The promotion period is from 1 January 2024 to 28 March 2024, both dates inclusive (the "Promotion Period").
  2. This Offer is only applicable to customers of Hang Seng Cross-boundary WMC Southbound Investment Account ("Eligible Customers").
  3. During the Promotion Period, Eligible Customers can enjoy a 0% fund subscription fee offer for subscription of investment funds distributed by the Bank (excluding the funds subscribed through Hang Seng Monthly Investment Plan for Funds) made with their Cross-boundary WMC Southbound Investment Account via Hang Seng Personal e-Banking , Personal Banking mobile app or phone banking services. Subscription application which is cancelled or cannot be successfully processed will not be counted.
  4. Investment funds distributed by the Bank are funds offered in "Hang Seng Fund SuperMart" (hangsengcom/Fundsupermart) available for subscription.
  5. Fund subscription applications which are received after the cut-off time of the relevant funds on the last day of the Promotion Period (i.e. 28 March 2024) will not be considered as eligible subscription applications within the Promotion Period. Such subscription applications will be processed on the next dealing day. Please note that different cut-off times may apply to subscription applications for different funds and / or the same fund through different channels. Customers are advised to contact our staff beforehand to enquire about the cut-off time for the relevant subscription application.
  6. This Offer does not apply to fund subscriptions made pursuant to any Hang Seng Monthly Investment Plan for Funds, or through any SimplyFund account (under the account number suffix of 384), fund units with no subscription fees, money market funds, or other funds/ fund transactions as specified by the Bank from time to time.
  7. The Offer is not applicable to Business Banking and Private Banking Account customers. The Offer cannot be used in conjunction with other offers for the same product(s) or service(s) of the Bank.

Risk Disclosure of Investment Funds

Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and the Notice to Customers for Fund Investing before making any investment decision. Investment funds are investment products and some may involve derivatives. Investors should carefully consider their own circumstances whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

Investors should not only base on this material alone to make investment decisions, but should read the relevant offering documents of the investment products (including the full text of the risk factors stated therein) and risk disclosure statements of the relevant investment products in detail before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment. The contents of this material have not been reviewed by any regulatory authority in Hong Kong.